Bruce Orrin

Dale Tungsten

Haonan

Kris Wu

- Yiren Digital's internet insurance business has demonstrated **increasing growth momentum** since scaling in the first quarter of 2025, driven by its AI-powered platform.  **[1631761_20250929CN85292:0]** 
- As of **September 25, 2025**, the cumulative number of registered users for the internet insurance business reached **4.3 million**.  **[1631761_20250929CN85292:0]** 
- The company's proprietary AI technology precisely identifies customer demands, achieving a **98% approval probability** from insurance carriers and reducing customer dropout rates by **more than 30%** through streamlined onboarding.  **[1631761_20250929CN85292:0]** 
- Yiren Digital expects this positive trajectory to persist through the second half of 2025, strategically positioning itself for long-term growth in this high-value business segment through continued investment in technological advancement.  **[1631761_20250929CN85292:0]** **[1631761_20250929CN85292:1]**

Yiren Digital (YRD)