- First Northwest Bancorp reported **net income of $802,000** and **basic and diluted income per share of $0.09** for the third quarter of 2025, compared to net income of $3.7 million and EPS of $0.42 in the second quarter of 2025, and a net loss of $2.0 million and loss per share of $0.23 for the third quarter of 2024.  **[1556727_0001437749-25-031763_ex_857843.htm:1]** 
- The Board of Directors **elected not to declare a dividend** for the third quarter of 2025 as part of a prudent approach to capital management.  **[1556727_0001437749-25-031763_ex_857843.htm:1]** 
- The company's **net interest margin increased to 2.91%** for the third quarter of 2025, up from 2.83% in the preceding quarter and 2.70% in the third quarter of 2024, marking five consecutive quarters of improvement.  **[1556727_0001437749-25-031763_ex_857843.htm:1]** **[1556727_0001437749-25-031763_ex_857843.htm:2]** **[1556727_0001437749-25-031763_ex_857843.htm:4]** 
- First Fed's **risk-based capital ratios improved to 13.7%** for the third quarter of 2025, compared to 13.1% in the second quarter of 2025 and 13.4% for the third quarter of 2024.  **[1556727_0001437749-25-031763_ex_857843.htm:1]** **[1556727_0001437749-25-031763_ex_857843.htm:2]** 
- **Noninterest expense increased by $4.6 million to $17.4 million** for the third quarter of 2025, primarily due to **$1.1 million in nonrecurring executive transition costs** and a **$1.6 million increase in legal fees** over the preceding quarter.  **[1556727_0001437749-25-031763_ex_857843.htm:4]**

First Northwest Bancorp (FNWB)