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Partners in Financial Planning

CIK:0002054264
Investment Adviser
$780M AUM
107 holdings
Salem, VA, United States
Founded:2009
13 employees
Latest filing:Jun 30, 2025

Partners in Financial Planning, LLC is a fee-only registered investment advisory (RIA) firm headquartered in Salem, Virginia, with an additional office in Charleston, SC. Founded in 2009, the firm specializes in comprehensive, tax-focused financial planning and investment management for individuals and families across the U.S. With a boutique approach, they emphasize trust, personal relationships, and serving both high net worth and other individuals, as well as charitable organizations. The team comprises approximately 12-13 employees, combining over 100 years of collective financial services experience and maintaining a mission to put client goals and security first.

Investment Strategy

Partners in Financial Planning employs a comprehensive, tax-focused investment strategy tailored to individual client needs. As a fee-only advisor, the firm aligns portfolios with clients’ long-term goals, balancing growth and risk through diversified asset allocation and disciplined portfolio management. Emphasis is placed on financial planning as the core, with investment recommendations integrated into broader life planning objectives, ongoing collaboration, and transparency throughout all client relationships.

Latest 13F Filing Activity

Partners in Financial Planning filed their most recent 13F report on Jun 30, 2025 disclosing 107 equity positions with a total 13F market value of $542M. The fund increased holdings in Vanguard Index FDS, SPDR Index SHS FDS, Vanguard Charlotte FDS among other positions. Partners in Financial Planning reduced exposure to Unitedhealth Group Inc., Ishares TR, Texas Pacific Land Corporation among others.

Top Buys
V
VUGVANGUARD INDEX FDS
+$8.7M
S
SPDWSPDR INDEX SHS FDS
+$3.8M
B
BNDXVANGUARD CHARLOTTE FDS
+$3.1M
V
VEAVANGUARD TAX-MANAGED FDS
+$2.8M
B
BNDVANGUARD BD INDEX FDS
+$2.7M
Top Sells
U
UNHUNITEDHEALTH GROUP INC
-$220.5K
I
ICFISHARES TR
-$212.0K
T
TPLTEXAS PACIFIC LAND CORPORATION
-$191.8K
X
XOMEXXON MOBIL CORP
-$140.5K
F
FERGFERGUSON ENTERPRISES INC
-$120.7K

Top Holdings

B
BNDVANGUARD BD INDEX FDS
+12.2%$66.3M
V
VUGVANGUARD INDEX FDS
+11.5%$62.3M
V
VTVVANGUARD INDEX FDS
+9.8%$53.1M
B
BNDXVANGUARD CHARLOTTE FDS
+9.3%$50.5M
V
VEAVANGUARD TAX-MANAGED FDS
+8.2%$44.4M

Equity Positions (107)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
VANGUARD BD INDEX FDS12.22%$66.3M900,028$80.11$73.63+$2.7M
VANGUARD INDEX FDS11.49%$62.3M142,109$275.45$438.40+$8.7M
VANGUARD INDEX FDS9.80%$53.1M300,550$138.29$176.74+$562.7K
VANGUARD CHARLOTTE FDS9.32%$50.5M1,020,401$54.60$49.51+$3.1M
VANGUARD TAX-MANAGED FDS8.19%$44.4M778,594$48.84$57.01+$2.8M

Industry Allocation

RAILROADS, LINE-HAUL OPERATING
+0.6%
PETROLEUM REFINING
+0.5%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+0.4%
WHOLESALE-HARDWARE & PLUMBING & HEATING EQUIPMENT & SUPPLIES
+0.4%
NATIONAL COMMERCIAL BANKS
+0.3%