- BancFirst Corporation reported **net income of $62.7 million**, or **$1.85 per diluted share**, for the third quarter of 2025.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]**  This compares to net income of $58.9 million, or $1.75 per diluted share, for the third quarter of 2024.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]** 
- **Net interest income increased to $125.6 million** for the three months ended September 30, 2025, up from $115.0 million in the same period of 2024, driven by higher loan volume and growth in earning assets.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]**  The **net interest margin improved slightly to 3.79%** from 3.78% in the prior year's third quarter.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]** 
- As of September 30, 2025, **total assets were $14.2 billion**, an increase of $643.8 million from December 31, 2024.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]**  **Total loans grew to $8.3 billion**, and **deposits totaled $12.1 billion**.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]** 
- Asset quality remained strong, with **nonaccrual loans at $57.3 million**, representing **0.69% of total loans** at September 30, 2025, down from 0.72% at year-end 2024.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]**  The **allowance for credit losses to total loans was 1.20%**.  **[760498_0001193125-25-242073_banf-ex99_1.htm:1]**

BancFirst Corporation Reports Third Quarter 2025 Earnings

- BancFirst Corporation reported **net income of $62.7 million**, or **$1.85 per diluted share**, for the third quarter of 2025, an increase from $58.9 million, or $1.75 per diluted share, in the third quarter of 2024.  **[760498_20251017DA00441:0]** 
- Net interest income for the third quarter of 2025 increased to **$125.6 million** from $115.0 million in the same period last year, with the net interest margin slightly improving to **3.79%**.  **[760498_20251017DA00441:0]**  Noninterest income also grew to **$49.9 million**.  **[760498_20251017DA00441:0]** 
- Total assets reached **$14.2 billion** at September 30, 2025, an increase of $643.8 million from December 31, 2024, with total loans growing to **$8.3 billion** and deposits to **$12.1 billion**.  **[760498_20251017DA00441:0]** 
- Asset quality remained strong, with nonaccrual loans at **0.69% of total loans** at September 30, 2025, and an allowance for credit losses to total loans of **1.20%**.  **[760498_20251017DA00441:0]** 
- CEO David Harlow noted strong loan growth and sustained net interest margin, but expressed a cautious outlook for a **slowing economy** in the region, leading to the maintenance of a healthy allowance for credit losses.  **[760498_20251017DA00441:0]**

BANCFIRST CORP /OK/ (BANF)