Earnings summaries and quarterly performance for SECURITY FEDERAL.
Executive leadership at SECURITY FEDERAL.
Board of directors at SECURITY FEDERAL.
FW
Frampton W. Toole, III
Detailed
Director
FM
Frank M. Thomas, Jr.
Detailed
Director
HO
Harry O. Weeks, Jr.
Detailed
Director
JT
Jessica T. Cummins
Detailed
Director
RT
Richard T. Harmon
Detailed
Director
RE
Robert E. Alexander
Detailed
Secretary and Director
TL
Thomas L. Moore
Detailed
Director
TW
Timothy W. Simmons
Detailed
Chairman of the Board
WC
William Clyburn
Detailed
Director
Research analysts covering SECURITY FEDERAL.
Recent press releases and 8-K filings for SFDL.
Security Federal Corporation Announces Strong Quarterly and Annual Earnings for 2025
SFDL
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Security Federal Corporation reported net income available to common shareholders of $3.9 million, or $1.24 per common share, for the fourth quarter ended December 31, 2025, an increase from $3.0 million, or $0.94 per common share, in the prior year quarter.
- For the full year ended December 31, 2025, net income available to common shareholders rose to $12.0 million, or $3.80 per common share, compared to $8.9 million, or $2.77 per common share, in 2024.
- The company's financial performance was bolstered by a 12.8% increase in full-year net interest income to $47.2 million and a 12.5% rise in non-interest income to $11.5 million, coupled with a $235,000 reversal of provision for credit losses for the year ended December 31, 2025.
- As of December 31, 2025, total assets were $1.62 billion, and deposits grew 3.6% year-over-year to $1.37 billion.
7 days ago
Security Federal Corporation Announces Increased Quarterly and Year-to-Date Earnings
SFDL
Earnings
Revenue Acceleration/Inflection
- Security Federal Corporation reported a significant increase in net income available to common shareholders for both the fourth quarter and the full year ended December 31, 2025.
- For Q4 2025, net income available to common shareholders rose to $3.9 million ($1.24 per common share), up from $3.0 million ($0.94 per common share) in Q4 2024.
- Year-to-date net income available to common shareholders increased to $12.0 million ($3.80 per common share) for 2025, compared to $8.9 million ($2.77 per common share) in 2024.
- This growth was primarily due to increased net interest income and non-interest income, along with a $235,000 reversal in the provision for credit losses for the year.
- The company also strengthened its balance sheet with deposits increasing 3.6% to $1.37 billion and borrowings decreasing 62.1% to $35.3 million by December 31, 2025.
8 days ago
Security Bancorp, Inc. Announces Q3 2025 Earnings
SFDL
Earnings
Revenue Acceleration/Inflection
- Security Bancorp, Inc. reported a net income of $1.5 million, or $3.94 per share, for the third quarter ended September 30, 2025, an increase from $1.0 million, or $2.77 per share, in the same period last year.
- Net interest income for the third quarter of 2025 increased 20.6% to $3.5 million from $2.9 million in the prior year, primarily due to increased loans and interest rates.
- Total assets grew 4.4% to $375.7 million at September 30, 2025, from $359.7 million at December 31, 2024, with loans receivable, net, increasing 11.1% to $293.5 million.
- Non-performing assets significantly decreased by 87% to $18,000 at September 30, 2025, from $139,000 at December 31, 2024, with the allowance for loan losses to non-performing assets at 15,605.56%.
- Stockholders' equity increased 12.5% to $40.1 million at September 30, 2025, compared to $35.6 million at December 31, 2024.
Nov 3, 2025, 5:56 PM
Security Federal Corporation Announces Increase in Quarterly and Year-to-Date Earnings
SFDL
Earnings
New Projects/Investments
- Security Federal Corporation reported net income available to common shareholders of $3.2 million, or $1.01 per common share, for the quarter ended September 30, 2025, and $8.1 million, or $2.57 per common share, for the nine months ended September 30, 2025, representing increases from the prior year periods.
- Net interest income increased by 16.0% to $12.1 million during the quarter ended September 30, 2025, compared to the same quarter in 2024, and by 13.2% to $34.6 million for the nine months ended September 30, 2025, compared to the same period in 2024.
- Non-interest expense increased by 11.2% to $10.4 million in Q3 2025 and by 6.8% to $30.6 million for the nine months ended September 30, 2025, primarily due to increases in salaries, employee benefits, and occupancy expenses.
- Non-performing assets decreased to $5.7 million at September 30, 2025, from $6.8 million at September 30, 2024, while total assets increased by 2.3% year-over-year to $1.61 billion at September 30, 2025.
Oct 29, 2025, 4:20 PM
Security Federal Corporation Announces Strong Q3 and Year-to-Date 2025 Earnings
SFDL
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Security Federal Corporation reported a significant increase in net income available to common shareholders for the third quarter of 2025, reaching $3.2 million ($1.01 per common share), compared to $2.0 million ($0.62 per common share) in the third quarter of 2024.
- For the nine months ended September 30, 2025, net income available to common shareholders was $8.1 million ($2.57 per common share), an increase from $5.9 million ($1.83 per common share) for the same period in 2024.
- This financial growth was primarily driven by increased net interest income and reductions to the provision for credit losses, partially offset by an increase in non-interest expense.
- Net interest income rose 16.0% to $12.1 million during Q3 2025 and increased 13.2% to $34.6 million for the nine months ended September 30, 2025.
- The company recorded a $200,000 net reversal in the provision for credit losses for the first nine months of 2025, a notable improvement compared to a $1.1 million provision for credit losses in the same period of 2024.
Oct 29, 2025, 4:13 PM
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more