Earnings summaries and quarterly performance for WESBANCO.
Executive leadership at WESBANCO.
Jeffrey Jackson
Detailed
President and Chief Executive Officer
CEO
AH
Alisha Hipwell
Senior Executive Vice President – Chief Communications Officer
BR
Brent Richmond
Executive Vice President – Treasury
DW
Daniel Weiss
Senior Executive Vice President and Chief Financial Officer
JP
Jan Pattishall Krupinski
Senior Executive Vice President – Chief Administrative Officer
JZ
Jayson Zatta
Senior Executive Vice President – Chief Banking Officer
KG
Kimberly Griffith
Senior Executive Vice President – Chief Human Resources Officer
MP
Michael Perkins
Senior Executive Vice President – Chief Risk Officer
RF
Robert Friend
Executive Vice President – Chief Credit Officer
SL
Scott Love
Executive Vice President – Wealth Management
SL
Stephen Lawrence
Executive Vice President – Chief Internal Auditor
Board of directors at WESBANCO.
AF
Abigail Feinknopf
Detailed
Director
BK
Bruce Knox
Detailed
Director
CC
Christopher Criss
Detailed
Chair of the Board
DK
Denise Knouse-Snyder
Detailed
Director
EN
Eric Nelson
Detailed
Director
GP
Gregory Proctor
Detailed
Director
JC
James Cornelsen
Detailed
Director
JM
Jay McCamic
Detailed
Director
JB
John Bookmyer
Detailed
Director
JR
Joseph Robinson
Detailed
Director
KS
Kerry Stemler
Detailed
Director
LB
Lee Burdman
Detailed
Director
LK
Lisa Knutson
Detailed
Director
LA
Louis Altman
Detailed
Director
MC
Michael Crawford
Detailed
Director
RF
Robert Fitzsimmons
Detailed
Director
RA
Rosie Allen-Herring
Detailed
Director
TC
Todd Clossin
Detailed
Director
ZA
Zahid Afzal
Detailed
Director
Research analysts who have asked questions during WESBANCO earnings calls.
Catherine Mealor
Keefe, Bruyette & Woods
8 questions for WSBC
Also covers: ABCB, AUB, CADE +21 more
Daniel Tamayo
Raymond James Financial, Inc.
8 questions for WSBC
Also covers: ASB, CNOB, FBIZ +13 more
David Bishop
Hovde Group
8 questions for WSBC
Also covers: AUB, BHLB, BKU +12 more
KS
Karl Shepard
RBC Capital Markets
8 questions for WSBC
Also covers: FCF, FFBC
Russell Gunther
Stephens Inc.
8 questions for WSBC
Also covers: ABCB, AMTB, AUB +10 more
MN
Manuel Navas
D.A. Davidson & Co.
6 questions for WSBC
Also covers: ABCB, BFST, BPOP +20 more
Andrew Liesch
Piper Sandler
1 question for WSBC
Also covers: AX, BANR, BOH +13 more
Recent press releases and 8-K filings for WSBC.
WesBanco Reports Strong Q4 and Full Year 2025 Results, Provides 2026 Outlook
WSBC
Earnings
Guidance Update
M&A
- For Q4 2025, WesBanco reported diluted earnings per share of $0.84 (excluding merger and restructuring expenses), an 18% year-over-year increase. The net interest margin improved to 3.61% , and the efficiency ratio was 52%.
- For the full year 2025, the company achieved 105% year-over-year pre-tax, pre-provision earnings growth and diluted earnings per share of $3.40 (excluding merger-related charges). This performance was supported by the successful acquisition and integration of Premier Financial, transforming WesBanco into a $28 billion asset institution.
- The balance sheet reflected significant growth, with total assets increasing 48% year-over-year to $27.7 billion, total portfolio loans rising 52% to $19.2 billion, and total deposits growing 53% to $21.7 billion. Credit quality remained stable, with non-performing assets to total assets at 0.33% and a CET1 ratio of 10.3%.
- For 2026, WesBanco anticipates mid-single-digit year-over-year loan growth. The net interest margin is expected to be consistent with Q4 2025 at 3.61% in Q1 2026, then increase 3-5 basis points in Q2, and modestly grow into the high 3.60% range in the second half of the year. Capital deployment priorities include dividends, loan growth, and buybacks (when CET1 reaches 10.5%-11%), with M&A being a distant fourth.
Jan 28, 2026, 2:00 PM
WesBanco Reports Strong Q4 and Full Year 2025 Earnings, Provides 2026 Outlook
WSBC
Earnings
Guidance Update
M&A
- WesBanco reported diluted earnings per share of $0.84 for Q4 2025 and $3.40 for the full year (excluding merger-related charges and day one provision), marking 45% year-over-year growth.
- The company achieved over 100% pre-tax, pre-provision earnings growth for the full year , improved its net interest margin to 3.61% in Q4 2025 , and maintained an efficiency ratio of 52%.
- Strategic milestones in 2025 included the successful acquisition of Premier Financial, which increased total assets to $27.7 billion , and delivered 5% year-over-year loan growth in Q4 2025, fully funded by deposit growth.
- For 2026, WesBanco anticipates mid-single-digit year-over-year loan growth and projects its net interest margin to remain consistent at 3.61% in Q1, then increase 3-5 basis points in Q2, reaching the high 3.60% range in the second half of the year.
Jan 28, 2026, 2:00 PM
WesBanco Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Outlook
WSBC
Earnings
Guidance Update
M&A
- WesBanco (WSBC) reported strong Q4 2025 diluted EPS of $0.84 and full-year 2025 diluted EPS of $3.40 (both excluding merger-related charges), representing a 45% year-over-year increase.
- The company achieved significant growth in 2025, with total assets increasing 48% to $27.7 billion and total deposits increasing 53% to $21.7 billion year-over-year, largely driven by the Premier Financial acquisition.
- Net interest margin (NIM) improved to 3.61% in Q4 2025, and the company anticipates Q1 2026 NIM to be consistent with Q4, followed by an increase of 3-5 basis points in Q2 and modest growth into the high 3.60% range in the latter half of 2026.
- WSBC expects mid-single-digit year-over-year loan growth in 2026, supported by strong pipelines and new initiatives like the healthcare vertical and Loan Production Offices (LPOs).
- Capital remains solid with a CET1 ratio of 10.34% as of December 31, 2025, and the company prioritizes dividends, loan growth, and potential share buybacks when CET1 reaches 10.5%-11%.
Jan 28, 2026, 2:00 PM
WesBanco Reports Strong Q4 and Full Year 2025 Results
WSBC
Earnings
Revenue Acceleration/Inflection
M&A
- WesBanco reported full year 2025 diluted EPS of $3.40, representing a 45% increase compared to the prior year, and Q4 2025 diluted EPS of $0.84, both excluding restructuring and merger-related expenses and day one provision for credit losses on acquired loans.
- The net interest margin (NIM) for Q4 2025 was 3.61%, an improvement of 58 basis points year-over-year and 8 basis points sequentially.
- The efficiency ratio improved by 8 percentage points year-over-year to 51.6% in Q4 2025.
- Total loans increased 51.9% year-over-year to $19.2 billion, including 5.2% organic loan growth, and total deposits increased 53.3% year-over-year.
Jan 28, 2026, 2:00 PM
Wesbanco Announces Strong Fourth Quarter and Full-Year 2025 Financial Results
WSBC
Earnings
M&A
- Wesbanco reported net income available to common shareholders of $78.2 million and diluted earnings per share of $0.81 for the fourth quarter of 2025, with full-year 2025 figures at $202.6 million and $2.23 respectively.
- The company's net interest margin reached 3.61% in Q4 2025, marking a 58 basis point increase year-over-year and an 8 basis point increase quarter-over-quarter.
- Total deposits increased 53.3% year-over-year to $21.7 billion, and total loans grew 51.9% year-over-year to $19.2 billion, significantly influenced by the Premier Financial Corp. (PFC) acquisition.
- The efficiency ratio improved to 51.6% in Q4 2025, an over 8 percentage point improvement year-over-year, attributed to expense synergies from the PFC acquisition and a focus on cost control.
Jan 27, 2026, 9:37 PM
WesBanco Announces Fourth Quarter and Full Year 2025 Financial Results
WSBC
Earnings
M&A
Revenue Acceleration/Inflection
- WesBanco reported net income of $78.2 million and diluted earnings per share of $0.81 for the fourth quarter of 2025, compared to $47.1 million and $0.70, respectively, for the fourth quarter of 2024. For the twelve months ended December 31, 2025, net income was $202.6 million or $2.23 per diluted share.
- The company's total assets increased 48.2% year-over-year to $27.7 billion, with total deposits growing 53.3% to $21.7 billion and total loans increasing 51.9% to $19.2 billion, primarily driven by the Premier Financial Corp. (PFC) acquisition.
- The net interest margin improved to 3.61% in Q4 2025, an increase of 58 basis points year-over-year, and the efficiency ratio improved to 51.6%.
- As of December 31, 2025, WesBanco maintained strong capital ratios, including a Tier I leverage of 9.42% and a Common Equity Tier 1 capital ratio of 10.34%.
Jan 27, 2026, 9:15 PM
Wesbanco Reports Q3 2025 Financial and Operational Highlights
WSBC
Earnings
M&A
Convertible Preferred Issuance
- Wesbanco reported Net Income Available to Common Shareholders of $90.0 million and Diluted EPS of $0.94/share for Q3 2025. The Net Interest Margin (NIM) was 3.53%, an increase of 58 basis points year-over-year, and the efficiency ratio improved to 55.1%.
- Total loans increased 52.0% year-over-year to $18.9 billion, and total deposits increased 53.8% year-over-year to $21.3 billion, primarily driven by the Premier Financial Corp (PFC) acquisition. Organic loan growth was 4.8% year-over-year and 2.2% quarter-over-quarter annualized.
- The company plans to close 27 financial center locations in early-2026, expecting approximately $6 million in net pre-tax savings. Additionally, on September 10, 2025, Wesbanco raised $230 million through the issuance of Series B preferred stock, with proceeds allocated to redeem Series A preferred stock, sub-debt from PFC, and general corporate purposes.
Nov 5, 2025, 9:27 PM
WesBanco Announces Redemption of Series A Preferred Stock
WSBC
Debt Issuance
Dividends
- WesBanco, Inc. (WSBC) will redeem all 150,000 outstanding shares of its 6.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, and 6,000,000 related depositary shares (WSBCP) on November 15, 2025.
- The redemption price is $1,000 per share of Series A Preferred Stock or $25.00 per Depositary Share.
- This redemption will be funded with a portion of the net proceeds from WesBanco's previously disclosed public offering of Series B Preferred Stock, which was completed on September 17, 2025.
- On and after the Redemption Date, no Series A Preferred Stock or Depositary Shares will remain outstanding, and trading of the Depositary Shares on the NASDAQ Stock Market will cease.
Nov 4, 2025, 2:00 PM
WesBanco Reports Strong Q3 2025 Earnings, Loan Growth, and Strategic Optimizations
WSBC
Earnings
Guidance Update
Debt Issuance
- WesBanco reported diluted earnings per share of $0.94 (excluding merger-related charges) and net income of $90 million (excluding merger and restructuring expenses) for Q3 2025, representing a 68% year-over-year increase in EPS.
- The company achieved 4.8% year-over-year organic loan growth and $570 million in year-over-year organic deposit growth, fully funding loan growth. The net interest margin (NIM) for Q3 2025 was 3.53%, a 58 basis point improvement year-over-year, and is anticipated to rebound to the mid to high 350s in Q4.
- WesBanco's efficiency ratio improved to 55% and is expected to continue improving through 2026. The company also announced the closure of 27 financial centers, projected to generate approximately $6 million in net pre-tax annual savings.
- WesBanco raised $230 million of Series B preferred stock and expects its CET1 ratio to build 15-20 basis points per quarter. The company anticipates mid-single-digit year-over-year loan growth for 2025 and mid to upper single-digit loan growth for 2026.
Oct 23, 2025, 7:00 PM
WesBanco Reports Strong Q3 2025 Earnings with Significant Growth and Operational Improvements
WSBC
Earnings
Guidance Update
M&A
- WesBanco reported strong third-quarter 2025 results, with net income (excluding merger-related charges) of $90 million and diluted earnings per share of $0.94, representing a 68% year-over-year increase in EPS.
- The company achieved robust loan growth, with total portfolio loans increasing 52% year-over-year to $18.9 billion, and organic loan growth of 4.8% year-over-year. This growth was fully funded by organic deposit growth of over $570 million year-over-year.
- WesBanco's net interest margin improved 58 basis points year-over-year to 3.53%, and the efficiency ratio improved 10 percentage points year-over-year to 55%. Non-interest income also saw significant growth, increasing 51.5% year-over-year to $44.9 million.
- The company is optimizing its financial center network by closing 27 locations in legacy markets, which is expected to generate approximately $6 million in net pre-tax annual savings.
- WesBanco raised $230 million of Series B preferred stock to redeem existing Series A preferred stock and subordinated debt, with an internal target for the CET1 ratio between 10.5% and 11%.
Oct 23, 2025, 7:00 PM
Quarterly earnings call transcripts for WESBANCO.
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