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Werba Rubin Papier Wealth Management
Werba Rubin Papier Wealth Management, LLC is a SEC-registered investment adviser headquartered in San Jose, California, founded in 2006. The firm specializes in providing comprehensive investment advisory services to individuals, high net worth clients, pension and profit-sharing plans, charitable institutions, foundations, and endowments. Following a merger in 2017, the ownership is split between Alan Werba, Aaron Rubin, and Jason Papier. The firm employs about 8 to 15 professionals and offers additional tax services via an affiliated entity. They operate as fiduciaries with a transparent fee structure and do not charge performance-based fees. Werba Rubin Papier serves clients mainly in the United States and maintains a commitment to prioritizing client interests and acting with integrity.
Investment Strategy
Werba Rubin Papier Wealth Management employs a structured investing approach with focus on portfolio allocation using primarily no-load, asset-class mutual funds advised by Dimensional Fund Advisors and Buckingham Strategic Partners. Its services include portfolio management, retirement asset management, and portfolio re-optimization. The firm tailors investment strategies according to clients’ risk tolerance, financial goals, and time horizon, emphasizing diversification and systematic asset-class exposure. Client accounts are held by independent custodians, with trading and reporting managed by third-party providers, ensuring transparency, fiduciary care, and avoidance of conflicts of interest. No performance-based fees are charged, and all recommendations are based strictly on the client’s best interests.
Latest 13F Filing Activity
Werba Rubin Papier Wealth Management filed their most recent 13F report on Jun 30, 2025 disclosing 228 equity positions with a total 13F market value of $532M. The fund increased holdings in American Centy Etf TR, American Centy Etf TR, Vanguard BD Index FDS among other positions. Werba Rubin Papier Wealth Management reduced exposure to Schwab Strategic TR, Dimensional Etf Trust, Salesforce Inc. among others.
Top Holdings
Equity Positions (228)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
A AVUS | AMERICAN CENTY ETF TR | 12.35% | $65.7M | 651,767 | $72.78 | $100.82 | +$8.3M |
A AVDE | AMERICAN CENTY ETF TR | 10.47% | $55.7M | 752,507 | $54.91 | $74.01 | +$6.7M |
A AVUV | AMERICAN CENTY ETF TR | 7.79% | $41.5M | 455,269 | $75.99 | $91.10 | +$2.0M |
A AVDV | AMERICAN CENTY ETF TR | 4.50% | $24.0M | 302,162 | $57.67 | $79.28 | +$3.6M |
A AAPL | APPLE INC | 4.44% | $23.6M | 115,251 | $160.08 | $205.17 | +$3.4M |
Industry Allocation
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