Research analysts who have asked questions during ICICI BANK earnings calls.
Kunal Shah
Citigroup
6 questions for IBN
Also covers: HDB, HDFCBANK
MA
Mahrukh Adajania
Nuvama Institutional Equities
6 questions for IBN
Also covers: HDB, HDFCBANK
Piran Engineer
CLSA
6 questions for IBN
Also covers: HDB
NA
Nitin Aggarwal
Motilal Oswal Financial Services
5 questions for IBN
HM
Harsh Modi
JPMorgan Chase & Co.
4 questions for IBN
Also covers: HDB
M. B. Mahesh
Kotak Securities
3 questions for IBN
Also covers: HDB, HDFCBANK
AS
Anand Swaminathan
Bank of America
2 questions for IBN
Also covers: HDB
Chintan Joshi
Autonomous Research
2 questions for IBN
Also covers: HDB, HDFCBANK
PS
Parameswaran Subramanian
Investec
2 questions for IBN
Also covers: HDB
Abhishek Murarka
HSBC
1 question for IBN
Also covers: HDB, HDFCBANK
KS
Kaitav Shah
Anand Rathi Financial Services
1 question for IBN
MS
Manish Shukla
Axis Capital
1 question for IBN
Also covers: HDB, HDFCBANK
Rahul Jain
Goldman Sachs
1 question for IBN
Also covers: HDB, HDFCBANK
RS
Rikin Shah
IIFL Securities Ltd.
1 question for IBN
Also covers: HDB, HDFCBANK
Recent press releases and 8-K filings for IBN.
ICICI Bank Ltd. Reports Financial Results for Six Months Ended September 30, 2025
IBN
Earnings
Legal Proceedings
Revenue Acceleration/Inflection
- Profit after tax for the six months ended September 30, 2025, increased to Rs. 269.15 billion from Rs. 246.44 billion in the corresponding prior year period.
- Net interest income grew by 9.7% to Rs. 521.53 billion for the six months ended September 30, 2025, compared to Rs. 475.61 billion in the same period last year.
- Total assets increased by 6.8% to Rs. 26,864.85 billion at September 30, 2025, with total advances growing by 9.7% to Rs. 14,921.61 billion and total deposits increasing by 7.6% to Rs. 16,458.65 billion.
- The company reported basic earnings per share (EPS) of Rs. 37.73 for the six months ended September 30, 2025.
- The Reserve Bank of India (RBI) imposed monetary penalties on ICICI Bank Ltd. for non-compliance with certain directions, and the bank also reported a contingent tax liability of Rs. 94.0 billion at September 30, 2025.
Dec 29, 2025, 9:03 PM
ICICI Bank receives GST demand order
IBN
Legal Proceedings
- ICICI Bank Limited (IBN) received an order on December 17, 2025, for a Goods and Services Tax (GST) demand totaling ₹ 2,379,004,448/-.
- The demand includes ₹ 2,162,731,316/- in tax and ₹ 216,273,132/- in penalty, plus applicable interest, related to services provided to customers maintaining specified minimum balances.
- The Bank plans to contest the Order through a writ petition or appeal, noting that the aggregate amount involved crosses its materiality threshold.
Dec 18, 2025, 11:04 AM
ICICI Bank Allots Tier 2 Basel III Compliant Bonds
IBN
Debt Issuance
- ICICI Bank Limited has allotted 3,945 unsecured, subordinated, listed, non-convertible, Tier 2, Basel III compliant bonds with a face value of ₹ 10,000,000 each, aggregating to ₹ 39,450 million.
- The bonds were issued on a private placement basis with a deemed allotment date of November 28, 2025, a maturity date of November 28, 2040, and a 7.40% coupon rate payable annually.
- These bonds are rated "CARE AAA; Stable" by CARE Ratings Limited and "[ICRA] AAA (Stable)" by ICRA Limited, and are proposed to be listed on the National Stock Exchange of India Limited.
Dec 1, 2025, 11:05 AM
ICICI Bank Limited Announces Q2 2026 Results and Board Changes
IBN
Earnings
Board Change
Management Change
- The Board of Directors of ICICI Bank Limited approved the unaudited standalone and consolidated financial results for the quarter and six months ended September 30, 2025.
- Standalone profit after tax grew by 5.2% year-on-year to ₹ 12,359 crore (US$ 1.4 billion) in Q2-2026.
- Consolidated profit after tax increased by 3.2% year-on-year to ₹ 13,357 crore (US$ 1.5 billion) in Q2-2026.
- The domestic loan portfolio grew by 10.6% year-on-year to ₹ 13,75,260 crore (US$ 154.9 billion) at September 30, 2025, with a net NPA ratio of 0.39% at the same date.
- The Board approved the appointment of Ms. Vijayalakshmi Iyer as Additional (Independent) Director for a term commencing from December 1, 2025 to May 31, 2030, and Mr. Balaji V.V. will cease to be Senior Management Personnel effective November 1, 2025, due to retirement.
Oct 24, 2025, 10:03 AM
ICICI Bank Announces Q2 FY2026 Results
IBN
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- ICICI Bank (IBN) reported a profit after tax of INR 123.59 billion, representing a 5.2% year-on-year increase, and a consolidated profit after tax of INR 133.57 billion, up 3.2% year-on-year for Q2 FY2026.
- Profit before tax, excluding treasury, grew by 9.1% year-on-year to INR 161.64 billion, while core operating profit increased by 6.5% year-on-year to INR 170.78 billion in this quarter.
- The bank's overall loan portfolio, including international branches, grew by 10% year-on-year and 3.2% sequentially, with total deposits increasing by 7.7% year-on-year and 0.3% sequentially as of September 30, 2025.
- Net interest income rose by 7.4% year-on-year to INR 215.29 billion, and the net interest margin stood at 4.3% for the quarter.
- Asset quality remained strong with a net NPL ratio of 0.39% at September 30, 2025, and the capital position was robust with a CET1 ratio of 16.35% and a total capital adequacy ratio of 17% at September 2025.
Oct 18, 2025, 11:30 AM
ICICI Bank Reports Q2 FY2026 Financial Results
IBN
Earnings
Guidance Update
Revenue Acceleration/Inflection
- ICICI Bank reported a 5.2% year-on-year increase in profit after tax to INR 123.59 billion for Q2 FY2026, with profit before tax excluding treasury growing 9.1% year-on-year to INR 161.64 billion.
- The overall loan portfolio expanded by 10% year-on-year and 3.2% sequentially, with the domestic loan portfolio growing 10.6% year-on-year.
- Asset quality showed improvement, with the net NPA ratio decreasing to 0.39% at September 30, 2025, from 0.41% in the prior quarter.
- The bank maintained a robust capital position, reporting a CET1 ratio of 16.35% and a total capital adequacy ratio of 17% as of September 30, 2025.
- Net interest margin (NIM) for the quarter was 4.30%, and management anticipates margins to remain range-bound over the next two quarters.
Oct 18, 2025, 11:30 AM
Quarterly earnings call transcripts for ICICI BANK.
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