Earnings summaries and quarterly performance for HOME BANCORP.
Executive leadership at HOME BANCORP.
John W. Bordelon
Detailed
President and Chief Executive Officer
CEO
Darren E. Guidry
Detailed
Senior Executive Vice President and Chief Risk Officer
David T. Kirkley
Detailed
Senior Executive Vice President and Chief Financial Officer
John J. Zollinger, IV
Detailed
Senior Executive Vice President and Chief Banking Officer
Mark C. Herpin
Detailed
Senior Executive Vice President and Chief Operations Officer
Natalie B. Lemoine
Detailed
Senior Executive Vice President and Chief Administrative Officer
Board of directors at HOME BANCORP.
Research analysts who have asked questions during HOME BANCORP earnings calls.
Joseph Yanchunis
Raymond James
5 questions for HBCP
Also covers: AMTB, CASH, FINW +5 more
Feddie Strickland
Hovde Group
4 questions for HBCP
Also covers: BFST, BWFG, CNOB +6 more
Stephen Scouten
Piper Sandler & Co.
3 questions for HBCP
Also covers: ABCB, AMTB, AUB +24 more
Christopher Marinac
Janney Montgomery Scott LLC
1 question for HBCP
Also covers: ABCB, BFST, BKU +24 more
Recent press releases and 8-K filings for HBCP.
Home Bancorp Reports Strong Q3 2025 Earnings, Updates Loan Growth Guidance
HBCP
Earnings
Guidance Update
Demand Weakening
- Home Bancorp reported net income of $12,400,000 or $1.59 per share for Q3 2025, marking a 9% increase from the prior quarter and a 31% increase from a year ago. The net interest margin (NIM) expanded for the sixth consecutive quarter to 4.1%, and return on assets (ROA) increased by 10 basis points to 1.41%.
- Loans decreased by $58,000,000 in Q3 2025 due to higher payoffs and paydowns, leading to an updated 2025 loan growth expectation of 1% to 2%, down from an initial hope of 4% to 6%. Conversely, deposits increased 9% annualized in Q3, with the loan-to-deposit ratio now at 91%.
- Nonperforming assets increased by $5,500,000 to $30,900,000, or 88 basis points of total assets, primarily due to the downgrade of five relationships. However, net charge-offs remained low at $376,000 for the quarter, and the allowance for loan loss ratio was stable at 1.21%. Management expects NIM to remain at least flat or grow slightly, and anticipates noninterest income between $3,600,000 and $3,800,000 and noninterest expenses between $22,500,000 and $23,000,000 for the next two quarters.
Oct 21, 2025, 3:30 PM
HBCP Reports Q3 2025 Financial Results
HBCP
Earnings
Demand Weakening
- HBCP reported net income of $12.357 million and diluted earnings per share (EPS) of $1.59 for the third quarter of 2025.
- The company's Net Interest Margin (NIM) increased to 4.10% in Q3 2025.
- Total deposits reached $2.975 billion as of September 30, 2025, reflecting a quarter-over-quarter increase of $67.269 million.
- Total loans stood at $2.706 billion as of September 30, 2025, with an annualized growth rate of (8)% for Q3 2025.
- HBCP maintained strong capital with a Tier 1 leverage capital ratio of 11.9% and a Total risk-based capital ratio of 14.0% as of Q3 2025.
Oct 21, 2025, 3:30 PM
Home Bancorp, Inc. Announces Strong Q3 2025 Results and Dividend Increase
HBCP
Earnings
Dividends
Share Buyback
- Home Bancorp, Inc. reported net income of $12.4 million and diluted EPS of $1.59 for the third quarter of 2025, an increase from $11.3 million and $1.45 diluted EPS in the second quarter of 2025.
- The company announced a 7% increase in its quarterly cash dividend to $0.31 per share, payable on November 14, 2025, and repurchased 100 shares of common stock at an average price of $52.29 during the third quarter of 2025.
- Deposits totaled $3.0 billion at September 30, 2025, up 2.3% from June 30, 2025, while loans decreased by 2.1% to $2.7 billion over the same period.
- The net interest margin (NIM) expanded to 4.10% in the third quarter of 2025, up from 4.04% in the second quarter of 2025, and the company recorded a $229,000 reversal to the provision for loan losses.
- Nonperforming assets increased to $30.9 million, or 0.88% of total assets, at September 30, 2025, compared to $25.4 million, or 0.73% of total assets, at June 30, 2025.
Oct 20, 2025, 8:29 PM
Home Bancorp Reports Strong Q3 2025 Results and Increases Quarterly Dividend
HBCP
Earnings
Dividends
Share Buyback
- Home Bancorp, Inc. reported net income of $12.4 million and diluted EPS of $1.59 for the third quarter of 2025, an increase from $11.3 million and $1.45 diluted EPS in the second quarter of 2025.
- At September 30, 2025, loans totaled $2.7 billion, a decrease of $58.6 million (2.1%) from June 30, 2025, while deposits increased by $67.3 million (2.3%) to $3.0 billion.
- The company's net interest margin (NIM) expanded to 4.10% in the third quarter of 2025, up from 4.04% in the prior quarter, though nonperforming assets increased to $30.9 million (0.88% of total assets) from $25.4 million (0.73% of total assets) at June 30, 2025.
- Home Bancorp's Board of Directors declared a quarterly cash dividend of $0.31 per share, which is a 7% increase from the previous quarterly cash dividend.
Oct 20, 2025, 8:23 PM
[Home Bancorp Inc Announces Q1 2025 Earnings & Results]
HBCP
Earnings
Guidance Update
Share Buyback
- Earnings Growth: Q1 net income reached approximately $11 million (reported as $10,964K) with an EPS of $1.37, marking a 20% year-over-year increase .
- Improved Margins: Net interest margin expanded to 3.91% and return on assets increased to 1.29%, reflecting enhanced operational efficiency .
- Loan & Deposit Strength: Loans increased by $29.1 million with guidance of 4% to 6% annual loan growth, supported by robust deposit inflows .
- Robust Balance Sheet: Total assets stood at $3.485 billion with a market cap of $340 million as of late March 2025 .
- Active Capital Management: The bank repurchased 297,000 shares and approved a new 400,000 share repurchase plan to bolster shareholder value .
- Prudent Capital Strategy: Emphasized conservatively managed capital ratios, non-GAAP adjustments, and comprehensive risk disclosures in a competitive environment .
Apr 22, 2025, 3:30 PM
Home Bancorp Announces Q1 2025 Results, Dividend & Repurchase Initiatives
HBCP
Earnings
Dividends
Share Buyback
- Q1 2025 Performance: Reported $11.0 million net income and $1.37 diluted EPS, reflecting an improved performance over Q4 2024 .
- Achieved solid growth with 1.1% loan growth and 1.7% deposit growth, supporting overall asset expansion .
- Capital Return Initiatives: The Board declared a quarterly dividend of $0.27 per share (payable on May 16, 2025) and approved a new share repurchase plan to buy up to 400,000 shares (approximately 5% of outstanding common stock), complementing ongoing repurchases from the 2023 plan .
Apr 21, 2025, 8:30 PM
Home Bancorp Q1 2025 Earnings Announcement
HBCP
Earnings
- Home Bancorp, Inc. (Nasdaq: HBCP) will issue its Q1 2025 earnings release after market close on April 21, 2025 and host a conference call on April 22, 2025 at 10:30 a.m. CDT.
- The announcement includes details on the release of an investor presentation and earnings release on the Company’s Investor Relations page, with participation by CEO John W. Bordelon and CFO David T. Kirkley.
Apr 4, 2025, 12:00 AM
Recent SEC filings and earnings call transcripts for HBCP.
No recent filings or transcripts found for HBCP.