Earnings summaries and quarterly performance for OLD SECOND BANCORP.
Executive leadership at OLD SECOND BANCORP.
James Eccher
Detailed
Chairman, President and Chief Executive Officer
CEO
Bradley Adams
Detailed
Executive Vice President, Chief Operating Officer and Chief Financial Officer
Darin Campbell
Detailed
Executive Vice President; President, National Specialty Lending; President, FreedomRoad Financial; President, Performance Finance
Donald Pilmer
Detailed
Executive Vice President, Chief Lending Officer
Gary Collins
Detailed
Vice Chairman
Richard Gartelmann
Detailed
Executive Vice President, Head of Wealth Management
Board of directors at OLD SECOND BANCORP.
Research analysts who have asked questions during OLD SECOND BANCORP earnings calls.
Brian Martin
Janney Montgomery Scott
6 questions for OSBC
Also covers: BFIN, BY, EFSC +10 more
David Long
Raymond James Financial, Inc.
6 questions for OSBC
Also covers: ALRS, BY, EFSC +10 more
Jeff Rulis
D.A. Davidson & Co.
6 questions for OSBC
Also covers: ALRS, BANR, BMRC +15 more
Nathan Race
Piper Sandler & Co.
6 questions for OSBC
Also covers: ALRS, BSVN, BWB +17 more
Terence McEvoy
Stephens Inc.
4 questions for OSBC
Also covers: ASB, BY, CIVB +10 more
Christopher McGratty
Keefe, Bruyette & Woods
3 questions for OSBC
Also covers: ASB, BAC, BANC +33 more
David Konrad
Keefe, Bruyette & Woods (KBW)
3 questions for OSBC
Also covers: AMAL, BLFY, BRKL +8 more
Brandon Rud
Stephens Inc.
1 question for OSBC
Also covers: BY, MSBI, PEBO +1 more
Kevin Roth
Black Maple Capital
1 question for OSBC
Martin Friedman
FJ Capital Management
1 question for OSBC
Terry McEvoy
Stephens Inc.
1 question for OSBC
Also covers: ASB, BY, CIVB +9 more
Recent press releases and 8-K filings for OSBC.
Ottawa Bancorp, Inc. Announces Q3 2025 Results
OSBC
Earnings
Share Buyback
Demand Weakening
- Ottawa Bancorp, Inc. reported net income of $0.4 million, or $0.18 per basic and diluted common share, for the three months ended September 30, 2025, compared to $0.2 million, or $0.08 per share, for the same period in 2024. For the nine months ended September 30, 2025, net income was $1.4 million, or $0.57 per share, up from $0.3 million, or $0.10 per share, for the nine months ended September 30, 2024.
- The company's asset quality improved, with non-performing loans decreasing to $3.7 million at September 30, 2025, from $4.8 million at December 31, 2024. This reduced the ratio of non-performing loans to gross loans from 1.58% to 1.21%.
- Ottawa Bancorp, Inc. completed its seventh stock repurchase program during the quarter ended September 30, 2025, repurchasing 120,996 shares of its common stock at an average price of $15.01 per share. Since the beginning of the year, tangible book value has increased by 3.7%, or $0.61 per share.
- The net interest margin expanded to 3.09% for the three months ended September 30, 2025, compared to 2.67% for the three months ended September 30, 2024.
Nov 3, 2025, 9:40 PM
Old Second Bancorp Reports Q3 2025 Earnings and Acquisition Impact
OSBC
Earnings
M&A
Dividends
- Old Second Bancorp (OSBC) reported Q3 2025 GAAP net income of $9.9 million ($0.18 per diluted share) and adjusted net income of $28.4 million ($0.53 per diluted share), with the quarter significantly impacted by the July 1st acquisition of Bancorp Financial, including $13.2 million in day two provision and $11.8 million in acquisition-related costs.
- The Net Interest Margin (NIM) reached an "exceptional" 5.05% (tax equivalent), a 20 basis point improvement from the prior quarter. Total loans increased by $1.27 billion, primarily from the acquisition, alongside $72 million in organic loan growth.
- The allowance for credit losses on loans increased to $75 million (1.43% of total loans) as of September 30, 2025, with $30.7 million of this increase attributed to acquired loans. The company also announced a 17% increase in its quarterly dividend to $0.07 per share.
Oct 23, 2025, 2:00 PM
Old Second Bancorp Reports Q3 2025 Results, Driven by Evergreen Acquisition
OSBC
Earnings
M&A
Dividends
- Old Second Bancorp reported GAAP net income of $9.9 million or $0.18 per diluted share for Q3 2025, with adjusted net income of $28.4 million or $0.53 per diluted share after excluding $13.2 million in day two provision and $11.8 million in acquisition-related costs.
- The Evergreen Bank Group acquisition, completed on July 1, 2025, significantly increased total loans by $1.27 billion and average deposits by $1.08 billion in Q3 2025.
- The company's net interest margin (NIM) improved to 5.05% on a tax equivalent basis for Q3 2025, marking a 20 basis point increase from the prior quarter and 41 basis points year over year.
- The allowance for credit losses on loans increased to $75 million or 1.43% of total loans as of September 30, 2025, primarily due to $30.7 million in day one and day two allowances from acquired loans. Net loan charge-offs were $5.1 million in the quarter.
- Old Second Bancorp announced a 17% increase in its quarterly common dividend to $0.07 per share and anticipates low to mid-single-digit loan growth heading into 2026.
Oct 23, 2025, 2:00 PM
Old Second Bancorp, Inc. Reports Q3 2025 Results and Acquisition Impact
OSBC
Earnings
M&A
Dividends
- Old Second Bancorp, Inc. reported net income of $9.9 million, or $0.18 per diluted share, for the third quarter of 2025, significantly impacted by the acquisition of Bancorp Financial, Inc..
- Adjusted net income, excluding nonrecurring items related to the acquisition, was $28.4 million, or $0.53 per diluted share, for Q3 2025.
- The acquisition of Bancorp Financial, Inc. on July 1, 2025, led to substantial balance sheet growth, with total assets reaching $6.99 billion, total loans $5.27 billion, and total deposits $5.76 billion as of September 30, 2025.
- Key profitability metrics for Q3 2025 included a net interest margin (tax-equivalent) of 5.05% and an adjusted efficiency ratio of 52.10%.
- The Board of Directors declared a cash dividend of $0.07 per share of common stock, representing a 17% increase.
Oct 22, 2025, 8:05 PM
Quarterly earnings call transcripts for OLD SECOND BANCORP.
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