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W.H. Cornerstone Investments Inc.

CIK:0001940823
Investment Adviser
$145M AUM
115 holdings
Duxbury, MA, United States
Founded:1996
6 employees
Latest filing:Jun 30, 2025

W.H. Cornerstone Investments Inc. is an SEC-registered investment adviser headquartered in Duxbury, Massachusetts. The firm, owned by William M. Harris and Paula S. Harris, specializes in providing financial planning, consulting, and investment management services to individuals and families, with a focus on clients navigating major financial transitions. Founded in the late 1990s, W.H. Cornerstone has grown to manage over $145 million in assets and serves predominantly high-net-worth individuals seeking financial clarity and strategic wealth management. The firm employs a small team of experienced professionals dedicated to fiduciary standards and transparent guidance.

Investment Strategy

W.H. Cornerstone Investments employs a disciplined, long-term investment approach designed to maximize returns while providing downside protection against market volatility. They integrate in-house research with insights from reputable publications, money managers, and independent research firms to identify investments with strong economic moats and proven shareholder value. Their portfolios prioritize liquidity, low costs, and tax sensitivity, while maintaining comfort, control, and transparency for clients. They commonly use a mix of individual stocks, bonds, ETFs, and mutual funds, with a fiduciary commitment to put clients' interests first.

Top Buys
D
DFGXDIMENSIONAL ETF TRUST
+$3.5M
V
VTIVANGUARD INDEX FDS
+$2.7M
S
SCHOSCHWAB STRATEGIC TR
+$2.0M
M
MSFTMICROSOFT CORP
+$1.8M
V
VEAVANGUARD TAX-MANAGED FDS
+$852.8K
Top Sells
B
BNDXVANGUARD CHARLOTTE FDS
-$3.0M
V
VCITVANGUARD SCOTTSDALE FDS
-$1.1M
G
GISGENERAL MLS INC
-$903.1K
F
FRTFEDERAL RLTY INVT TR NEW
-$859.1K
X
XLVSELECT SECTOR SPDR TR
-$608.7K

Top Holdings

V
VTIVANGUARD INDEX FDS
+11.3%$17.9M
M
MSFTMICROSOFT CORP
+4.5%$7.1M
V
VCITVANGUARD SCOTTSDALE FDS
+4.5%$7.1M
V
VCSHVANGUARD SCOTTSDALE FDS
+4.3%$6.8M
A
AAPLAPPLE INC
+3.7%$5.9M

Equity Positions (115)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
V
VTI
VANGUARD INDEX FDS11.32%$17.9M58,774$247.01$303.93+$2.7M
M
MSFT
MICROSOFT CORP4.53%$7.1M14,353$241.50$497.41+$1.8M
V
VCIT
VANGUARD SCOTTSDALE FDS4.49%$7.1M85,455$80.19$82.92-$1.1M
V
VCSH
VANGUARD SCOTTSDALE FDS4.31%$6.8M85,502$77.14$79.50+$248.4K
A
AAPL
APPLE INC3.72%$5.9M28,596$142.42$205.17-$472.4K

Industry Allocation

SERVICES-PREPACKAGED SOFTWARE
+6.0%
ELECTRONIC COMPUTERS
+3.7%
RETAIL-VARIETY STORES
+3.7%
RETAIL-CATALOG & MAIL-ORDER HOUSES
+3.1%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+2.8%