Montecito Bank & Trust
Montecito Bank & Trust is the largest locally owned community bank on California’s Central Coast, headquartered in Santa Barbara, CA. Originally founded in 1975, the firm operates both as a full-service community bank and as a provider of wealth management and investment advisory services. The bank serves individuals, businesses, nonprofits, and private wealth clients with a staff of over 200 employees, supporting their banking and investment needs across the region.
Investment Strategy
Montecito Bank & Trust’s investment advisory approach emphasizes personalized portfolio management for each client, utilizing a rigorous and analytical method grounded in research, transparency, and ongoing optimization. Their strategy includes managing equities, fixed income, ETFs, separately managed accounts, and mutual funds. The firm provides tailored solutions suited to short-term and long-term objectives, including tax efficiency strategies and specialty solutions for organizations that require alignment with specific risk-return mandates, such as endowments. The focus is on delivering disciplined, holistic investment management that integrates clients’ wider financial goals.
Top Holdings
Equity Positions (273)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
N NVDA | NVIDIA CORP | 5.64% | $36.30B | 194,550 | $186.58 | $186.58 | +$36.30B |
I IWF | ISHARES RUSSELL 1000 GROWTH ETF | 5.44% | $35.04B | 74,798 | $468.41 | $468.41 | +$35.04B |
M MSFT | MICROSOFT CORP | 3.76% | $24.23B | 46,776 | $517.95 | $517.95 | +$24.23B |
I IVV | ISHARES CORE S&P 500 ETF | 2.81% | $18.10B | 27,039 | $669.30 | $669.30 | +$18.10B |
B BIV | VANGUARD INTERMEDIATE-TERM BOND | 2.33% | $15.00B | 192,054 | $78.09 | $78.09 | +$15.00B |