Sign in

You're signed outSign in or to get full access.

FIRST FINANCIAL BANKSHARES (FFIN)

Earnings summaries and quarterly performance for FIRST FINANCIAL BANKSHARES.

Research analysts covering FIRST FINANCIAL BANKSHARES.

Recent press releases and 8-K filings for FFIN.

First Financial Bankshares Reports Q3 2025 Earnings Impacted by Credit Loss
FFIN
Earnings
Profit Warning
Legal Proceedings
  • First Financial Bankshares, Inc. (FFIN) reported net income of $52.27 million and diluted earnings per share of $0.36 for the third quarter of 2025, a decrease from $66.66 million and $0.47, respectively, in the second quarter of 2025.
  • The company's third-quarter results were significantly affected by a $21.55 million credit loss stemming from fraudulent activity with a commercial borrower, resulting in a provision for credit losses of $24.44 million.
  • Despite this setback, net interest income rose to $127.00 million for Q3 2025, up from $123.73 million in Q2 2025, with a net interest margin of 3.80%.
  • CEO F. Scott Dueser indicated that the credit loss is considered isolated and that core earnings trends remain positive, with year-to-date earnings growth of nearly 12 percent compared to 2024.
Oct 24, 2025, 6:35 PM