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FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)

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Earnings summaries and quarterly performance for FRANKLIN FINANCIAL SERVICES CORP /PA/.

Research analysts covering FRANKLIN FINANCIAL SERVICES CORP /PA/.

Recent press releases and 8-K filings for FRAF.

Franklin Financial Services Corporation Releases Investor Presentation with Q4 2025 Financial Highlights
FRAF
Earnings
Dividends
  • Franklin Financial Services Corporation reported net income of $21.226 million and diluted earnings per share of $4.74 for the year ended December 31, 2025.
  • As of December 31, 2025, the company's total assets were $2.239 billion, with net loans of $1.541 billion and total deposits of $1.836 billion.
  • For the year ended December 31, 2025, the company paid regular cash dividends of $1.31 per share, resulting in a cash dividend yield of 2.61%, and reported a tangible book value per share of $37.10.
4 days ago
Franklin Financial Services Corporation Reports Strong Q4 and Full-Year 2025 Results, Declares Dividend
FRAF
Earnings
Dividends
Share Buyback
  • Franklin Financial Services Corporation reported net income of $6.0 million ($1.35 per diluted share) for the fourth quarter of 2025, an increase of 12.9% compared to the third quarter of 2025, and $21.2 million ($4.74 per diluted share) for the full year 2025, marking a 91.2% increase over 2024.
  • The company's balance sheet showed growth as of December 31, 2025, with total assets reaching $2.239 billion (up 1.9% from year-end 2024), net loans totaling $1.541 billion (up 11.6%), and total deposits of $1.836 billion (up 1.1%).
  • Key performance metrics for the fourth quarter of 2025 included a Return on Average Assets (ROA) of 1.05%, a Return on Average Equity (ROE) of 14.20%, and a Net Interest Margin (NIM) of 3.40%.
  • The Board of Directors declared a $0.33 per share regular quarterly cash dividend for the first quarter of 2026, representing a 3.1% increase over the first quarter 2025 dividend.
  • A new share repurchase plan was approved in December 2025 to repurchase 150,000 shares of common stock through December 31, 2026.
Jan 27, 2026, 9:30 PM
Franklin Financial Services Corporation Reports Q4 and Full-Year 2025 Results
FRAF
Earnings
Dividends
Share Buyback
  • Net income for Franklin Financial Services Corporation was $6.0 million ($1.35 per diluted share) in Q4 2025 and $21.2 million ($4.74 per diluted share) for the full year 2025, representing a 91.2% increase in annual net income compared to 2024.
  • As of December 31, 2025, total assets grew 1.9% to $2.239 billion, net loans increased 11.6% to $1.541 billion, and total deposits rose 1.1% to $1.836 billion from year-end 2024.
  • Annualized performance metrics for Q4 2025 included a Return on Average Assets (ROA) of 1.05%, Return on Average Equity (ROE) of 14.20%, and Net Interest Margin (NIM) of 3.40%.
  • The Board of Directors declared a $0.33 per share regular quarterly cash dividend for Q1 2026, which is a 3.1% increase over the Q1 2025 dividend.
  • A new share repurchase plan was approved in December 2025 to repurchase 150,000 shares of common stock through December 31, 2026.
Jan 27, 2026, 9:04 PM
Franklin Financial Services Corporation Reports Q3 2025 Highlights
FRAF
Earnings
Dividends
Revenue Acceleration/Inflection
  • For the nine months ended September 30, 2025, Franklin Financial Services Corporation reported net income of $15,183 thousand and diluted earnings per share of $3.39.
  • The company experienced year-to-date growth as of September 30, 2025, with total assets increasing 4.5% to $2.297 billion and net loans growing 11.8% to $1.544 billion.
  • Total deposits rose 4.8% year-to-date to $1.903 billion, and assets under management increased 8.3% year-to-date to $1.418 billion as of September 30, 2025.
  • As of September 30, 2025, the company maintained a total risk-based capital ratio of 12.86% and a nonperforming assets to total assets ratio of 0.47%.
  • Regular cash dividends paid per share for the nine months ended September 30, 2025, were $0.98, resulting in an annualized cash dividend yield of 2.85%.
Nov 12, 2025, 9:07 PM
Franklin Financial Services Corporation Reports Strong Q3 and Year-to-Date 2025 Results; Declares Dividend
FRAF
Earnings
Dividends
Revenue Acceleration/Inflection
  • Franklin Financial Services Corporation reported a 26.9% increase in net income to $5.4 million ($1.19 per diluted share) for the third quarter of 2025 compared to the third quarter of 2024, and a 43.1% increase to $15.2 million ($3.39 per diluted share) for the nine months ended September 30, 2025, compared to the same period in 2024.
  • As of September 30, 2025, total assets grew 4.5% to $2.297 billion, total net loans increased 11.8% to $1.544 billion, and total deposits rose 4.8% to $1.903 billion from December 31, 2024.
  • Key performance metrics for the third quarter of 2025 included a Return on Average Assets (ROA) of 0.93%, Return on Average Equity (ROE) of 13.39%, and Net Interest Margin (NIM) of 3.32%, all showing improvement over the third quarter of 2024.
  • The Board of Directors declared a $0.33 per share regular quarterly cash dividend for the fourth quarter of 2025, to be paid on November 26, 2025, which represents a 3.1% increase over the 2024 fourth-quarter dividend.
Oct 28, 2025, 8:30 PM
Franklin Financial Services Corporation Reports Strong Q3 and Year-to-Date 2025 Results
FRAF
Earnings
Dividends
Revenue Acceleration/Inflection
  • Franklin Financial Services Corporation reported net income of $5.4 million ($1.19 per diluted share) for Q3 2025, a 26.9% increase from Q3 2024. Year-to-date net income for September 30, 2025, was $15.2 million ($3.39 per diluted share), up 43.1% from the prior year.
  • As of September 30, 2025, total assets grew to $2.297 billion, an increase of 4.5% from year-end 2024. Total net loans reached $1.544 billion, up 11.8%, and total deposits were $1.903 billion, up 4.8% from December 31, 2024.
  • Performance metrics for Q3 2025 showed a Return on Average Assets (ROA) of 0.93%, Return on Average Equity (ROE) of 13.39%, and a Net Interest Margin (NIM) of 3.32%.
  • The Board of Directors declared a $0.33 per share regular quarterly cash dividend for Q4 2025, marking a 3.1% increase over the 2024 fourth quarter dividend.
  • Shareholders' equity increased by $21.6 million to $166.3 million as of September 30, 2025, with tangible book value per share rising to $35.13.
Oct 28, 2025, 8:05 PM