Sign in

You're signed outSign in or to get full access.

LANDMARK BANCORP (LARK)

--

Earnings summaries and quarterly performance for LANDMARK BANCORP.

Recent press releases and 8-K filings for LARK.

Landmark Bancorp Reports Strong Q4 and Full Year 2025 Financial Results
LARK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Landmark Bancorp reported net income of $4.7 million and diluted earnings per share of $0.77 for Q4 2025. For the full year 2025, net income was $18.8 million and diluted EPS was $3.07, representing a 43% increase over 2024 earnings per share.
  • The company achieved 17% revenue growth for the full year 2025, contributing to an improved efficiency ratio of 62.7% from 69.1% in 2024. The net interest margin (NIM) on a tax equivalent basis was 4.03% in Q4 2025 and 3.86% for the full year.
  • Tangible book value increased to $20.79 per share , and book value per share reached $26.44 at December 31, 2025. The board of directors declared a cash dividend of $0.21 per share to be paid on February 26, 2026.
  • Total deposits were $1.4 billion at December 31, 2025, with a loan-to-deposit ratio of 79.1%. Non-performing loans decreased to just under $10 million, or 0.90% of gross loans, at year-end 2025.
Jan 29, 2026, 4:00 PM
Landmark Bancorp Reports Strong Q4 and Full-Year 2025 Financial Performance
LARK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Landmark Bancorp reported net income of $4.7 million or $0.77 diluted earnings per share for Q4 2025, and $18.8 million or $3.07 diluted earnings per share for the full year 2025, representing a 43% increase in EPS over 2024.
  • The company achieved 17% revenue growth and improved its efficiency ratio to 62.7% for the full year 2025, with the net interest margin increasing 58 basis points to 3.86%.
  • Tangible book value increased to $20.79 per share at the end of Q4 2025, an increase of 24% over year-end 2024, and the board declared a cash dividend of $0.21 per share.
  • Deposits totaled $1.4 billion at December 31, 2025, increasing by $63.4 million in the fourth quarter, while non-performing loans decreased by 24% compared to year-end 2024, totaling 0.90% of gross loans.
Jan 29, 2026, 4:00 PM
Landmark Bancorp Reports Strong Q4 and Full Year 2025 Financial Results
LARK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Landmark Bancorp reported net income of $4.7 million and diluted earnings per share of $0.77 for the fourth quarter of 2025. For the full year 2025, net income was $18.8 million or $3.07 per share, marking a 43% increase over 2024 earnings per share.
  • The company achieved 17% revenue growth in 2025, which outpaced overhead expense growth, and improved its efficiency ratio to 62.7% from 69.1% in 2024. The net interest margin on a tax equivalent basis improved to 4.03% in Q4 2025, a 20 basis point increase from the prior quarter.
  • Loans ended the year at $1.1 billion, reflecting 11.5% average total loan growth for 2025. Deposits totaled $1.4 billion at December 31, 2025, increasing by $63.4 million in the fourth quarter.
  • Non-performing loans decreased by $3.1 million, or 24%, compared to year-end 2024, totaling just under $10 million or 0.90% of gross loans as of December 31, 2025.
  • The Board of Directors declared a cash dividend of $0.21 per share, payable on February 26, 2026, to shareholders of record as of February 12, 2026.
Jan 29, 2026, 4:00 PM
Landmark Bancorp, Inc. Reports Strong Q4 and Full Year 2025 Results
LARK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Landmark Bancorp, Inc. reported net earnings of $4.7 million for the fourth quarter of 2025 and $18.8 million for the full year 2025, marking a 44.4% increase in annual net earnings compared to 2024.
  • Diluted earnings per share (EPS) were $0.77 for Q4 2025 and $3.07 for the full year 2025, an increase of $0.92 from $2.15 in 2024.
  • The company's Board of Directors declared a quarterly cash dividend of $0.21 per share, payable February 26, 2026.
  • For the year ended December 31, 2025, key performance metrics included a return on average assets of 1.17%, return on average equity of 12.68%, and an improved efficiency ratio of 62.7%.
Jan 28, 2026, 9:15 PM
Landmark Bancorp, Inc. Reports Q4 and Full Year 2025 Results
LARK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Landmark Bancorp, Inc. reported net earnings of $4.7 million and diluted earnings per share of $0.77 for the fourth quarter of 2025. For the full year 2025, net earnings increased 44.4% to $18.8 million, with diluted earnings per share totaling $3.07.
  • The net interest margin improved to 4.03% in Q4 2025, a 20-basis-point increase over the prior quarter, and the efficiency ratio was 62.8%.
  • For the year ended December 31, 2025, return on average assets was 1.17% and return on average equity was 12.68%.
  • The Board of Directors declared a quarterly cash dividend of $0.21 per share.
  • As of December 31, 2025, total assets were $1.607 billion, and book value per share was $26.44.
Jan 28, 2026, 9:05 PM
Landmark Bancorp Inc. Reports Strong Q3 2025 Earnings
LARK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Net income for Q3 2025 totaled $4.9 million, or $0.85 per diluted share, representing a 24.1% increase in diluted EPS year-over-year, primarily driven by growth in net interest income and prudently managed expenses.
  • The company reported an improved return on average assets of 1.21% and return on average equity of 13.0% for the quarter. The efficiency ratio improved to 60.7% in Q3 2025 compared to 66.5% in Q3 2024, and the net interest margin held steady at 3.83% compared to the prior quarter.
  • Non-performing loans declined by almost $7 million, mostly from the resolution of a large commercial real estate loan. The allowance for credit losses stood at $12.3 million, or 1.10% of gross loans at September 30, 2025.
  • Tangible book value per share increased to $20.96, up 6.6% on a linked quarter basis and 15.7% from the end of Q3 2024.
  • The Board of Directors declared a cash dividend of $0.21 per share and a 5% stock dividend.
Oct 30, 2025, 3:00 PM
Landmark Bancorp, Inc. Announces Third Quarter 2025 Financial Results
LARK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Landmark Bancorp, Inc. reported diluted earnings per share of $0.85 and net earnings of $4.9 million for the third quarter of 2025, compared to $0.75 and $4.4 million, respectively, in the second quarter of 2025.
  • The Board of Directors declared a cash dividend of $0.21 per share and a 5% stock dividend.
  • For the third quarter of 2025, the annualized return on average assets was 1.21%, the annualized return on average equity was 13.00%, and the efficiency ratio improved to 60.7%.
  • Net interest income increased $411,000, or 3.0%, compared to the previous quarter, and $2.5 million, or 21.5%, from the same quarter of 2024, with the net interest margin holding steady at 3.83%.
  • Non-accrual loans declined $7.0 million in the third quarter of 2025, and book value per share was $26.92 as of September 30, 2025.
Oct 29, 2025, 8:05 PM