- BCB Bancorp, Inc. reported **net income of $4.3 million** and **diluted earnings per share of $0.22** for the third quarter of 2025, compared to $3.6 million and $0.18, respectively, in the second quarter of 2025, and $6.7 million and $0.36 in the third quarter of 2024.  **[1228454_0001193125-25-251653_d31036dex991.htm:0]** 
- The company's Board of Directors declared a regular quarterly cash dividend of **$0.16 per share**, payable on November 24, 2025, to shareholders of record on November 10, 2025.  **[1228454_0001193125-25-251653_d31036dex991.htm:0]** 
- The net interest margin (NIM) increased to **2.88%** for Q3 2025, up from 2.80% in the prior quarter and 2.58% in Q3 2024.  **[1228454_0001193125-25-251653_d31036dex991.htm:0]** 
- Total deposits stood at **$2.687 billion** as of September 30, 2025, a slight increase from $2.662 billion at June 30, 2025.  **[1228454_0001193125-25-251653_d31036dex991.htm:0]** 
- The company recognized **$16.9 million in net charge-offs** during Q3 2025, which included a **$12.7 million charge-off** related to a previously established specific reserve for a cannabis-related relationship.  **[1228454_0001193125-25-251653_d31036dex991.htm:2]**  Non-accrual loans totaled **$93.5 million** at September 30, 2025.  **[1228454_0001193125-25-251653_d31036dex991.htm:0]**

BCB BANCORP (BCBP)