Bruce Orrin

Dale Tungsten

Haonan

Kris Wu

- **Yiren Digital** has signed a Memorandum of Understanding (MOU) with **ChainUp** to co-develop a global blockchain infrastructure platform for institutional-grade crypto investment products and related financial services.  **[1631761_20251017CN00684:0]** 
- This partnership is a significant step in the company's long-term growth strategy, building on its **Q1 2025** investment in **Ethereum (ETH)** and the establishment of a digital asset task force in **June 2025**.  **[1631761_20251017CN00684:0]** 
- An initial functional release of the new crypto finance system is scheduled for the **end of October 2025**, with the full version 1.0 anticipated in the **first half of 2026**.  **[1631761_20251017CN00684:0]** 
- The long-term vision is to establish a comprehensive blockchain-enabled financial ecosystem offering diversified digital asset investment and tokenization services, including real-world assets (RWA).  **[1631761_20251017CN00684:0]**

Yiren Digital Announces Strategic Expansion into Blockchain Finance

- Yiren Digital has launched a significant update to its **Magicube Agent Platform**, a proprietary multi-agent artificial intelligence system, readying it for **large-scale commercialization** in the financial services industry.  **[1631761_20251007CN92047:0]** 
- The platform targets the generative AI market in China's fintech sector, which is estimated to exceed **USD30 billion by 2028**.  **[1631761_20251007CN92047:0]** 
- Internally, the Magicube Agent Platform is expected to achieve approximately **RMB35 million** in annual cost savings from marketing and accounts receivable management, and it intercepts an average of **50,000 high-risk customers daily** through AI fraud detection.  **[1631761_20251007CN92047:0]** 
- The company's large language model, Zhiyu, received official regulatory approval for commercialization in **April 2025**, and Yiren Digital is exploring external commercialization opportunities for the platform to create new revenue streams.  **[1631761_20251007CN92047:1]**

Yiren Digital Launches Next-Gen Magicube Agent Platform

- Yiren Digital's internet insurance business has demonstrated **increasing growth momentum** since scaling in the first quarter of 2025, driven by its AI-powered platform.  **[1631761_20250929CN85292:0]** 
- As of **September 25, 2025**, the cumulative number of registered users for the internet insurance business reached **4.3 million**.  **[1631761_20250929CN85292:0]** 
- The company's proprietary AI technology precisely identifies customer demands, achieving a **98% approval probability** from insurance carriers and reducing customer dropout rates by **more than 30%** through streamlined onboarding.  **[1631761_20250929CN85292:0]** 
- Yiren Digital expects this positive trajectory to persist through the second half of 2025, strategically positioning itself for long-term growth in this high-value business segment through continued investment in technological advancement.  **[1631761_20250929CN85292:0]** **[1631761_20250929CN85292:1]**

Yiren Digital (YRD)