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FIRST FINANCIAL BANKSHARES (FFIN)

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Earnings summaries and quarterly performance for FIRST FINANCIAL BANKSHARES.

Research analysts covering FIRST FINANCIAL BANKSHARES.

Recent press releases and 8-K filings for FFIN.

First Financial Bankshares Reports Q3 2025 Earnings Impacted by Credit Loss
FFIN
Earnings
Profit Warning
Legal Proceedings
  • First Financial Bankshares, Inc. (FFIN) reported net income of $52.27 million and diluted earnings per share of $0.36 for the third quarter of 2025, a decrease from $66.66 million and $0.47, respectively, in the second quarter of 2025.
  • The company's third-quarter results were significantly affected by a $21.55 million credit loss stemming from fraudulent activity with a commercial borrower, resulting in a provision for credit losses of $24.44 million.
  • Despite this setback, net interest income rose to $127.00 million for Q3 2025, up from $123.73 million in Q2 2025, with a net interest margin of 3.80%.
  • CEO F. Scott Dueser indicated that the credit loss is considered isolated and that core earnings trends remain positive, with year-to-date earnings growth of nearly 12 percent compared to 2024.
Oct 24, 2025, 6:35 PM