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Sterling Financial Planning, Inc.

CIK:0001844278
Investment Adviser
$672M AUM
116 holdings
Sparta, NJ, United States
Founded:2000
8 employees
Latest filing:Jun 30, 2025

Sterling Financial Planning, Inc. is an SEC-registered investment adviser based in Sparta, New Jersey. Founded in 2000, the firm provides financial planning and investment management services to individuals (including high net worth clients), charitable organizations, and pension plans. With 8 employees and approximately 1,600 clients, Sterling serves clients primarily in the United States, offering comprehensive wealth management solutions and fiduciary advice.

Investment Strategy

Sterling Financial Planning, Inc. employs personalized investment management strategies focusing on asset allocation, long-term growth, and diversification tailored to meet the individual goals and risk tolerances of its clients. The firm's clients are primarily individuals (including high net worth), with portfolio holdings diversified across equities, ETFs, and select gold-related trusts. Their approach includes both discretionary and non-discretionary asset management with an emphasis on fiduciary responsibility and ongoing client education.

Top Buys
I
IVWISHARES TR
+$2.8M
I
IJTISHARES TR
+$1.8M
I
IJKISHARES TR
+$1.7M
D
DFSVDIMENSIONAL ETF TRUST
+$1.6M
D
DISVDIMENSIONAL ETF TRUST
+$1.4M
Top Sells
I
IAUISHARES GOLD TR
-$484.1K
B
BDXBECTON DICKINSON & CO
-$348.1K
A
AAPLAPPLE INC
-$265.0K
E
EPDENTERPRISE PRODS PARTNERS L
-$251.2K
X
XOMEXXON MOBIL CORP
-$182.4K

Top Holdings

I
IJJISHARES TR
+6.0%$18.1M
I
IAUISHARES GOLD TR
+5.8%$17.4M
I
IVWISHARES TR
+5.7%$17.1M
I
IJTISHARES TR
+5.5%$16.5M
I
IJKISHARES TR
+5.4%$16.2M

Equity Positions (115)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
I
IJJ
ISHARES TR6.04%$18.1M146,424$94.38$123.58+$1.4M
I
IAU
ISHARES GOLD TR5.83%$17.4M279,688$33.89$62.36-$484.1K
I
IVW
ISHARES TR5.72%$17.1M155,540$65.04$110.10+$2.8M
I
IJT
ISHARES TR5.50%$16.5M123,791$116.26$133.04+$1.8M
I
IJK
ISHARES TR5.42%$16.2M178,234$73.83$90.98+$1.7M

Industry Allocation

COMMODITY CONTRACTS BROKERS & DEALERS
+7.1%
ELECTRONIC COMPUTERS
+1.1%
PHARMACEUTICAL PREPARATIONS
+1.0%
FIRE, MARINE & CASUALTY INSURANCE
+0.7%
SERVICES-PREPACKAGED SOFTWARE
+0.7%