- **Donegal Group Inc.** reported a **19.9% increase** in net income to **$20.080 million** for the third quarter of 2025, with **diluted Net income per Class A share** rising **7.8%** to **$0.55**.  **[800457_3895a4b5717b45e7a1e4cb4d6889f977_1]**  For the first nine months of 2025, net income surged **131.4%** to **$62.152 million**, and diluted Net income per Class A share increased **112.3%** to **$1.72**.  **[800457_3895a4b5717b45e7a1e4cb4d6889f977_1]** 
- The company's **GAAP combined ratio improved** to **95.9%** in the third quarter of 2025 from 96.4% in the prior-year quarter, and to **95.1%** for the first nine months of 2025 from 100.6% in the prior-year period, partly due to **lower weather-related losses**.  **[800457_3895a4b5717b45e7a1e4cb4d6889f977_5]** 
- **Book value per share** increased to **$17.14** as of September 30, 2025, from $15.22 at September 30, 2024.  **[800457_3895a4b5717b45e7a1e4cb4d6889f977_1]** 
- Management highlighted **strong renewal price increases and solid retention in commercial lines**, while in personal lines, a focus on profitability and ongoing systems transformation is expected to result in **modest premium declines through 2025 and 2026**.  **[800457_3895a4b5717b45e7a1e4cb4d6889f977_2]** 
- A regular quarterly cash dividend of **$0.1825 per share for Class A** common stock and **$0.165 per share for Class B** common stock was declared on October 16, 2025, payable on November 17, 2025.  **[800457_3895a4b5717b45e7a1e4cb4d6889f977_10]**

Donegal Group Inc. Announces Third Quarter and First Nine Months 2025 Results

- Donegal Group Inc. reported **net income of $20.1 million**, or **$0.55 per diluted Class A share**, for the third quarter of 2025, an increase from $16.8 million, or $0.51 per diluted Class A share, in the prior-year quarter.  **[800457_0001171843-25-006793_exh_991.htm:0]** 
- Net premiums earned decreased **3.4% to $229.8 million** in Q3 2025, while the combined ratio improved to **95.9%** from 96.4% in Q3 2024.  **[800457_0001171843-25-006793_exh_991.htm:0]** 
- The company's book value per share was **$17.14** as of September 30, 2025, an increase from $15.22 a year prior.  **[800457_0001171843-25-006793_exh_991.htm:0]** 
- Net premiums written decreased **5.4%** for the third quarter of 2025, primarily due to a **15.9% decrease in personal lines** premiums, partially offset by a **3.4% increase in commercial lines** premiums.  **[800457_0001171843-25-006793_exh_991.htm:3]** 
- Management noted that benign weather conditions contributed to the quarterly performance and anticipates modest declines in personal lines premiums through the remainder of 2025 and into 2026.  **[800457_0001171843-25-006793_exh_991.htm:0]** **[800457_0001171843-25-006793_exh_991.htm:1]**

DONEGAL GROUP (DGICA)