Earnings summaries and quarterly performance for BOK FINANCIAL.
Executive leadership at BOK FINANCIAL.
Stacy C. Kymes
Detailed
President and Chief Executive Officer
CEO
BA
Brad A. Vincent
Detailed
Executive Vice President - Specialized Industries Banking
CK
Christy K. Daboval
Detailed
Executive Vice President and Chief Credit Officer
DD
David D. Stratton
Detailed
Executive Vice President - Regional Banking
DS
Derek S. Martin
Detailed
Executive Vice President and Chief Information Officer
JA
Jeffrey A. Reid
Detailed
Executive Vice President and Chief Human Resource Officer
KE
Kelley E. Weil
Detailed
Executive Vice President and Consumer Banking Services
MB
Mark B. Wade
Detailed
Executive Vice President - Texas Markets
ME
Martin E. Grunst
Detailed
Executive Vice President and Chief Financial Officer
MJ
Michael J. Rogers
Detailed
Senior Vice President and Chief Accounting Officer
MM
Mindy M. Mahaney
Detailed
Executive Vice President and Chief Risk Officer
RD
Rebecca D. Keesling
Detailed
Executive Vice President and Chief Auditor
SB
Scott B. Grauer
Detailed
Executive Vice President - Wealth Management; Chief Executive Officer of BOK Financial Securities, Inc.
Board of directors at BOK FINANCIAL.
AS
Alan S. Armstrong
Detailed
Director
CE
Chester E. Cadieux, III
Detailed
Director
CS
Claudia S. San Pedro
Detailed
Director
DF
David F. Griffin
Detailed
Director
EC
E. Carey Joullian, IV
Detailed
Director
EC
Emmet C. Richards
Detailed
Director
GB
George B. Kaiser
Detailed
Chairman of the Board
JW
John W. Coffey
Detailed
Director
JW
Joseph W. Craft, III
Detailed
Director
KM
Kayse M. Shrum
Detailed
Director
MC
Michael C. Turpen
Detailed
Director
RA
Robert A. Waldo
Detailed
Director
RM
Rose M. Washington-Jones
Detailed
Director
SA
Stanley A. Lybarger
Detailed
Vice Chairman of the Board
SB
Steven Bangert
Detailed
Director
SJ
Steven J. Malcolm
Detailed
Director
Research analysts who have asked questions during BOK FINANCIAL earnings calls.
Jon Arfstrom
RBC Capital Markets
6 questions for BOKF
Also covers: ALLY, ASB, BFH +24 more
MO
Matt Olney
Stephens Inc.
6 questions for BOKF
Also covers: BFST, BSVN, CADE +21 more
WL
Woody Lay
Keefe, Bruyette & Woods (KBW)
6 questions for BOKF
Also covers: AMTB, BKU, BMRC +15 more
BR
Brett Rabatin
Hovde Group, LLC
5 questions for BOKF
Also covers: BPOP, CADE, CBK +20 more
MR
Michael Rose
Raymond James Financial, Inc.
5 questions for BOKF
Also covers: AMTB, BFST, BKU +25 more
PW
Peter Winter
D.A. Davidson
5 questions for BOKF
Also covers: BFIN, CFG, CFR +12 more
Jared Shaw
Barclays
4 questions for BOKF
Also covers: ASB, BANC, BKU +23 more
Timur Braziler
Wells Fargo
4 questions for BOKF
Also covers: ASB, BANC, BKU +16 more
Benjamin Gerlinger
Citigroup Inc.
1 question for BOKF
Also covers: BANC, BKU, BPOP +18 more
DC
David Chiaverini
Wedbush Securities Inc.
1 question for BOKF
Also covers: AX, BANC, CFG +17 more
DC
David Chivirini
Jefferies
1 question for BOKF
Timothy Mitchell
Raymond James
1 question for BOKF
Also covers: AMTB, FSUN, HTH +6 more
Recent press releases and 8-K filings for BOKF.
BOKF Reports Record Q4 and Full-Year 2025 Earnings, Provides Positive 2026 Outlook
BOKF
Earnings
Guidance Update
Share Buyback
- BOKF reported record high earnings for Q4 2025 at $2.89 per diluted share and for the full year 2025 at $9.17 per diluted share.
- The company achieved solid loan growth of 6.4% (over $1.5 billion) for the full year 2025 and 3.2% ($786 million) sequentially in Q4 2025, with broad-based expansion.
- Fee income contributed $801 million to revenue for the full year 2025, representing 38% of total revenue, and increased 5.1% sequentially in Q4 2025.
- Capital levels remained robust with tangible common equity at 9.5% and CET1 at 12.9%, enabling the repurchase of over 2.6 million shares at an average price of $107.99 per share during Q4 2025.
- For full year 2026, BOKF anticipates upper single-digit loan growth, net interest income between $1.44 billion and $1.48 billion, fee income in the $800 million to $825 million range, and an average efficiency ratio of 63%-64%.
Jan 20, 2026, 6:00 PM
BOKF Reports Record Q4 2025 Net Income and Provides 2026 Outlook
BOKF
Earnings
Guidance Update
- BOKF reported record high net income of $177.3 million, or $2.89 per diluted share, for Q4 2025.
- Net interest margin expanded 7 basis points to 2.98% in Q4 2025.
- Period end loans grew $786 million, or 3.2%, to $25.7 billion in Q4 2025, driven by strong growth in the Commercial portfolio.
- For FY 2026, BOKF anticipates Net Interest Income between $1.44 billion and $1.48 billion and Fees & Commissions between $800 million and $825 million.
Jan 20, 2026, 6:00 PM
BOK Financial Reports Record Q4 and Full-Year 2025 EPS and Provides 2026 Guidance
BOKF
Earnings
Guidance Update
Share Buyback
- BOK Financial Corporation reported record high earnings per share for both Q4 2025 at $2.89 per diluted share and full year 2025 at $9.17 per diluted share.
- The company achieved solid loan growth in 2025, expanding balances by 6.4% (over $1.5 billion), with Q4 2025 seeing a 3.2% sequential increase in outstanding loans.
- Net interest margin expanded by seven basis points in Q4 2025, contributing to $801 million in fee income for the full year.
- Capital levels remained strong with Tangible Common Equity of 9.5% and CET1 at 12.9%, enabling the repurchase of over 2.6 million shares in Q4 2025.
- For 2026, BOKF projects upper single-digit loan growth, net interest income between $1.44 billion and $1.48 billion, and fee income between $800 million and $825 million.
Jan 20, 2026, 6:00 PM
BOK Financial Reports Record Annual and Quarterly Earnings
BOKF
Earnings
Share Buyback
Guidance Update
- BOK Financial Corporation reported record annual earnings of $578 million, or $9.17 per diluted share, for 2025, and record quarterly earnings of $177.3 million, or $2.89 per diluted share, for Q4 2025.
- The company experienced strong loan growth, with period-end loans increasing by $786 million, or 3.2%, to $25.7 billion in Q4 2025.
- Net interest margin expanded by 7 basis points to 2.98% in Q4 2025, and fees and commissions revenue grew by $10.4 million to $214.9 million.
- BOK Financial maintained a strong capital position with a tangible common equity ratio of 9.46% and repurchased 2,617,414 shares of common stock at an average price of $107.99 per share during Q4 2025.
- Asset quality remained excellent, with non-performing assets totaling $75 million, or 0.29% of outstanding loans and repossessed assets, and net charge-offs of $1.4 million in Q4 2025, with no provision for credit losses necessary.
Jan 16, 2026, 9:03 PM
BOK Financial Corporation Reports Q3 2025 Results and Provides Full-Year 2025 Outlook
BOKF
Earnings
Guidance Update
Revenue Acceleration/Inflection
- BOK Financial Corporation reported net income of $140.9 million and diluted EPS of $2.22 for Q3 2025. The net interest margin expanded 11 basis points to 2.91%, and period-end loans grew 2.4% sequentially to $24.9 billion.
- The company maintained strong asset quality in Q3 2025, with non-performing assets (excluding government-guaranteed loans) totaling $67 million, or 0.27% of outstanding loans and repossessed assets, and net charge-offs of $3.6 million.
- As of September 30, 2025, BOK Financial reported a tangible common equity ratio of 10.1% and a loan-to-deposit ratio of 65%.
- Fee income businesses contribute 35%-40% of total revenues. For the full year 2025, the company expects end-of-period loan growth of 5%-7%, net interest income between $1.325 billion and $1.35 billion, and an efficiency ratio of 65%-66%.
Nov 17, 2025, 9:12 PM
BOK Financial Subsidiary Prices Subordinated Notes
BOKF
Debt Issuance
- BOKF, NA, a subsidiary of BOK Financial Corporation, priced $400,000,000 in 6.108% Fixed-Rate Reset Subordinated Notes Due 2040.
- The offering is expected to settle on November 6, 2025, with net proceeds intended for general corporate purposes.
- The Notes are expected to be treated as Tier II regulatory capital.
Nov 3, 2025, 9:06 PM
BOKF Announces Q3 2025 Financial Results and Full-Year Outlook
BOKF
Earnings
Guidance Update
Revenue Acceleration/Inflection
- BOKF reported net income of $140.9 million, or $2.22 per diluted share, for Q3 2025.
- The company's net interest margin expanded 11 basis points to 2.91% in Q3 2025.
- Period-end loans grew $573 million or 2.4% to $24.9 billion during Q3 2025, with asset quality remaining strong as non-performing assets totaled $67 million or 0.27% of outstanding loans and repossessed assets.
- For the full year 2025, BOKF projects end-of-period loans to grow 5%-7% and net interest income to be between $1.325 billion and $1.35 billion.
Oct 21, 2025, 5:00 PM
BOKF Reports Strong Q3 2025 Earnings and Updates Full-Year Guidance
BOKF
Earnings
Guidance Update
Share Buyback
- BOKF reported Q3 2025 earnings of $140,900,000 or $2.22 per diluted share.
- The company achieved broad-based loan growth, with total outstanding balances up 2.4% sequentially, and net interest margin expanded 11 basis points. Fee income also grew 3.6% sequentially, driven by record investment banking revenue.
- Capital levels remained robust, with TCE at 10.1% and CET1 at 13.6%, and the company repurchased over 365,000 shares at an average price of $111 per share during the quarter.
- For the full year 2025, BOKF updated its guidance, projecting loan growth of 5% to 7%, net interest income between $1,325,000,000 and $1,350,000,000, and fees and commissions between $775,000,000 and $810,000,000. Credit quality remains strong, with a combined allowance for credit losses of 1.32% of outstanding loans.
Oct 21, 2025, 5:00 PM
BOKF Reports Strong Q3 2025 Earnings, Loan Growth, and Margin Expansion
BOKF
Earnings
Guidance Update
Share Buyback
- BOKF reported Q3 2025 earnings of $140.9 million or $2.22 per diluted share.
- The company achieved 2.4% sequential loan growth, adding nearly $1.2 billion in outstanding balances over the last two quarters, primarily in core CNI and commercial real estate. Net interest margin expanded by 11 basis points, and fee income grew 3.6% sequentially, including a record $16.1 million in investment banking revenue.
- Capital levels remained strong with tangible common equity at 10.1% and CET1 at 13.6%. BOKF repurchased over 365,000 shares at an average price of $111 per share.
- Credit quality is robust, with an allowance for credit losses of 1.32% of outstanding loans. For full-year 2025, BOKF projects loan growth of 5% to 7%, net interest income between $1.325 billion and $1.35 billion, and fees and commissions between $775 million and $810 million.
Oct 21, 2025, 5:00 PM
BOK Financial Reports Strong Q3 2025 Earnings and Loan Growth
BOKF
Earnings
Share Buyback
Revenue Acceleration/Inflection
- BOK Financial reported strong Q3 2025 financial results, with net income of $140.89 million and net interest income of $337.65 million, alongside an improved net interest margin of 2.91%.
- The company achieved significant loan growth, with period-end loans increasing by $573 million to $24.9 billion and average outstanding loans growing by $650 million to $24.8 billion in Q3.
- Fee and commission revenue rose by $7.1 million to $204.4 million in Q3, primarily driven by increased investment banking activity.
- BOK Financial maintained solid capital ratios (CET1 capital ratio of 13.61%) and engaged in active capital management by repurchasing 365,547 shares at an average price of $111.00 per share during the quarter.
- Credit quality remained robust, evidenced by a decline in nonperforming assets and minimal net charge-offs at 0.06%.
Oct 20, 2025, 8:30 PM
Quarterly earnings call transcripts for BOK FINANCIAL.
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