Cypress Financial Planning LLC
Cypress Financial Planning LLC is an SEC-registered investment advisory firm headquartered in Haddon Heights, NJ. Founded in 2011, the firm provides comprehensive financial planning and investment advisory services to retail investors, primarily individuals (including both high net worth and non-high net worth clients). With approximately 6 employees—most of whom are investors—the firm assists clients in setting and achieving their financial life goals through in-depth analysis, ongoing monitoring, and advisory support. Cypress does not impose a minimum account size but requires a minimum annual fee based on advisory lead. The firm's approach is client-focused, and it serves over 1,300 client accounts.
Investment Strategy
Cypress Financial Planning, LLC offers investment advisory and financial planning, beginning with a detailed understanding of each client’s goals and circumstances. Advisors analyze clients’ current and future financial situations, model outcomes, and devise tailored strategies. Periodic reviews and monitoring ensure that portfolios align with changing financial goals and external conditions. Investment philosophy and asset allocation are set by firm principals, who are also financial advisors, with reviews on at least a quarterly basis or upon material changes. The firm typically receives discretionary authority to manage portfolios according to clients’ stated objectives, but clients can restrict this authority if desired. They offer both asset-based fees and minimum annual retainer arrangements, aiming for a client-centric, comprehensive planning approach.
Top Holdings
Equity Positions (85)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
V VCIT | VANGUARD SCOTTSDALE FDS | 11.00% | $36.1M | 428,989 | $80.03 | $84.11 | +$1.8M |
I IVV | ISHARES TR | 10.37% | $34.0M | 50,816 | $440.03 | $669.30 | +$1.8M |
V VGIT | VANGUARD SCOTTSDALE FDS | 8.42% | $27.6M | 460,231 | $58.41 | $60.03 | +$1.8M |
V VCSH | VANGUARD SCOTTSDALE FDS | 8.30% | $27.2M | 340,579 | $77.25 | $79.93 | +$1.9M |
V VEA | VANGUARD TAX-MANAGED FDS | 8.27% | $27.1M | 452,539 | $45.96 | $59.92 | +$1.6M |
Options Positions (3)
| Ticker | Security | Action | Type | Notional Value | Contracts | Underlying Price | Premium Paid | Change (Contracts) | Change (Value) |
|---|---|---|---|---|---|---|---|---|---|
Q QQQ | INVESCO QQQ TR | — | Put | $1.9M | 32 | $600.37 | $468.92 | 0 | +$155.9K |
S SPY | SPDR S&P 500 ETF TR | Sold | Put | $266.5K | 4 | $666.18 | $522.16 | -1 | -$42.5K |
S SPY | SPDR S&P 500 ETF TR | New | Call | $133.2K | 2 | $666.18 | $666.18 | +2 | +$133.2K |