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Brightwater Advisory LLC

CIK:0002034566
Investment Adviser
$277M AUM
64 holdings
Tampa, FL, US
Founded:2014
6 employees
Latest filing:Jun 30, 2025

Brightwater Advisory, LLC is a Tampa, Florida-based Registered Investment Adviser (RIA) founded in 2014 by David Maddux and Katie Maddux. The firm is SEC-registered as of 2017, employs approximately 6 professionals, and primarily serves individuals, high-net-worth individuals, families, and a small number of businesses and charitable organizations. Brightwater Advisory offers personal investment counsel and holistic financial planning, working in partnership with clients' tax and legal professionals to provide comprehensive wealth management services.

Investment Strategy

Brightwater Advisory provides fiduciary investment management, focusing on personal investment counsel and holistic financial planning. The firm emphasizes asset allocation tailored to each client's risk tolerance and objectives, forgoing proprietary products such as insurance or annuities. Brightwater guides clients primarily through equities and fixed income portfolios, utilizing value-based investing principles to optimize the fulfillment of personal and family goals. Fees are typically asset-based, with a declining rate as assets increase, and investments are held with custodians like Charles Schwab. Brightwater partners with tax, legal, and insurance professionals to deliver coordinated and objective advice.

Top Buys
S
SCHBSCHWAB STRATEGIC TR
+$2.7M
S
SCHFSCHWAB STRATEGIC TR
+$1.2M
A
ACWXISHARES TR
+$1.2M
S
SPYSPDR S&P 500 ETF TR
+$738.4K
V
VBVANGUARD INDEX FDS
+$552.8K
Top Sells
A
AFLAFLAC INC
-$324.9K
A
AAPLAPPLE INC
-$205.6K
X
XOMEXXON MOBIL CORP
-$72.5K
S
SHYISHARES TR
-$67.1K
J
JNJJOHNSON & JOHNSON
-$57.3K

Top Holdings

S
SCHFSCHWAB STRATEGIC TR
+8.5%$11.9M
S
SCHPSCHWAB STRATEGIC TR
+7.0%$9.8M
S
SPYSPDR S&P 500 ETF TR
+5.9%$8.2M
S
SCHBSCHWAB STRATEGIC TR
+5.8%$8.2M
F
FNDBSCHWAB STRATEGIC TR
+5.0%$7.0M

Equity Positions (64)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
S
SCHF
SCHWAB STRATEGIC TR8.47%$11.9M536,703$18.57$22.10+$1.2M
S
SCHP
SCHWAB STRATEGIC TR6.97%$9.8M365,984$26.11$26.68+$354.3K
S
SPY
SPDR S&P 500 ETF TR5.88%$8.2M13,330$475.31$617.85+$738.4K
S
SCHB
SCHWAB STRATEGIC TR5.82%$8.2M342,201$20.13$23.83+$2.7M
F
FNDB
SCHWAB STRATEGIC TR4.97%$7.0M290,415$21.99$23.98+$152.6K

Industry Allocation

ACCIDENT & HEALTH INSURANCE
+2.2%
ELECTRONIC COMPUTERS
+1.4%
SERVICES-PREPACKAGED SOFTWARE
+1.0%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+0.8%
SEMICONDUCTORS & RELATED DEVICES
+0.6%