Earnings summaries and quarterly performance for FIRST FINANCIAL BANKSHARES.
Executive leadership at FIRST FINANCIAL BANKSHARES.
F. Scott Dueser
Detailed
Chairman and Chief Executive Officer
CEO
BG
Brian Goodrich
Detailed
Executive Vice President and General Counsel
DB
David Bailey
Detailed
President
JR
John Ruzicka
Detailed
Executive Vice President and Chief Information Officer
KM
Kyle McVey
Detailed
Executive Vice President, Chief Accounting Officer and Investor Relations Director
LB
Lon Biebighauser
Detailed
President, First Financial Trust & Asset Management Company
LL
Luke Longhofer
Detailed
Executive Vice President and Chief Credit Officer
MH
Michelle Hickox
Detailed
Executive Vice President and Chief Financial Officer
RR
Randy Roewe
Detailed
Executive Vice President and Chief Risk Officer
RB
Ronald Butler
Detailed
Executive Vice President and Chief Administrative Officer
Board of directors at FIRST FINANCIAL BANKSHARES.
BP
Blake Poutra
Detailed
Director
DC
David Copeland
Detailed
Director
EJ
Eli Jones
Detailed
Director
GH
Geoff Haney
Detailed
Director
JT
Johnny Trotter
Detailed
Director
KM
Kade Matthews
Detailed
Director
MD
Mike Denny
Detailed
Director
ME
Murray Edwards
Detailed
Lead Independent Director
RN
Robert Nickles
Detailed
Director
SP
Sally Pope Davis
Detailed
Director
TL
Tim Lancaster
Detailed
Director
VL
Vianei Lopez Braun
Detailed
Director
Research analysts covering FIRST FINANCIAL BANKSHARES.
Recent press releases and 8-K filings for FFIN.
First Financial Bankshares announces CEO transition and new Executive Chairman role for F. Scott Dueser
FFIN
CEO Change
Management Change
Executive Compensation
- F. Scott Dueser will transition from Chief Executive Officer to Executive Chairman of First Financial Bankshares, Inc. and First Financial Bank, effective February 1, 2026.
- David Bailey has been promoted to President and Chief Executive Officer of both entities, also effective February 1, 2026.
- Dueser's tenure as Executive Chairman will last until the Company's 2028 annual shareholders' meeting, with his duties being advisory and non-operational.
- His compensation package as Executive Chairman includes annualized base salaries of $1,105,000 in 2026, $772,500 in 2027, and $400,000 in 2028 (prorated), along with eligibility for annual incentive plans in 2026 and 2027, and a $900,000 equity award in 2026.
Jan 29, 2026, 9:22 PM
First Financial Bankshares Announces Strong Q4 and Full-Year 2025 Earnings
FFIN
Earnings
Revenue Acceleration/Inflection
- First Financial Bankshares, Inc. (FFIN) reported record net income of $73.31 million and diluted earnings per share of $0.51 for the fourth quarter of 2025, an increase from $52.27 million and $0.36, respectively, in the prior quarter.
- For the full year ended December 31, 2025, net income rose 13.45 percent to $253.58 million, or $1.77 per diluted share, compared to $223.51 million, or $1.56 per diluted share, in 2024.
- Net interest income for Q4 2025 was $131.37 million with a net interest margin of 3.81 percent, and the company recorded a credit provision reversal of $2.49 million for the quarter.
- The company's total assets grew to $15.446 billion and total deposits reached $13.346 billion as of December 31, 2025.
Jan 23, 2026, 10:04 PM
First Financial Bankshares Announces Strong Q4 and Full-Year 2025 Earnings
FFIN
Earnings
Revenue Acceleration/Inflection
- First Financial Bankshares reported net income of $73.31 million and diluted earnings per share of $0.51 for the fourth quarter of 2025, an increase from $62.32 million and $0.43, respectively, in the fourth quarter of 2024. For the full year 2025, net income was $253.58 million, or $1.77 per diluted share, compared to $223.51 million, or $1.56 per diluted share, for 2024.
- Net interest income for Q4 2025 was $131.37 million, up from $116.12 million in Q4 2024, with the net interest margin on a tax-equivalent basis at 3.81 percent for Q4 2025, compared to 3.67 percent in Q4 2024.
- The company's total assets reached $15.45 billion as of December 31, 2025, an increase from $13.98 billion at December 31, 2024. Deposits and Repurchase Agreements also grew to $13.41 billion at December 31, 2025, from $12.16 billion a year prior.
- The efficiency ratio improved to 46.10 percent for the fourth quarter of 2025, down from 46.81 percent in the fourth quarter of 2024.
- Chairman and CEO F. Scott Dueser noted a "strong finish to 2025" with record quarterly net income and significant deposit growth, which is expected to support loan and securities growth in 2026.
Jan 22, 2026, 9:05 PM
First Financial Bankshares Reports Q3 2025 Earnings Impacted by Credit Loss
FFIN
Earnings
Profit Warning
Legal Proceedings
- First Financial Bankshares, Inc. (FFIN) reported net income of $52.27 million and diluted earnings per share of $0.36 for the third quarter of 2025, a decrease from $66.66 million and $0.47, respectively, in the second quarter of 2025.
- The company's third-quarter results were significantly affected by a $21.55 million credit loss stemming from fraudulent activity with a commercial borrower, resulting in a provision for credit losses of $24.44 million.
- Despite this setback, net interest income rose to $127.00 million for Q3 2025, up from $123.73 million in Q2 2025, with a net interest margin of 3.80%.
- CEO F. Scott Dueser indicated that the credit loss is considered isolated and that core earnings trends remain positive, with year-to-date earnings growth of nearly 12 percent compared to 2024.
Oct 24, 2025, 6:35 PM
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