Werba Rubin Papier Wealth Management
Werba Rubin Papier Wealth Management, LLC is a SEC-registered investment adviser headquartered in San Jose, California, founded in 2006. The firm specializes in providing comprehensive investment advisory services to individuals, high net worth clients, pension and profit-sharing plans, charitable institutions, foundations, and endowments. Following a merger in 2017, the ownership is split between Alan Werba, Aaron Rubin, and Jason Papier. The firm employs about 8 to 15 professionals and offers additional tax services via an affiliated entity. They operate as fiduciaries with a transparent fee structure and do not charge performance-based fees. Werba Rubin Papier serves clients mainly in the United States and maintains a commitment to prioritizing client interests and acting with integrity.
Investment Strategy
Werba Rubin Papier Wealth Management employs a structured investing approach with focus on portfolio allocation using primarily no-load, asset-class mutual funds advised by Dimensional Fund Advisors and Buckingham Strategic Partners. Its services include portfolio management, retirement asset management, and portfolio re-optimization. The firm tailors investment strategies according to clients’ risk tolerance, financial goals, and time horizon, emphasizing diversification and systematic asset-class exposure. Client accounts are held by independent custodians, with trading and reporting managed by third-party providers, ensuring transparency, fiduciary care, and avoidance of conflicts of interest. No performance-based fees are charged, and all recommendations are based strictly on the client’s best interests.
Top Holdings
Equity Positions (228)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
A AVUS | AMERICAN CENTY ETF TR | 12.35% | $65.7M | 651,767 | $72.78 | $100.82 | +$8.3M |
A AVDE | AMERICAN CENTY ETF TR | 10.47% | $55.7M | 752,507 | $54.91 | $74.01 | +$6.7M |
A AVUV | AMERICAN CENTY ETF TR | 7.79% | $41.5M | 455,269 | $75.99 | $91.10 | +$2.0M |
A AVDV | AMERICAN CENTY ETF TR | 4.50% | $24.0M | 302,162 | $57.67 | $79.28 | +$3.6M |
A AAPL | APPLE INC | 4.44% | $23.6M | 115,251 | $160.08 | $205.17 | +$3.4M |