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FIRST BANCORP /NC/ (FBNC)

Earnings summaries and quarterly performance for FIRST BANCORP /NC/.

Research analysts covering FIRST BANCORP /NC/.

Recent press releases and 8-K filings for FBNC.

FirstSun Capital Bancorp and First Foundation Inc. Announce Merger Plans
FBNC
M&A
New Projects/Investments
  • FirstSun Capital Bancorp and First Foundation Inc. are pursuing a merger.
  • The merger aims to strengthen their platforms for sustainable growth and expand earnings power.
  • The strategic focus of the merger is on large markets, including Southern California, to drive greater value for stockholders.
Oct 27, 2025, 9:12 PM
First Bancorp Reports Third Quarter 2025 Results
FBNC
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
  • First Bancorp reported net income of $20.4 million and diluted EPS of $0.49 for the third quarter of 2025. Excluding a $27.9 million securities loss, adjusted net income was $41.8 million and adjusted diluted EPS was $1.01.
  • Net interest income increased to $102.5 million in Q3 2025, up from $96.7 million in the linked quarter, with the Net Interest Margin (NIM) expanding to 3.46% from 3.32%.
  • Total loans grew by $193.6 million, or 9.3% annualized, reaching $8.4 billion at September 30, 2025. Customer deposits also increased by $55.7 million during the quarter.
  • The third quarter 2025 results included a $27.9 million pre-tax securities loss from a loss-earnback transaction and a $4.0 million reduction to the loan loss provision related to Hurricane Helene.
Oct 22, 2025, 8:06 PM
First Bancorp Reports Third Quarter 2025 Results
FBNC
Earnings
Revenue Acceleration/Inflection
  • First Bancorp (FBNC) reported net income of $20.4 million and diluted EPS of $0.49 for the third quarter of 2025. Excluding a $27.9 million securities loss, adjusted diluted EPS was $1.01.
  • Net interest income increased to $102.5 million in Q3 2025, up 6.0% from the linked quarter, with the Net Interest Margin (NIM) expanding to 3.46%, a 14 basis point increase from Q2 2025.
  • The company achieved loan growth of $193.6 million, reaching $8.4 billion at September 30, 2025, an annualized increase of 9.3%.
  • Asset quality remained strong, with annualized net loan charge-offs at 0.14% and total nonperforming assets at $39.0 million, or 0.31% of total assets, as of September 30, 2025.
  • Capital levels remained robust, with an estimated total risk-based capital ratio of 16.58% and a tangible common equity to tangible assets ratio of 9.12% at September 30, 2025.
Oct 22, 2025, 8:05 PM