Earnings summaries and quarterly performance for OP Bancorp.
Executive leadership at OP Bancorp.
MJ
Min J. Kim
Detailed
President and Chief Executive Officer
CEO
CY
Christine Y. Oh
Detailed
Executive Vice President and Chief Operating Officer
JH
Jae H. Park
Detailed
Executive Vice President and Chief Risk Officer
JP
Jaehyun Park
Detailed
Executive Vice President and Chief Financial Officer
JM
Jimmy M. Bang
Detailed
Executive Vice President and Chief Lending Officer
KW
Ki Won Yoon
Detailed
Executive Vice President and Chief Lending Officer
SK
Sang K. Oh
Detailed
Executive Vice President and Chief Executive Officer In Transit
WW
Wesley Won
Detailed
Executive Vice President and Chief Technology Officer
YG
Yeong Gwon Pak
Detailed
Executive Vice President and Chief Credit Officer
Board of directors at OP Bancorp.
Research analysts covering OP Bancorp.
Recent press releases and 8-K filings for OPBK.
OP Bancorp Reports Fourth Quarter 2025 Financial Results and Declares Dividend
OPBK
Earnings
Dividends
Debt Issuance
- OP Bancorp reported net income of $7.1 million and diluted EPS of $0.47 for the fourth quarter of 2025, an increase from $6.7 million and $0.45, respectively, in the third quarter of 2025.
- The company's average loans grew 3% to $2.20 billion and average deposits increased 2% to $2.26 billion in Q4 2025 compared to Q3 2025. Total assets reached $2.65 billion.
- Profitability metrics improved, with Return on Average Assets (ROA) at 1.07% and Return on Average Equity (ROE) at 12.57% for Q4 2025. The Common Equity Tier 1 (CET1) capital ratio remained robust at 10.93%.
- The Board of Directors declared a quarterly cash dividend of $0.12 per share, payable on or about February 19, 2026, to shareholders of record as of February 5, 2026.
- On November 7, 2025, the company issued a $25 million subordinated note, which qualifies as Tier 2 capital at the consolidated level.
Jan 22, 2026, 10:13 PM
OP Bancorp Closes $25 Million Subordinated Note Offering
OPBK
Debt Issuance
New Projects/Investments
- OP Bancorp completed a private placement of $25 million principal amount of fixed-to-floating rate subordinated notes due November 15, 2035, on November 7, 2025.
- The notes will bear a fixed interest rate of 7.50% per annum, payable semi-annually, until November 15, 2030.
- After the reset date, the interest rate will be the three-month Secured Overnight Financing Rate (SOFR) plus 411 basis points, reset and payable quarterly.
- The company intends to use the net proceeds for general corporate purposes, including strengthening the regulatory capital of Open Bank and supporting its growth, with the notes designed to qualify as Tier 2 capital.
Nov 10, 2025, 9:30 PM
OP Bancorp Board Approves Share Buyback Program
OPBK
Share Buyback
- OP Bancorp's Board of Directors has approved a new stock repurchase program, authorizing the buyback of up to 700,000 shares of its common stock.
- The company currently has approximately 14.9 million outstanding shares, resulting in a market capitalization of around $210 million.
- OP Bancorp demonstrates strong financial performance, including consistent revenue growth of 11.8% over one year and 11% over five years, a net margin of 25.34%, and earnings per share (EPS) of $1.48.
- The company maintains a conservative capital structure, evidenced by a debt-to-equity ratio of 0.29.
Aug 29, 2025, 1:21 AM
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