Earnings summaries and quarterly performance for FNB CORP/PA/.
Executive leadership at FNB CORP/PA/.
Vincent J. Delie, Jr.
Detailed
Chairman, President and Chief Executive Officer
CEO
Alfred D. Cho
Detailed
Chief Consumer Banking Officer
David B. Mitchell II
Detailed
Chief Wholesale Banking Officer
Gary L. Guerrieri
Detailed
Chief Credit Officer
James G. Orie
Detailed
Chief Legal Officer and Corporate Secretary
James L. Dutey
Detailed
Corporate Controller and Principal Accounting Officer
Vincent J. Calabrese, Jr.
Detailed
Chief Financial Officer
Board of directors at FNB CORP/PA/.
David J. Malone
Detailed
Director
David L. Motley
Detailed
Director
Frank C. Mencini
Detailed
Director
Heidi A. Nicholas
Detailed
Director
James D. Chiafullo
Detailed
Director
John S. Stanik
Detailed
Director
Mary Jo Dively
Detailed
Director
Pamela A. Bena
Detailed
Director
William B. Campbell
Detailed
Independent Lead Director
William J. Strimbu
Detailed
Director
Research analysts who have asked questions during FNB CORP/PA/ earnings calls.
Daniel Tamayo
Raymond James Financial, Inc.
5 questions for FNB
Also covers: ASB, CNOB, FBIZ +13 more
Kelly Motta
Keefe, Bruyette & Woods
5 questions for FNB
Also covers: AX, BANR, BOH +18 more
Russell Gunther
Stephens Inc.
5 questions for FNB
Also covers: ABCB, AMTB, AUB +10 more
Brian Martin
Janney Montgomery Scott
3 questions for FNB
Also covers: BFIN, BY, EFSC +10 more
Frank Schiraldi
Piper Sandler
3 questions for FNB
Also covers: BPOP, CASH, CBU +14 more
Manuel Navas
D.A. Davidson & Co.
3 questions for FNB
Also covers: ABCB, BFST, CBU +16 more
Casey Haire
Jefferies
2 questions for FNB
Also covers: ASB, CADE, CFR +12 more
Timur Braziler
Wells Fargo
2 questions for FNB
Also covers: ASB, BANC, BKU +16 more
Casey Hare
Autonomous Research
1 question for FNB
Also covers: FULT, PNFP
David Smith
Truist Securities
1 question for FNB
Also covers: AESI, BK, CLB +19 more
Emanuela Navis
D.A. Davidson
1 question for FNB
Recent press releases and 8-K filings for FNB.
FNB Corporation Reports Strong Q3 2025 Results and Provides 2025 Guidance
FNB
Earnings
Guidance Update
Share Buyback
- F.N.B. Corporation reported Q3 2025 earnings per diluted common share of $0.41 and record profitability metrics including 1.29% ROATA and 14.9% ROATCE.
- The company achieved 4.4% linked-quarter revenue growth, driven by record net interest income of $359.3 million and non-interest income of $98.2 million.
- Average total loans and leases increased 3.6% annualized, and average total deposits increased 8.2% annualized, linked quarter. FNB maintained a strong capital position with a 11.1% CET1 ratio and a record tangible book value of $11.48 per share.
- For FY 2025, FNB expects Net Interest Income between $1.390-$1.405 billion and Non-Interest Income between $365-$370 million, alongside continued disciplined expense management.
- The company returned $162 million in capital to shareholders year-to-date in 2025 and plans to continue its share repurchase program.
Nov 5, 2025, 9:36 PM
FNB Reports Strong Q3 2025 Earnings with Revenue and Profit Growth
FNB
Earnings
Guidance Update
Revenue Acceleration/Inflection
- FNB reported strong Q3 2025 financial results, with net income available to common shareholders increasing 14.4% linked quarter to $149.5 million, or $0.41 per diluted common share.
- Total revenue grew 4.4% linked-quarter to $457.442 million, driven by record net interest income of $359.3 million and non-interest income of $98.2 million, with the net interest margin (FTE) expanding 6 basis points to 3.25%.
- The company achieved improved operational efficiency, with the efficiency ratio (FTE) decreasing to 52.4% in Q3 2025 from 54.8% in the prior quarter.
- Balance sheet growth continued, as average total loans and leases increased 3.6% annualized and average total deposits increased 8.2% annualized linked quarter, contributing to a record tangible book value per share of $11.48.
- For FY 2025, FNB projects Net Interest Income (non-FTE) between $1.390-$1.405 billion and Non-Interest Income between $365-$370 million.
Oct 17, 2025, 12:30 PM
FNB Reports Record Q3 2025 Earnings and Capital Levels
FNB
Earnings
Revenue Acceleration/Inflection
Share Buyback
- FNB reported record Q3 2025 earnings per share of $0.41 and net income available to common shareholders of $150,000,000. Total revenue reached a record $457,000,000, with operating pre-provision net revenue increasing 18% from the year-ago quarter.
- The company achieved record capital levels, with a CET1 ratio of 11% and tangible common equity at 8.7%. FNB returned $162,000,000 to shareholders year-to-date through its share repurchase program and quarterly dividends.
- FNB demonstrated strong balance sheet management, with annualized linked-quarter deposit growth of 7% and a loan-to-deposit ratio ending the quarter at 90.9%. The net interest margin expanded six basis points linked quarter to 3.25%.
- Strategic initiatives include plans to add 30 new branches by 2030 in high-growth markets and continued focus on expanding fee-based businesses, particularly in investment banking, public finance, and treasury management.
Oct 17, 2025, 12:30 PM
F.N.B. Reports Record Q3 2025 Earnings and Updates Full-Year Guidance
FNB
Earnings
Guidance Update
New Projects/Investments
- F.N.B. reported record Q3 2025 earnings per share of $0.41, a 14% increase from the prior quarter, with net income available to common shareholders reaching $150 million.
- The company achieved record total revenue of $457 million, driven by strong contributions from fee-based businesses, leading to a record $98.2 million in non-interest income.
- Capital positions reached record levels, with a tangible common equity ratio of 8.7% and a CET1 ratio of 11%.
- F.N.B. updated its full-year 2025 guidance, raising net interest income to $1.39 to $1.405 billion and revising provision guidance to $85 to $95 million.
- The company plans to expand its organic growth strategy by adding 30 new branches to its network by 2030, focused primarily in the high-growth Carolinas and Mid-Atlantic markets.
Oct 17, 2025, 12:30 PM
F.N.B. Corporation Reports Third Quarter 2025 Earnings
FNB
Earnings
Share Buyback
- F.N.B. Corporation reported diluted earnings per common share of $0.41 for the third quarter of 2025, marking a 37% increase from the prior year and a 14% increase from the prior quarter. Operating diluted earnings per common share also stood at $0.41.
- The company achieved record revenue of $457 million in Q3 2025, with net interest income totaling $359.3 million (an 11.1% increase from Q3 2024) and non-interest income reaching a record $98.2 million.
- Capital levels strengthened, with an estimated Common Equity Tier 1 (CET1) regulatory capital ratio of 11.0% and a tangible common equity to tangible assets ratio (non-GAAP) of 8.7% as of September 30, 2025.
- Tangible book value per common share (non-GAAP) increased to $11.48 at September 30, 2025, reflecting an 11.1% increase compared to September 30, 2024.
- During the third quarter of 2025, F.N.B. Corporation repurchased $12 million of common stock, totaling 0.8 million shares, at a weighted average share price of $15.50.
Oct 17, 2025, 11:30 AM
F.N.B. Corporation Reports Strong Third Quarter 2025 Earnings
FNB
Earnings
Share Buyback
Revenue Acceleration/Inflection
- F.N.B. Corporation reported net income available to common shareholders of $149.5 million and earnings per diluted common share of $0.41 for the third quarter of 2025.
- Operating earnings per diluted common share (non-GAAP) increased 37% from the prior year and 14% from the prior quarter to $0.41, driven by record revenue of $457 million.
- The company achieved record capital levels with an estimated Common Equity Tier 1 (CET1) regulatory capital ratio of 11.0% and tangible book value per common share (non-GAAP) growing 11.1% year-over-year to $11.48.
- Average loans and leases increased 3.0% year-over-year to $34.8 billion, and average deposits grew 6.4% year-over-year to $37.9 billion.
- The company repurchased $12 million, or 0.8 million shares, of common stock during the third quarter of 2025.
Oct 16, 2025, 8:30 PM
Quarterly earnings call transcripts for FNB CORP/PA/.
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