You're signed outSign in or to get full access.
Howard Financial Services, LTD.
Howard Financial Services, Ltd. is a Dallas, Texas-based SEC-registered investment adviser providing investment management services primarily through actively managed portfolios. Founded in Texas, the firm manages assets for high-net-worth individuals, institutional investors, and other clients. As of 2025, it manages approximately $1.4 billion in assets, with a reported staff of 24 employees, the majority of whom are investment professionals.
Investment Strategy
Howard Financial Services, Ltd. specializes in the management of diversified equity and ETF portfolios, with significant allocations to U.S. dividend and quality-focused funds such as Schwab US Dividend, iShares MSCI USA Quality, and S&P 500-based ETFs. The firm employs a strategy focused on long-term capital appreciation through broad diversification, disciplined security selection within growth and value equities, and tactical rebalancing. It maintains moderate portfolio turnover and emphasizes stability and risk-adjusted returns.
Latest 13F Filing Activity
Howard Financial Services, LTD. filed their most recent 13F report on Sep 30, 2025 disclosing 193 equity positions with a total 13F market value of $817M. The fund increased holdings in Schwab Strategic TR, Ishares TR, Apple Inc. among other positions. Howard Financial Services, LTD. reduced exposure to Chipotle Mexican Grill Inc., Pacer FDS TR, First TR Exchng Traded FD VI among others.
Top Holdings
Equity Positions (193)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
Q QUAL | ISHARES TR | 12.02% | $98.3M | 505,170 | $135.39 | $194.50 | +$7.4M |
S SCHD | SCHWAB STRATEGIC TR | 6.65% | $54.3M | 1,990,249 | $21.33 | $27.30 | +$483.9K |
V VIG | VANGUARD SPECIALIZED FUNDS | 4.98% | $40.7M | 188,677 | $140.59 | $215.79 | +$2.9M |
S SPGP | INVESCO EXCHANGE TRADED FD T | 4.80% | $39.2M | 344,943 | $95.22 | $113.62 | +$1.9M |
R RSP | INVESCO EXCHANGE TRADED FD T | 4.56% | $37.3M | 196,402 | $116.02 | $189.70 | +$1.1M |
Industry Allocation
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more