NETSOL TECHNOLOGIES (NTWK) Company Report

For the first quarter of fiscal 2026, NETSOL Technologies reported total net revenues of $15 million, an increase of 2.8% compared to the prior year period, driven by a 9.4% increase in subscription and support revenues to $9 million.
The company experienced a GAAP net loss attributable to NETSOL of $2.4 million, or $0.20 per diluted share, for the first quarter of fiscal 2026, compared to a GAAP net income of $0.071 million or $0.006 per diluted share in the prior year period.
Non-GAAP EBITDA for the first quarter of fiscal 2026 was a loss of $1.8 million, or $0.15 per diluted share.
As of September 30, 2025, cash and cash equivalents totaled $22.7 million.

Nov 12, 2025, 11:06 PM

8-K

NetSol Technologies Reports Q1 2026 Results

NTWK

Earnings

Guidance Update

New Projects/Investments

NetSol Technologies reported total net revenues of $15 million for the first quarter of fiscal year 2026, representing a 2.8% increase year-over-year, primarily driven by a 9.4% increase in subscription and support revenues to $9 million.
The company recorded a GAAP net loss of $2.4 million, or $0.20 per diluted share, for the quarter, compared to a net income in the prior year period. This loss was attributed to intentional investments, including a 36% increase in selling and marketing costs, seasonal patterns, and foreign exchange volatility.
Strategic developments in the quarter included being selected by Sonic Automotive for a discovery engagement for an omnichannel digital retail solution, the launch of CheckAI (an AI-powered credit decisioning engine), and a strategic cooperation agreement in China.
Despite the challenging quarter, NetSol is targeting full-year revenue guidance of 5-7% growth, supported by a stronger sales pipeline and investments in its go-to-market and AI-enabled platform.

Nov 12, 2025, 2:00 PM

Transcript

NETSOL Technologies Reports Fiscal First Quarter 2026 Results

NTWK

Earnings

Demand Weakening

NETSOL Technologies reported a 2.8% increase in total net revenues to $15 million for the fiscal first quarter of 2026, primarily driven by a 9.4% increase in subscription and support revenues.
The company recorded a GAAP net loss attributable to NETSOL of $2.4 million, or $0.20 per diluted share, for the first quarter of fiscal 2026, compared to a GAAP net income of $0.071 million, or $0.006 per diluted share, in the prior year period.
Gross profit for the quarter was $5.9 million, or 39.4% of net revenues, a decrease from $6.6 million, or 45% of net revenues, in the first quarter of fiscal 2025, while operating expenses increased to $7.8 million from $7.3 million in the prior year period.
As of September 30, 2025, cash and cash equivalents stood at $22.7 million, an increase from $17.4 million as of June 30, 2025.

Nov 12, 2025, 1:45 PM

Press Release

NETSOL Technologies Launches Check AI, an AI-Native Credit Decisioning Engine

NTWK

Product Launch

New Projects/Investments

NETSOL Technologies (NTWK) has launched Check AI, an AI-powered credit decisioning engine designed to revolutionize the credit underwriting process for OEMs, dealerships, and financial institutions.
Check AI is an AI-native solution integrated into the company's Transcend Finance platform, aiming to streamline and enhance the credit evaluation lifecycle by automating manual tasks, accelerating decision times, and improving underwriting accuracy.
The engine leverages deep reasoning, intelligent automation, and agentic workflows to convert data into actionable credit decisions in real-time, and can generate comprehensive, AI-driven research reports.
It incorporates a human-in-the-loop approach to ensure critical oversight, safeguard against bias, support regulatory compliance, and maintain high levels of accuracy and fairness.
According to a Rudder Analytics article, using AI in credit processing decisions can reduce credit approval cycles by up to 60%, potentially translating into millions of dollars in savings for companies.

Oct 8, 2025, 1:06 PM

Press Release

NetSol Technologies Reports Strong Q4 and Full-Year Fiscal 2025 Results, Driven by Subscription Growth and Strategic Wins

NTWK

Earnings

Revenue Acceleration/Inflection

Product Launch

NetSol Technologies reported a strong fiscal Q4 2025, with total net revenues increasing 11.9% to $18.4 million, and full-year fiscal 2025 revenues reaching $66.1 million. Non-GAAP EBITDA for Q4 2025 nearly quadrupled to $4.7 million ($0.40 per diluted share) compared to the prior year.
The company's strategy of migrating to a subscription-first model is accelerating, with total subscription and support revenues growing 9.9% in Q4 to $8.2 million and reaching $32.9 million for the full fiscal year. This shift is reflected in a decline in license fees.
NetSol secured significant contract wins, including a $16 million five-year contract with a major U.S. automaker, an upgrade deal with a major Chinese automotive finance company involving over 3 million contracts, and new deployments in Australia, the Netherlands, and Oman, marking its entry into the Middle East.
The company officially launched its AI-powered Transcend platform and Transcend AI Labs, focusing on AI-first enhancements and automation, and strengthened its leadership team with key senior-level appointments.

Sep 30, 2025, 1:00 PM

Transcript

NETSOL Technologies Announces Fiscal 2025 Fourth Quarter and Full-Year Results

NTWK

Earnings

Revenue Acceleration/Inflection

For fiscal year 2025, NETSOL Technologies reported total revenue of $66 million, an 8% increase compared to the prior year, with subscription and support revenues growing 18% to $32.9 million.
The company's GAAP earnings per diluted share for fiscal year 2025 was $0.25, a significant increase from $0.06 in fiscal year 2024.
In the fourth quarter of fiscal 2025, total net revenues increased 11.9% to $18.4 million, and GAAP net profit attributable to NETSOL was $2.6 million, or $0.22 per diluted share, compared to a net loss in the prior year period.
Gross margins improved for both the full fiscal year 2025 to 49.3% (from 47.7% in FY 2024) and for the fourth quarter of fiscal 2025 to 56.2% (from 51.5% in Q4 2024).

Sep 29, 2025, 9:29 PM

8-K

NETSOL Technologies Announces Fiscal 2025 Fourth Quarter and Full-Year Results

NTWK

Earnings

Revenue Acceleration/Inflection

NETSOL Technologies reported a total revenue increase of 8% to $66 million for fiscal year 2025 and an 11.9% increase to $18.4 million for the fourth quarter of fiscal 2025.
Subscription and Support revenues grew 18% to $32.9 million in FY'25 and 9.9% to $8.2 million in Q4'25.
The company achieved gross margins of 49.3% for FY'25, up from 47.7% in FY'24, and 56.2% for Q4'25, up from 51.5% in Q4'24.
Diluted earnings per share (EPS) for FY'25 were $0.25, a significant increase from $0.06 in FY'24, and $0.22 for Q4'25, compared to a net loss of $0.01 in Q4'24.
As of June 30, 2025, cash and cash equivalents stood at $17.4 million, and total stockholders' equity was $37.8 million.

Sep 29, 2025, 12:45 PM

Press Release

NETSOL Technologies Secures Multi-Million Dollar Contract in Australia and New Zealand

NTWK

New Projects/Investments

NETSOL Technologies, Inc. has signed a multi-million-dollar contract with a top-tier auto captive finance company of Japanese origin in Australia.
The agreement is a long-term five-year contract structured on a monthly recurring revenue model.
The contract covers the deployment of NETSOL’s flagship Transcend Finance platform across operations in Australia and New Zealand.
This engagement builds on a long-standing global relationship with the customer dating back to 2008 and involves strategic upgrades from existing systems and new deployments, replacing competitor solutions.