Earnings summaries and quarterly performance for UNITED BANKSHARES INC/WV.
Executive leadership at UNITED BANKSHARES INC/WV.
Richard M. Adams, Jr.
Detailed
Chief Executive Officer
CEO
AL
Ami L. Shaver
Detailed
Chief Human Resources Officer
AJ
Anna J. Schultheis
Detailed
Corporate Secretary
CJ
Charles J. Mildren
Detailed
Chief Consumer Lending Officer
DK
Darren K. Williams
Detailed
Chief Risk and Information Officer
DB
Douglas B. Ernest
Detailed
Chief Credit Officer
HM
Henry M. Kayes, Jr.
Detailed
Chief Banking Officer
JJ
James J. Consagra, Jr.
Detailed
President
JR
Julie R. Gurtis
Detailed
Executive Vice President
ML
Matthew L. Humphrey
Detailed
Executive Vice President; Head of Wealth Management
MP
Michael Proctor
Detailed
Chief Commercial Lending Officer
RM
Richard M. Adams
Detailed
Executive Chairman
RM
Ross M. Draber
Detailed
Chief Operating Officer
WM
W. Mark Tatterson
Detailed
Chief Financial Officer and Treasurer
Board of directors at UNITED BANKSHARES INC/WV.
AH
Albert H. Small, Jr.
Detailed
Director
CL
Charles L. Capito, Jr.
Detailed
Director
DL
Diana Lewis Jackson
Detailed
Director
GG
Gary G. White
Detailed
Director
JP
J. Paul McNamara
Detailed
Director
LI
Lacy I. Rice, III
Detailed
Director
MR
Mark R. Nesselroad
Detailed
Director
MK
Mary K. Weddle
Detailed
Director
MP
Michael P. Fitzgerald
Detailed
Director
PC
P. Clinton Winter
Detailed
Lead Independent Director
PA
Patrice A. Harris
Detailed
Director
PA
Peter A. Converse
Detailed
Director
SD
Sara DuMond
Detailed
Director
Research analysts who have asked questions during UNITED BANKSHARES INC/WV earnings calls.
AT
Andrew Taylor
Keefe, Bruyette & Woods
1 question for UBSI
Also covers: ESXB
AN
Austin Nicholas
Stephens Inc.
1 question for UBSI
Also covers: ESXB, UNB
BB
Blair Brantley
Brean Capital, LLC
1 question for UBSI
Catherine Mealor
Keefe, Bruyette & Woods
1 question for UBSI
Also covers: ABCB, AUB, CADE +21 more
JR
John Rodis
Janney Montgomery Scott LLC
1 question for UBSI
Also covers: GSBC, IBCP, INBK +2 more
Recent press releases and 8-K filings for UBSI.
UBSI Reports Record FY 2025 Net Income and EPS, Provides 2026 Outlook
UBSI
Earnings
Guidance Update
M&A
- UBSI achieved record Net Income of $464.6 million and record Diluted Earnings Per Share of $3.27 for FY 2025.
- The company increased dividends to shareholders for the 52nd consecutive year and returned capital through $212 million of common dividends and $126 million of share repurchases.
- Net Interest Margin (FTE) increased to 3.78% in FY 2025, up from 3.49% in FY 2024, and asset quality remains sound with Non-Performing Assets to Total Assets at 0.33% at 12/31/25.
- For 2026, UBSI expects loan and deposit growth in the mid-single digits, Net Interest Income (non-FTE) in the range of $1.145 billion to $1.175 billion, and non-interest expense between $615 million to $630 million.
8 days ago
United Bankshares, Inc. Announces Record 2025 Earnings and 2026 Outlook
UBSI
Earnings
M&A
Guidance Update
- United Bankshares, Inc. (UBSI) reported record earnings for the year 2025 of $464.6 million, or $3.27 per diluted share, and $128.8 million, or $0.91 per diluted share, for the fourth quarter of 2025.
- The company's 2025 results produced returns on average assets, average equity, and average tangible equity of 1.41%, 8.63%, and 13.95%, respectively.
- The merger with Piedmont Bancorp, Inc. closed in Q1 2025, adding approximately $2.4 billion in assets, $2.1 billion in loans, and $2.1 billion in deposits.
- UBSI increased dividends for the 52nd consecutive year and returned $212 million in common dividends and $126 million through share repurchases in 2025.
- For 2026, the company provides guidance including net interest income (non-FTE) in the range of $1.145 billion to $1.175 billion, provision expense of $48 million, and noninterest expense between $615 million and $630 million. Loan and deposit growth are expected to be in the mid-single digits.
Jan 22, 2026, 1:00 PM
United Bankshares Reports Record 2025 Earnings
UBSI
Earnings
Share Buyback
M&A
- United Bankshares, Inc. reported record earnings of $464.6 million, or $3.27 per diluted share, for the year of 2025, an increase from $373.0 million, or $2.75 per diluted share, in 2024.
- For the fourth quarter of 2025, earnings were $128.8 million, or $0.91 per diluted share, compared to $130.7 million, or $0.92 per diluted share, in the third quarter of 2025, and $94.4 million, or $0.69 per diluted share, in the fourth quarter of 2024.
- The company achieved strong profitability in 2025 with returns on average assets of 1.41%, average equity of 8.63%, and average tangible equity of 13.95%.
- During 2025, United repurchased approximately 3.6 million shares of its common stock at an average price of $35.24.
Jan 22, 2026, 12:50 PM
United Bankshares, Inc. Approves New Share Repurchase Plan
UBSI
Share Buyback
- United Bankshares, Inc. (UBSI) approved a new share repurchase plan on November 20, 2025, authorizing the repurchase of up to 5 million shares of common stock, representing approximately 3.6% of its total outstanding shares.
- This new 2025 Plan replaces and terminates the prior 2022 Plan, effective November 20, 2025.
- From October 1, 2025, through November 20, 2025, the company repurchased 1,103,666 shares under the 2022 Plan at a weighted average price of $35.99.
Nov 21, 2025, 4:00 PM
UBS Considers U.S. Headquarters Relocation Amid Swiss Capital Rules
UBSI
New Projects/Investments
- UBS is considering relocating its corporate headquarters to the United States due to new stringent Swiss capital regulations.
- The new regulations would require UBS to raise an additional $26 billion in capital, with approximately $23 billion designated to support its foreign subsidiaries, a proposal UBS strongly opposes as undermining its competitiveness.
- UBS chairman Colm Kelleher has engaged in talks with U.S. Treasury Secretary Scott Bessent regarding the potential move, though UBS publicly reaffirms its intention to continue operating successfully from Switzerland despite exploring contingency plans.
Nov 17, 2025, 12:28 PM
UBSI Reports Record Q3 2025 Net Income and EPS
UBSI
Earnings
Guidance Update
Share Buyback
- UBSI achieved record Net Income of $130.7 million and record Diluted Earnings Per Share of $0.92 for Q3 2025.
- The company reported period-end annualized loan growth and deposit growth of approximately 8% , with Net Interest Income at $280.1 million and a Net Interest Margin (FTE) of 3.80% in Q3 2025.
- Asset quality remains sound, though Non-Performing Assets increased to $123.8 million or 0.37% of Total Assets at September 30, 2025, primarily due to two CRE NOO Office loans. The company also repurchased 735,455 shares during Q3 2025.
- For the full year 2025, UBSI expects Net Interest Income (non-FTE) to be between $1.093 billion and $1.100 billion, total provision expense of $55 million, non-interest income between $130 million and $135 million, and non-interest expense between $598 million and $605 million.
Nov 7, 2025, 12:00 PM
Quarterly earnings call transcripts for UNITED BANKSHARES INC/WV.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more