Financial Alternatives, Inc.
Financial Alternatives, Inc. is an SEC-registered investment adviser headquartered in La Jolla, California. Founded in 1991, the firm pioneered the comprehensive, Fee-Only approach to wealth management. It primarily serves successful families and professionals, offering unbiased, independent, commission-free advice focused on increasing and preserving clients' wealth. Their team holds key professional certifications like CFP® and CFA®, and is distinguished by objectivity, expertise, and attention to detail. The firm works closely with clients on personalized financial planning and investment management, coordinating with tax and legal professionals as needed. Financial Alternatives, Inc. has under 10 employees and has been serving clients for over 30 years.
Investment Strategy
Financial Alternatives, Inc. designs and maintains investment portfolios tailored to balance principal protection, income, and growth according to client needs. Their investment approach emphasizes tax efficiency, cost reduction, and strong diversification to mitigate risk and maximize returns. They utilize a disciplined, systematic process favoring investments from low-cost providers such as Vanguard and Dimensional Fund Advisors (DFA) and may incorporate mortgage-backed investments like private Trust Deeds. Portfolio management seeks to avoid unnecessary transaction costs and tax inefficiencies, with a focus on long-term wealth preservation and growth.
Top Holdings
Equity Positions (86)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
D DFAC | DIMENSIONAL ETF TRUST | 14.46% | $22.2M | 620,023 | $26.06 | $35.84 | +$1.9M |
D DFAI | DIMENSIONAL ETF TRUST | 10.60% | $16.3M | 471,229 | $26.41 | $34.57 | +$2.0M |
V VWOB | VANGUARD WHITEHALL FDS | 8.47% | $13.0M | 199,070 | $61.66 | $65.35 | +$570.4K |
V VTI | VANGUARD INDEX FDS | 6.48% | $10.0M | 32,755 | $208.36 | $303.93 | +$1.0M |
J JEPI | J P MORGAN EXCHANGE TRADED F | 4.63% | $7.1M | 125,019 | $55.14 | $56.85 | +$384.2K |