- Tompkins Financial Corporation reported strong Q3 2025 financial results, with a **460% year-over-year earnings growth** and its net profit margin rising to **25.9%** from **6.4%** the previous year.  **[1005817_ad398b46d799401f937a485a5d2f6929]** 
- Diluted earnings per share increased by **10%** quarter-over-quarter and **27%** from Q3 2024, primarily driven by net interest margin expansion.  **[1005817_ad398b46d799401f937a485a5d2f6929]** 
- The company's Board of Directors approved a quarterly cash dividend increase to **$0.65 per share**, signaling confidence in ongoing performance.  **[1005817_ad398b46d799401f937a485a5d2f6929]** 
- Loan growth was **3.7% quarter-over-quarter** (annualized at **14.8%**) and **7.4% year-over-year**, complemented by deposit growth of **3.9% quarter-over-quarter** and **7.8% year-over-year**.  **[1005817_ad398b46d799401f937a485a5d2f6929]**

Tompkins Financial Reports Strong Q3 2025 Results and Dividend Increase

- Tompkins Financial Corporation reported **diluted earnings per share of $1.65** for the third quarter of 2025, marking a **26.9% increase** from $1.30 in the third quarter of 2024.  **[1005817_0001005817-25-000038_q32025pressrelease.htm:0]** 
- **Net income for the third quarter of 2025 was $23.7 million**, an increase of **27.0%** compared to the third quarter of 2024.  **[1005817_0001005817-25-000038_q32025pressrelease.htm:0]** 
- The company's **net interest margin improved to 3.20%** in the third quarter of 2025, which is **41 basis points higher** than the third quarter of 2024.  **[1005817_0001005817-25-000038_q32025pressrelease.htm:0]** 
- Total deposits reached **$7.1 billion** at September 30, 2025, representing a **7.2% increase** from September 30, 2024.  **[1005817_0001005817-25-000038_q32025pressrelease.htm:0]** 
- The Board of Directors approved a regular quarterly cash dividend of **$0.65 per share**, payable on November 14, 2025, which is a **4.6% increase** over the dividend paid in the third quarter of 2025.  **[1005817_0001005817-25-000038_q4div2025pressrelease.htm:0]**

Tompkins Financial Reports Strong Q3 2025 Earnings and Quarterly Dividend

- Tompkins Financial Corporation reported **diluted earnings per share of $1.65** for the third quarter of 2025, marking a **26.9% increase** from $1.30 in the third quarter of 2024.  **[1005817_d2010bd7e7ec4d52acb2d6dc185c0a1a_0]** 
- Net income for the third quarter of 2025 reached **$23.7 million**, reflecting a **27.0% rise** compared to the third quarter of 2024.  **[1005817_d2010bd7e7ec4d52acb2d6dc185c0a1a_0]** 
- The net interest margin improved to **3.20%** in the third quarter of 2025, an increase of **41 basis points** from 2.79% in the third quarter of 2024.  **[1005817_d2010bd7e7ec4d52acb2d6dc185c0a1a_0]** **[1005817_d2010bd7e7ec4d52acb2d6dc185c0a1a_1]** 
- Total loans grew by **6.9%** to **$6.29 billion** and total deposits increased by **7.2%** to **$7.05 billion** at September 30, 2025, compared to September 30, 2024.  **[1005817_d2010bd7e7ec4d52acb2d6dc185c0a1a_0]** **[1005817_d2010bd7e7ec4d52acb2d6dc185c0a1a_11]**

Tompkins Financial Reports Strong Third Quarter 2025 Results

- Tompkins Financial Corporation's Board of Directors approved a regular quarterly cash dividend of **$0.65 per share**.  **[1005817_4a47363a4ae54c98a1c64e3de67e4ebf_0]** 
- This dividend is payable on **November 14, 2025**, to common shareholders of record on **November 7, 2025**.  **[1005817_4a47363a4ae54c98a1c64e3de67e4ebf_0]** 
- The dividend amount represents an increase of **$0.03 per share**, or **4.6%**, over the dividend paid in the third quarter of 2025.  **[1005817_4a47363a4ae54c98a1c64e3de67e4ebf_0]**

TOMPKINS FINANCIAL (TMP)