Sentinel Pension Advisors Inc.
Sentinel Pension Advisors, LLC is an SEC-registered investment adviser headquartered in Wakefield, Massachusetts. Founded in Massachusetts, the firm specializes in providing fiduciary advisory and investment consulting services for retirement plan sponsors, acting as either a 3(21) fiduciary or a 3(38) investment manager. Sentinel manages over $10 billion in assets (as of October 2025), with a primary client base consisting of pension plans and retirement programs for businesses. Their team includes experienced plan advisors, financial planners (CFPs), and investment professionals. The firm is known for its disciplined investment process, commitment to ERISA compliance, and a participant-focused philosophy. They serve hundreds of businesses, overseeing defined contribution and defined benefit plans for thousands of Americans, and are recognized for personalized, hands-on client service.
Investment Strategy
Sentinel Pension Advisors implements a prudent, client-centric investment management process focused on retirement plan sponsors. Using both quantitative and qualitative analysis, they benchmark current investment offerings for return, risk, and expenses, continually reviewing asset allocation and fund performance. The firm creates customized Investment Policy Statements and forms Investment Committees for plan sponsors, ensuring ongoing trustee reviews and ERISA compliance. Manager selection emphasizes style consistency, risk-adjusted and consistent performance, and low expenses. Sentinel emphasizes rigorous monitoring to ensure that selected funds continue to meet their intended asset class characteristics. They offer proprietary appraisals, quarterly reporting, fiduciary training, and frequent review meetings with sponsors to support participant outcomes and retirement readiness.
Top Holdings
Equity Positions (121)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
B BKLC | BNY MELLON ETF TRUST | 17.49% | $109.4M | 852,008 | $82.27 | $128.38 | +$8.4M |
S SPY | SPDR S&P 500 ETF TR | 15.22% | $95.2M | 142,884 | $467.29 | $666.18 | +$6.6M |
J JCPB | J P MORGAN EXCHANGE TRADED F | 9.62% | $60.2M | 1,265,232 | $46.23 | $47.55 | +$4.5M |
B BKIE | BNY MELLON ETF TRUST | 8.56% | $53.5M | 597,621 | $67.62 | $89.55 | +$1.6M |
S SPTI | SPDR SERIES TRUST | 5.55% | $34.7M | 1,201,540 | $28.27 | $28.90 | +$1.6M |