Citizens National Bank Trust Department
Citizens National Bank Trust Department is the trust and wealth management division of Citizens National Bank, based in Meridian, Mississippi. As part of this longstanding community bank, the Trust Department provides trust and fiduciary services, customized investment management, estate administration, tax planning, and retirement solutions for individuals, families, businesses, and institutional clients. The bank was originally chartered in 1888 and today employs over 200 people across its operations. The Trust Department specializes in highly personalized service and independent, unbiased advice tailored for the needs of both individual and institutional investors.
Investment Strategy
The Citizens National Bank Trust Department emphasizes a client-centric approach, developing personalized investment and tax strategies, offering proprietary portfolio and risk analysis, and providing access to a local portfolio management team. Their investment philosophy focuses on asset preservation, long-term wealth transfer, and unbiased, independent management based on client goals. Their offerings include personal trusts, retirement plans, and institutional custody—all supported by in-house expertise and a commitment to fiduciary principles.
Latest 13F Filing Activity
Citizens National Bank Trust Department filed their most recent 13F report on Sep 30, 2025 disclosing 381 equity positions with a total 13F market value of $560M. The fund increased holdings in Apple Inc., Alphabet Inc. Cap STK CL C, Broadcom Inc. among other positions. Citizens National Bank Trust Department reduced exposure to Philip Morris Intl Inc., Lantheus Holdings Inc. Corp. Common, Vanguard High Dividend Yield Etf among others.
Top Holdings
Equity Positions (381)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
A AAPL | Apple Inc | 5.97% | $33.5M | 131,390 | $103.09 | $254.63 | +$8.3M |
A AVGO | Broadcom Inc | 4.82% | $27.0M | 81,886 | $40.35 | $329.91 | +$4.3M |
G GOOG | Alphabet Inc Cap Stk Cl C | 4.39% | $24.6M | 101,112 | $88.11 | $243.55 | +$6.9M |
M MSFT | Microsoft Corporation | 3.37% | $18.9M | 36,514 | $217.40 | $517.95 | +$1.3M |
A AMZN | Amazon Com Inc | 2.81% | $15.8M | 71,794 | $122.53 | $219.57 | +$1.1M |