William Gregozeski

Fiona Orford-Williams

Nirgunan Tiruchelvam

Vincent Chen

- MoneyHero Group reported **$18 million** in revenue for Q2 2025, a **13% decrease year-over-year** but an **over 20% sequential growth** from Q1 2025.  **[1974044_2148379_1]** **[1974044_2148379_3]** **[1974044_2148379_9]** 
- The company achieved **net income of $0.2 million** and narrowed its adjusted EBITDA loss to **$1.95 million** in Q2 2025.  **[1974044_2148379_1]** **[1974044_2148379_3]** **[1974044_2148379_10]** 
- Cost of revenue improved to **51%** in Q2 2025, down from 67% in Q2 last year, driven by a strategic shift towards higher-margin verticals like insurance and wealth, which contributed **27% of total revenue**.  **[1974044_2148379_1]** **[1974044_2148379_3]** **[1974044_2148379_10]** 
- MoneyHero expects to achieve **positive adjusted EBITDA in the second half of 2025** and anticipates **similar levels of sequential revenue growth** throughout H2 2025.  **[1974044_2148379_1]** **[1974044_2148379_2]** **[1974044_2148379_3]** **[1974044_2148379_4]** **[1974044_2148379_10]** 
- The company is leveraging **AI for operational efficiency** in areas like customer support and competitive intelligence, and expanding partnerships in digital assets and insurance.  **[1974044_2148379_1]** **[1974044_2148379_3]** **[1974044_2148379_6]** **[1974044_2148379_7]** **[1974044_2148379_8]** **[1974044_2148379_9]**

MoneyHero Group Reports Q2 2025 Results with Sequential Revenue Growth and Narrowed Losses

- MoneyHero Group achieved a **net income of US$0.2 million** in the second quarter of 2025, a significant improvement compared to a net loss of US$(12.2) million in the prior year period. Adjusted EBITDA loss also improved by **79% year-over-year** to **US$(2.0) million**.  **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:0]** **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:2]** 
- Revenue for Q2 2025 was **US$18.0 million**, representing a **13% year-over-year decrease**, attributed to a strategic shift towards diversifying revenue mix and moderating lower-margin credit card volumes. The higher-margin Insurance and Wealth verticals now comprise **27% of revenue**, up 5 percentage points year-over-year.  **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:0]** **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:1]** **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:2]** 
- The company demonstrated improved efficiency, with the cost of revenue falling **16 percentage points year-over-year** to **51% of revenue**. Total operating costs and expenses, excluding net foreign exchange differences, decreased **37% year-over-year** to **US$20.6 million**.  **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:0]** **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:1]** **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:2]** 
- MoneyHero Group Members grew by **33% year-over-year** to **8.6 million** as of June 30, 2025, while Monthly Unique Users for the quarter ended June 30, 2025, were **5.3 million**.  **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:0]** **[1974044_0001213900-25-089222_ea025770001ex99-1_money.htm:2]**

MoneyHero (MNY)