- Bar Harbor Bankshares reported **Q3 2025 GAAP net income of $8.9 million** or **$0.54 per diluted share**, and **core earnings (Non-GAAP) of $15.4 million** or **$0.95 per diluted share**.  **[743367_0001104659-25-101299_bhb-20251021xex99d1.htm:0]**  This represents an increase from Q2 2025 GAAP net income of $6.1 million and core earnings of $10.8 million.  **[743367_0001104659-25-101299_bhb-20251021xex99d1.htm:0]** 
- The company successfully completed the acquisition of Guaranty Bancorp, Inc. on **August 1, 2025**, which contributed **$658.1 million of total assets**, **$413.4 million of loans**, and **$531.3 million in deposits**.  **[743367_0001104659-25-101299_bhb-20251021xex99d1.htm:0]**  Total assets increased by **15% to $4.7 billion** at the end of Q3 2025.  **[743367_0001104659-25-101299_bhb-20251021xex99d1.htm:2]** 
- Key performance metrics improved, with the net interest margin expanding to **3.56%** from 3.23% in the prior quarter, and the efficiency ratio improving to **56.70%** from 62.10%.  **[743367_0001104659-25-101299_bhb-20251021xex99d1.htm:0]** 
- The Board of Directors declared a dividend of **$0.32 per share**.  **[743367_0001104659-25-101299_bhb-20251021xex99d1.htm:8]**

BAR HARBOR BANKSHARES (BHB)