Earnings summaries and quarterly performance for TRUIST FINANCIAL.
Executive leadership at TRUIST FINANCIAL.
Board of directors at TRUIST FINANCIAL.
AB
Agnes Bundy Scanlan
Detailed
Director
BL
Bruce L. Tanner
Detailed
Director
CA
Charles A. Patton
Detailed
Director
DS
Dallas S. Clement
Detailed
Director
DS
Donna S. Morea
Detailed
Director
JS
Jennifer S. Banner
Detailed
Director
JP
Jonathan Pruzan
Detailed
Director
KD
K. David Boyer, Jr.
Detailed
Director
LS
Laurence Stein
Detailed
Director
LM
Linnie M. Haynesworth
Detailed
Director
SC
Steven C. Voorhees
Detailed
Director
TE
Thomas E. Skains
Detailed
Lead Independent Director
Research analysts who have asked questions during TRUIST FINANCIAL earnings calls.
BG
Betsy Graseck
Morgan Stanley
5 questions for TFC
Also covers: BAC, BK, C +8 more
Ebrahim Poonawala
Bank of America Securities
5 questions for TFC
Also covers: , BK, BMO +31 more
Gerard Cassidy
RBC Capital Markets
4 questions for TFC
Also covers: BAC, BK, BPOP +14 more
JP
John Pancari
Evercore ISI
4 questions for TFC
Also covers: ALLY, AXP, BFH +19 more
MO
Matthew O'Connor
Deutsche Bank
4 questions for TFC
Also covers: BAC, C, CFG +11 more
SS
Scott Siefers
Piper Sandler
3 questions for TFC
Also covers: ASB, CFG, FITBI +7 more
Erika Najarian
UBS
2 questions for TFC
Also covers: AXP, BAC, C +14 more
KU
Ken Usdin
Autonomous Research
2 questions for TFC
Also covers: BAC, BK, C +12 more
LE
L. Erika Penala
UBS
2 questions for TFC
Also covers: AXP, BAC, CFG +9 more
MM
Michael Mayo
Wells Fargo
2 questions for TFC
Also covers: BAC, BK, C +10 more
MM
Mike Mayo
Wells Fargo
2 questions for TFC
Also covers: BAC, BK, C +11 more
SA
Steven Alexopoulos
JPMorgan Chase & Co.
2 questions for TFC
Also covers: BAC, C, CFG +10 more
CM
Chris McGratty
KBW
1 question for TFC
Also covers: BAC, C, CBC +18 more
Christopher McGratty
Keefe, Bruyette & Woods
1 question for TFC
Also covers: ASB, BAC, BANC +35 more
KU
Kenneth Usdin
Jefferies
1 question for TFC
Also covers: BK, C, FITB +7 more
MO
Matt O'Connor
Deutsche Bank
1 question for TFC
Also covers: BAC, CFG, HBAN +7 more
RS
R. Scott Siefers
Piper Sandler Companies
1 question for TFC
Also covers: ASB, CFG, FITB +6 more
SM
Saul Martinez
HSBC
1 question for TFC
Also covers: AXP, BAC, C +7 more
Thomas Leddy
RBC Capital Markets
1 question for TFC
Also covers: BK, BPOP, FITB +2 more
Recent press releases and 8-K filings for TFC.
Truist Financial offers spot Bitcoin ETFs
TFC
Product Launch
New Projects/Investments
- Truist Wealth, the private wealth arm of Truist Financial, will offer two SEC-registered spot Bitcoin ETFs sponsored by Fidelity and BlackRock to its clients.
- Truist Investment Services advisors can integrate these ETFs into client portfolios or support self-directed trading via Truist Trade, aligning with individual goals and risk tolerance.
- The move reflects a measured expansion of Truist Wealth’s investment solutions, backed by credentialed analysts providing digital-asset expertise.
- Truist Financial, a top-10 U.S. commercial bank with $548 billion in assets as of Dec. 31, 2025, continues diversifying its product suite to meet evolving client demands.
3 days ago
Truist Financial redeems senior notes due March 2027
TFC
Debt Issuance
- $1.25 billion principal amount of fixed-to-floating rate senior notes due March 2, 2027 will be redeemed on March 2, 2026 at 100% of par plus accrued interest
- Interest on the notes will cease to accrue on the redemption date
- Redemption payments will be made through The Depository Trust Company
- Truist reports $548 billion in total assets as of December 31, 2025
Feb 18, 2026, 9:30 PM
Truist launches open banking integration with Mastercard
TFC
Product Launch
- Truist introduces its first open banking integration using Mastercard’s open finance API platform
- New API-based platform offers consumer and small business clients secure, tokenized access to manage financial data and connect to fintech apps without sharing credentials
- Platform aims to deliver enhanced data sharing, personalization, and control over financial services, plus new payment and credit pathways
- Truist holds $548 billion in total assets as of December 31, 2025
Feb 12, 2026, 1:03 PM
Truist Financial outlines 2026 growth and profitability outlook
TFC
Guidance Update
- Truist has shifted from a defensive posture post-merger to an offensive growth agenda, targeting 15% ROTCE by 2027 through accelerated earnings and profitability improvements.
- Loan growth will focus on >5% C&I expansion with an emphasis on profitable mix, while deposit growth is driven by the Premier retail segment and enhanced treasury products, aiming for a mid-50% funding beta as rates decline.
- Net interest margin, after a slight dip in 1Q, is expected to rise to the low 3.1% range by year-end 2026, supported by improved deposit mix, rate cuts, and bond portfolio repricing.
- Fee income is forecast to grow mid- to high-single-digits led by markets, treasury/payments, and wealth, with expenses managed to 1–2% growth through ongoing efficiency initiatives to fund key strategic investments.
Feb 11, 2026, 3:30 PM
Truist Financial outlines 2026 growth and profitability targets
TFC
Guidance Update
Share Buyback
Dividends
- Truist has shifted from a defensive post-merger stance to an offensive growth strategy, targeting ~14% ROTCE in 2026 and 15% in 2027.
- For 2026, loans are expected to grow at about double last year’s rate, with 4–5%+ C&I growth and a focus on higher-ROE assets; NIM is projected to exit in the low-3.1% range.
- Deposit growth will be supported by expanded treasury management products, sales incentives and improving betas towards the low-50s with two projected rate cuts.
- Expenses are guided to rise 1–2%, leveraging productivity routines to fund strategic investments and maintain positive operating leverage.
- Capital management aims for a 10% CET1 ratio by end-2027, sustaining buybacks and reducing the dividend payout toward 30–40%.
Feb 11, 2026, 3:30 PM
Truist Financial outlines 2026 growth and profitability targets
TFC
Guidance Update
- Truist has shifted from a defensive post-merger stance to an offensive growth strategy, with clear focus on accelerating earnings, improving profitability and leveraging its regional bank identity.
- For 2026, Truist expects C&I loan growth of 4–5%+, slower growth in lower-ROE consumer segments, and aims to reach 15% ROTCE by 2027 through disciplined mix and capital optimization.
- Net interest margin will dip slightly in Q1 before rising to an exit NIM of ~3.13%, driven by improved deposit mix, funding cost reductions and securities roll-off.
- Fee income is projected to grow mid- to high-single digits, led by double-digit treasury and payments, mid- to high-single-digit wealth growth, and mid-teens investment banking comp growth.
- Operating expenses are guided to 1–2% growth in 2026, relying on productivity and efficiency initiatives to deliver positive operating leverage and support higher returns.
Feb 11, 2026, 3:30 PM
Truist Financial details consumer and small business banking growth strategy
TFC
Revenue Acceleration/Inflection
New Projects/Investments
- Truist’s Consumer & Small Business Banking serves 14 million clients via 1,900 branches and a digital platform with 2.5 million daily users, contributing 52% of revenue, 60% of deposits ($212 billion) and 43% of the balance sheet.
- Premier banking drives growth with 60% of CSBB deposits, delivering 6× client lifetime value versus mass retail; in 2025 premier deposits rose 20%, lending 30%, and financial planning engagements grew 13%, with plans generating 39% more revenue.
- Key 2026 priorities include performance management, deepening premier relationships, and scaling high-ROA national consumer lending platforms (Sheffield, Service Finance, LightStream) to accelerate ROTCE.
- Heavy digital and AI investments: Truist Assist bot resolves 80% of 200+ use cases in-app; Truist Insights delivers 500+ personalized recommendations annually; 40% of new-to-bank clients onboard digitally (avg. age 36, income $80 K).
Feb 10, 2026, 5:10 PM
Truist Financial outlines CSBB performance and 2026 priorities at UBS conference
TFC
- Truist’s Consumer & Small Business Banking (CSBB) serves 14 million digital clients and operates 1,900 branches, accounting for 52 % of total revenue, $212 billion in deposits, and 43 % of the balance sheet, with 42 % of deposits in low-cost checking accounts.
- Premier banking comprises 60 % of CSBB’s deposit balance sheet, delivers 6× greater client lifetime value versus mass retail, and Truist estimates $650 billion of off-us deposits and $2.5 trillion of off-us investable assets; in 2025, premier segment production rose deposits +20 %, lending +30 %, and financial planning +13 %, driving 39 % more revenue per planned client.
- Key priorities for 2026 include rigorous performance management, deepening premier relationships via the 3D framework (deposits, deepening, digital), and scaling high-ROA national consumer-lending platforms (LightStream, Service Finance, Sheffield) to accelerate ROTCE.
- Digital and AI initiatives underpin growth: 2.5 million daily sign-ins, 70 % of transactions handled digitally, 40 % of new-to-bank clients onboarded via digital channels (avg. age 36, income $80 k), and 16 AI use cases—including Truist Assist, Truist Insights, call-center automation, and auto-decisioning in LightStream (auto decisions up from 55 % to 75 %)—saving and generating millions.
Feb 10, 2026, 5:10 PM
Truist Financial outlines consumer banking growth and tech strategy at UBS conference
TFC
New Projects/Investments
- The Consumer & Small Business Banking division serves 14 million clients across 1,900 branches, generating 52% of Truist’s revenue, holding $212 billion in deposits (60% of total) and 43% of the balance sheet.
- Premier Banking drives profitability at 6× mass retail, with 20% deposit growth, 30% lending growth and 13% increase in financial planning in 2025; there are $650 billion in off-us deposits and $2.5 trillion in investable assets to capture.
- Digital adoption is high: 2.5 million daily digital sign-ins, 70% of transactions online and 40% of new-to-bank clients originate digitally (avg. age 36, income $80 k); Truist Assist solves 80% of digital queries and Truist Insights delivers 500+ AI-driven insights per year.
- AI initiatives include 16+ active use cases in CSBB, boosting auto origination from 55% to 75% auto-decisioning and call-center AI that processes follow-up tasks in 2–3 seconds, guided by a “4R” (risk, resiliency, relational, revenue) framework.
- High-yield consumer lending platforms LightStream, Service Finance, and Sheffield deliver 7–8% ROA; Truist will expand these and reduce regional auto finance in 2026, with stable credit metrics.
Feb 10, 2026, 5:10 PM
Truist declares common and preferred stock dividends
TFC
Dividends
- Board declared a $0.52 quarterly cash dividend on common shares, record date Feb. 13, payable Mar. 2, 2026.
- Declared dividends on Series I preferred at $1,141.24364 per share ($0.28531 per depositary share) and Series J at $1,170.31308 per share ($11.70313 per depositary share), record date Feb. 13 (Feb. 28 for fractional Series J), payable Mar. 16.
- Declared dividends on Series N at $833.625 per share ($33.345 per depositary share), Series O at $328.125 per share ($0.328125 per depositary share), Series Q at $637.50 per share ($25.50 per depositary share), and Series R at $296.875 per share ($0.296875 per depositary share), record date Feb. 13, payable Mar. 2.
- Dividends on Series N and Q are declared and paid semiannually.
Jan 27, 2026, 7:18 PM
Quarterly earnings call transcripts for TRUIST FINANCIAL.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more