Earnings summaries and quarterly performance for ECB Bancorp, Inc. /MD/.
Executive leadership at ECB Bancorp, Inc. /MD/.
Richard J. O'Neil, Jr.
Detailed
President and Chief Executive Officer
CEO
BN
Brandon N. Lavertu
Detailed
Executive Vice President and Chief Financial Officer
JA
John A. Citrano
Detailed
Executive Vice President and Chief Operating Officer
JM
John Migliozzi
Detailed
Executive Vice President and Chief Lending Officer
Board of directors at ECB Bancorp, Inc. /MD/.
Research analysts covering ECB Bancorp, Inc. /MD/.
Recent press releases and 8-K filings for ECBK.
ECB Bancorp, Inc. Reports Strong Fourth Quarter and Full-Year 2025 Results
ECBK
Earnings
Revenue Acceleration/Inflection
- ECB Bancorp, Inc. reported net income of $2.6 million, or $0.31 per diluted share, for the quarter ended December 31, 2025, and $7.8 million, or $0.94 per diluted share, for the year ended December 31, 2025.
- The company experienced significant balance sheet growth, with loans increasing $237.0 million (20.7%) to $1.38 billion and deposits growing $133.8 million (13.4%) to $1.13 billion year-over-year as of December 31, 2025.
- Net interest margin expanded to 2.32% for Q4 2025 and 2.12% for the full year 2025, while the efficiency ratio improved to 64.2% in 2025 from 78.8% in 2024.
- Asset quality remained strong, with nonperforming assets representing only 0.07% of total assets as of December 31, 2025.
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