Andrew Terrell

Jeff Rulis

Timothy Coffey

David Feaster

Adam Butler

Matthew Clark

Woody Lay

Jeffrey Rulis

Wood Lay

- Bank of Marin Bancorp reported a **net loss of ($8.5) million** and **diluted EPS of ($0.53)** for Q2 2025; excluding the loss on sale of securities, comparable net income was **$4.7 million** and diluted EPS was **$0.29**.  **[1403475_0001403475-25-000065_stephensbankforum2025-fi.htm:3]** **[1403475_0001403475-25-000065_stephensbankforum2025-fi.htm:12]** 
- The company sold **$185.8 million** in available-for-sale (AFS) securities, incurring a pre-tax loss of **$18.7 million**, with the proceeds anticipated to increase annualized Net Interest Margin (NIM) by **13 basis points** and accrete **$0.20** to EPS over four quarters.  **[1403475_0001403475-25-000065_stephensbankforum2025-fi.htm:3]** 
- As of June 30, 2025, Bancorp's total risk-based capital stood at **16.25%**, and it maintained **$1.9 billion** in immediately available net funding, providing **200%** coverage of estimated uninsured deposits.  **[1403475_0001403475-25-000065_stephensbankforum2025-fi.htm:3]** **[1403475_0001403475-25-000065_stephensbankforum2025-fi.htm:11]**  
- During Q2 2025, the company repurchased **100,000 shares** at an average price of **$21.72**, totaling **$2.2 million**.  **[1403475_0001403475-25-000065_stephensbankforum2025-fi.htm:3]** **[1403475_0001403475-25-000065_stephensbankforum2025-fi.htm:11]**

Bank of Marin Bancorp Reports Q2 2025 Results and Strategic Actions

- Bank of Marin Bancorp reported a **net loss of ($8.5) million** and **diluted EPS of ($0.53)** for Q2 2025.  **[1403475_0001403475-25-000063_raymondjamesusbankbankin.htm:2]**  Excluding a **$18.7 million** pre-tax loss from the sale of securities, comparable net income was **$4.7 million** and diluted EPS was **$0.29**.  **[1403475_0001403475-25-000063_raymondjamesusbankbankin.htm:2]** 
- The company's tax-equivalent net interest margin (NIM) increased to **2.93%** in Q2 2025, up from 2.86% in the prior quarter, primarily driven by new loan production at higher rates.  **[1403475_0001403475-25-000063_raymondjamesusbankbankin.htm:2]** **[1403475_0001403475-25-000063_raymondjamesusbankbankin.htm:7]** 
- Bank of Marin Bancorp maintained strong capital levels as of June 30, 2025, with a total risk-based capital of **16.25%** and a tangible common equity to total assets ratio of **10.0%**.  **[1403475_0001403475-25-000063_raymondjamesusbankbankin.htm:2]** **[1403475_0001403475-25-000063_raymondjamesusbankbankin.htm:10]** 
- During Q2 2025, the company repurchased **100,000 shares** at an average price of **$21.72**, totaling **$2.2 million**.  **[1403475_0001403475-25-000063_raymondjamesusbankbankin.htm:10]**

Bank of Marin Bancorp Reports Q2 2025 Financial Results and Strategic Asset Sale

Bank of Marin Bancorp (BMRC)