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Orrstown Financial Services Inc.

CIK:0000826154
Bank
$3B AUM
127 holdings
Shippensburg, PA, United States
Founded:1919
400 employees
Latest filing:Sep 30, 2025

Orrstown Financial Services, Inc. is a state commercial bank holding company headquartered in Shippensburg, Pennsylvania. Founded in 1919, it serves individuals, small businesses, and commercial clients with a range of banking services through its subsidiary, Orrstown Bank. The company operates throughout Pennsylvania and nearby Maryland, offering personal and business banking, loans, and wealth management. Orrstown Financial Services is a publicly traded entity (NASDAQ: ORRF) and employs approximately 400 people.

Investment Strategy

Orrstown Financial Services, Inc. operates as a regional community bank with a focus on serving local businesses and individuals. Its strategy emphasizes traditional relationship banking—providing deposit products, residential and commercial loans, and wealth management. The company prioritizes prudent risk management, community engagement, and personalized service. Investments are centered on local economic growth, with a conservative approach to credit quality, and an emphasis on supporting customers’ long-term financial goals.

Top Buys
V
VCRBVanguard Core Bond
+$62.9M
I
IVViShares Core S&P 500 Index Fund
+$18.4M
J
JAVAJPMorgan Active Value
+$11.9M
F
FENIFidelity Enhanced International
+$6.8M
J
JGROJPMorgan Active Growth
+$2.1M
Top Sells
O
OMFLInvesco Russell 1000 Dynamic Multifactor
-$1.8M
A
AMZNAmazon com
-$629.5K
C
CRMSALESFORCE, INC.
-$541.9K
T
TFCTruist Financial Corp
-$523.9K
V
VRTXVERTEX PHARMACEUTICALS INC
-$506.2K

Top Holdings

I
IVViShares Core S&P 500 Index Fund
+17.3%$101.2M
V
VCRBVanguard Core Bond
+10.8%$63.4M
O
OMFLInvesco Russell 1000 Dynamic Multifactor
+9.6%$55.9M
J
JAVAJPMorgan Active Value
+9.2%$53.8M
F
FENIFidelity Enhanced International
+8.5%$49.6M

Equity Positions (127)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
I
IVV
iShares Core S&P 500 Index Fund17.32%$101.2M151,239$534.29$669.30+$18.4M
V
VCRB
Vanguard Core Bond10.84%$63.4M808,270$78.40$78.41+$62.9M
O
OMFL
Invesco Russell 1000 Dynamic Multifactor9.57%$55.9M928,088$52.34$60.26-$1.8M
J
JAVA
JPMorgan Active Value9.20%$53.8M780,052$64.58$68.96+$11.9M
F
FENI
Fidelity Enhanced International8.48%$49.6M1,405,343$30.32$35.28+$6.8M

Industry Allocation

SERVICES-PREPACKAGED SOFTWARE
+2.4%
SEMICONDUCTORS & RELATED DEVICES
+1.9%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+1.4%
ELECTRONIC COMPUTERS
+1.2%
SERVICES-BUSINESS SERVICES, NEC
+1.0%