ICICI BANK ( IBN )

Mahrukh Adajania

Nuvama Institutional Equities

8 questions for IBN

Piran Engineer

CLSA

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M. B. Mahesh

Kotak Securities

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Nitin Aggarwal

Motilal Oswal Financial Services

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Harsh Modi

JPMorgan Chase & Co.

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Parameswaran Subramanian

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Rikin Shah

IIFL Securities Ltd.

3 questions for IBN

Anand Swaminathan

Bank of America

2 questions for IBN

Chintan Joshi

Autonomous Research

2 questions for IBN

Nitin Kumar Aggarwal

Motilal Oswal Securities Limited

2 questions for IBN

Suresh Ganapathy

Macquarie Capital

2 questions for IBN

Abhishek Murarka

HSBC

1 question for IBN

Kaitav Shah

Anand Rathi Financial Services

1 question for IBN

Manish Shukla

Axis Capital

1 question for IBN

Rahul Jain

Goldman Sachs

1 question for IBN

Latest news

Recent press releases and 8-K filings for IBN.

ICICI Bank Limited Announces Q3 2026 Results and Executive Re-appointments

IBN

Earnings

Management Change

M&A

ICICI Bank Limited reported a standalone profit after tax of ₹11,318 crore (US$ 1.3 billion) and a consolidated profit after tax of ₹12,538 crore (US$ 1.4 billion) for the quarter ended December 31, 2025 (Q3-2026).
The bank's core operating profit grew by 6.0% year-on-year to ₹17,513 crore (US$ 1.9 billion) in Q3-2026.
Total period-end deposits increased by 9.2% year-on-year to ₹16,59,611 crore (US$ 184.7 billion), and the domestic loan portfolio grew by 11.5% year-on-year to ₹14,30,895 crore (US$ 159.2 billion) at December 31, 2025.
Asset quality remained strong with a net NPA ratio of 0.37% and a provisioning coverage ratio of 75.4% at December 31, 2025.
The Board approved the re-appointment of Mr. Sandeep Bakhshi as Managing Director & CEO and Mr. Ajay Kumar Gupta as Executive Director for further two-year periods.

Jan 22, 2026, 9:04 PM

ICICI Bank Reports Q3 FY2026 Results with Profit After Tax of INR 113.18 Billion

IBN

Earnings

Guidance Update

ICICI Bank reported a profit after tax of INR 113.18 billion for Q3 FY2026, compared to INR 117.92 billion in Q3 of the previous year.
The bank's core operating profit increased by 6% year-on-year to INR 175.13 billion, and Net Interest Income (NII) grew by 7.7% year-on-year to INR 219.32 billion in Q3 FY2026, with the Net Interest Margin (NIM) at 4.3%.
The domestic loan portfolio grew by 11.5% year-on-year and total deposits increased by 9.2% year-on-year at December 31, 2025.
Asset quality showed improvement, with the net NPA ratio at 0.37% as of December 31, 2025, down from 0.42% at December 31, 2024. However, the bank made an additional standard asset provision of INR 12.83 billion as directed by the Reserve Bank of India (RBI).
The credit card portfolio declined by 3.5% year-on-year and 6.7% sequentially in Q3 FY2026, primarily due to high festive spends in the previous quarter and subsequent repayments.

Jan 17, 2026, 11:30 AM

ICICI Bank Limited Reports Q3 FY2026 Earnings

IBN

Earnings

Demand Weakening

Guidance Update

ICICI Bank reported a 6% year-on-year increase in core operating profit to INR 175.13 billion in Q3 FY2026, though profit after tax decreased to INR 113.18 billion from INR 117.92 billion in Q3 FY2025.
The overall loan portfolio grew by 11.5% year-on-year and 4.1% sequentially, while total deposits increased by 9.2% year-on-year and 2.9% sequentially as of December 31, 2025.
Asset quality improved, with the net NPA ratio at 0.37% at December 31, 2025, down from 0.42% a year prior, and the bank maintained a strong CET1 ratio of 16.46%.
Total provisions for the quarter were INR 25.56 billion, which included an INR 12.83 billion additional standard asset provision directed by the RBI for agricultural priority sector credit facilities.
The credit card portfolio declined by 3.5% year-on-year and 6.7% sequentially, with management expecting gradual improvement from here on and a view that Net Interest Margin (NIM) should be range-bound.

Jan 17, 2026, 11:30 AM

ICICI Bank Reports Q3 FY2026 Results with Increased Net Interest Income and Regulatory Provision

IBN

Earnings

Accounting Changes

ICICI Bank reported a net interest income of INR 219.32 billion in Q3 FY2026, marking an increase of 7.7% year-on-year and 1.9% sequentially, with the net interest margin remaining stable at 4.3%.
The bank's profit after tax was INR 113.18 billion for the quarter, a decrease from INR 117.92 billion in Q3 of the previous year, partly influenced by a treasury loss of INR 1.57 billion.
The Reserve Bank of India (RBI) directed an additional standard asset provision of INR 12.83 billion for a portfolio of agricultural priority sector credit facilities due to non-compliance with regulatory requirements.
Gross NPA additions for the quarter were INR 53.56 billion, a decrease from INR 60.85 billion in Q3 of the prior year, with net additions to gross NPAs at INR 20.74 billion.
Loan growth showed mixed trends, with the mortgage portfolio increasing by 11.1% year-on-year and the credit card portfolio declining by 3.5% year-on-year.

Jan 17, 2026, 11:30 AM

ICICI Bank Ltd. Reports Financial Results for Six Months Ended September 30, 2025

IBN

Earnings

Legal Proceedings

Revenue Acceleration/Inflection

Profit after tax for the six months ended September 30, 2025, increased to Rs. 269.15 billion from Rs. 246.44 billion in the corresponding prior year period.
Net interest income grew by 9.7% to Rs. 521.53 billion for the six months ended September 30, 2025, compared to Rs. 475.61 billion in the same period last year.
Total assets increased by 6.8% to Rs. 26,864.85 billion at September 30, 2025, with total advances growing by 9.7% to Rs. 14,921.61 billion and total deposits increasing by 7.6% to Rs. 16,458.65 billion.
The company reported basic earnings per share (EPS) of Rs. 37.73 for the six months ended September 30, 2025.
The Reserve Bank of India (RBI) imposed monetary penalties on ICICI Bank Ltd. for non-compliance with certain directions, and the bank also reported a contingent tax liability of Rs. 94.0 billion at September 30, 2025.

Dec 29, 2025, 9:03 PM

ICICI Bank receives GST demand order

IBN

Legal Proceedings

ICICI Bank Limited (IBN) received an order on December 17, 2025, for a Goods and Services Tax (GST) demand totaling ₹ 2,379,004,448/-.
The demand includes ₹ 2,162,731,316/- in tax and ₹ 216,273,132/- in penalty, plus applicable interest, related to services provided to customers maintaining specified minimum balances.
The Bank plans to contest the Order through a writ petition or appeal, noting that the aggregate amount involved crosses its materiality threshold.

Dec 18, 2025, 11:04 AM

ICICI Bank Allots Tier 2 Basel III Compliant Bonds

IBN

Debt Issuance

ICICI Bank Limited has allotted 3,945 unsecured, subordinated, listed, non-convertible, Tier 2, Basel III compliant bonds with a face value of ₹ 10,000,000 each, aggregating to ₹ 39,450 million.
The bonds were issued on a private placement basis with a deemed allotment date of November 28, 2025, a maturity date of November 28, 2040, and a 7.40% coupon rate payable annually.
These bonds are rated "CARE AAA; Stable" by CARE Ratings Limited and "[ICRA] AAA (Stable)" by ICRA Limited, and are proposed to be listed on the National Stock Exchange of India Limited.

Dec 1, 2025, 11:05 AM

ICICI Bank Limited Announces Q2 2026 Results and Board Changes

IBN

Earnings

Board Change

Management Change

The Board of Directors of ICICI Bank Limited approved the unaudited standalone and consolidated financial results for the quarter and six months ended September 30, 2025.
Standalone profit after tax grew by 5.2% year-on-year to ₹ 12,359 crore (US$ 1.4 billion) in Q2-2026.
Consolidated profit after tax increased by 3.2% year-on-year to ₹ 13,357 crore (US$ 1.5 billion) in Q2-2026.
The domestic loan portfolio grew by 10.6% year-on-year to ₹ 13,75,260 crore (US$ 154.9 billion) at September 30, 2025, with a net NPA ratio of 0.39% at the same date.
The Board approved the appointment of Ms. Vijayalakshmi Iyer as Additional (Independent) Director for a term commencing from December 1, 2025 to May 31, 2030, and Mr. Balaji V.V. will cease to be Senior Management Personnel effective November 1, 2025, due to retirement.

Oct 24, 2025, 10:03 AM

ICICI Bank Announces Q2 FY2026 Results

IBN

Earnings

Revenue Acceleration/Inflection

New Projects/Investments

ICICI Bank (IBN) reported a profit after tax of INR 123.59 billion, representing a 5.2% year-on-year increase, and a consolidated profit after tax of INR 133.57 billion, up 3.2% year-on-year for Q2 FY2026.
Profit before tax, excluding treasury, grew by 9.1% year-on-year to INR 161.64 billion, while core operating profit increased by 6.5% year-on-year to INR 170.78 billion in this quarter.
The bank's overall loan portfolio, including international branches, grew by 10% year-on-year and 3.2% sequentially, with total deposits increasing by 7.7% year-on-year and 0.3% sequentially as of September 30, 2025.
Net interest income rose by 7.4% year-on-year to INR 215.29 billion, and the net interest margin stood at 4.3% for the quarter.
Asset quality remained strong with a net NPL ratio of 0.39% at September 30, 2025, and the capital position was robust with a CET1 ratio of 16.35% and a total capital adequacy ratio of 17% at September 2025.

Oct 18, 2025, 11:30 AM