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Retirement Investment Advisors, Inc.

CIK:0001957886
Investment Adviser
$1B AUM
59 holdings
Oklahoma City, OK, United States
Founded:1990
20 employees
Latest filing:Jun 30, 2025

Retirement Investment Advisors, Inc. is an SEC-registered, fee-only investment adviser headquartered in Oklahoma City, OK. Founded in 1990, the firm focuses on transparent fiduciary service and comprehensive financial planning, primarily serving individuals, high net worth clients, and a small number of non-profit organizations and pension/profit sharing plans. With a team of approximately 20 employees, the firm prides itself on regulatory compliance, privacy, and personalized advice.

Investment Strategy

Retirement Investment Advisors, Inc. employs a compassionate, fiduciary-centered investment strategy emphasizing transparency, risk management, and long-term financial security tailored to each client. Their approach is fee-only and independent, prioritizing diversified portfolios built around client retirement goals, income needs, and tax efficiency, with ongoing adjustments to adapt to market shifts and changes in client circumstances. The firm invests primarily on behalf of individuals and families, with an active focus on minimizing conflicts of interest and maximizing client trust.

Top Buys
V
VUGVanguard Growth ETF
+$45.3M
I
IEFAiShares Core MSCI EAFE ETF
+$21.8M
V
VTVVanguard Value ETF
+$16.5M
I
IEMGiShares Core MSCI Emerging Markets ETF
+$11.4M
V
VBRVanguard Small-Cap Value ETF
+$8.1M
Top Sells
X
XOMExxon Mobil Corp
-$394.0K
O
OKEONEOK Inc
-$252.2K
A
AAPLApple Inc
-$213.0K
V
VTEBVanguard Tax-Exempt Bond Index ETF
-$157.6K
B
BRK-BBerkshire Hathaway Inc
-$113.9K

Top Holdings

V
VUGVanguard Growth ETF
+20.9%$232.3M
V
VTVVanguard Value ETF
+20.9%$231.9M
I
IEFAiShares Core MSCI EAFE ETF
+15.2%$168.9M
B
BIVVanguard Intermediate-Term Bond ETF
+11.3%$126.1M
I
IEMGiShares Core MSCI Emerging Markets ETF
+7.3%$81.1M

Equity Positions (57)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
V
VUG
Vanguard Growth ETF20.90%$232.3M529,933$380.02$438.40+$45.3M
V
VTV
Vanguard Value ETF20.86%$231.9M1,312,143$162.05$176.74+$16.5M
I
IEFA
iShares Core MSCI EAFE ETF15.19%$168.9M2,022,669$73.46$83.48+$21.8M
B
BIV
Vanguard Intermediate-Term Bond ETF11.34%$126.1M1,630,295$74.83$77.34+$6.5M
I
IEMG
iShares Core MSCI Emerging Markets ETF7.30%$81.1M1,351,515$54.07$60.03+$11.4M

Industry Allocation

PETROLEUM REFINING
+0.5%
SEMICONDUCTORS & RELATED DEVICES
+0.3%
FIRE, MARINE & CASUALTY INSURANCE
+0.1%
ELECTRONIC COMPUTERS
+0.1%
NATURAL GAS TRANSMISISON & DISTRIBUTION
+0.1%