Bank7 Corp. (BSVN) is a community bank that focuses on commercial banking services, primarily operating in Oklahoma, the Dallas/Fort Worth metropolitan area, and Kansas. The company provides personalized financial solutions to entrepreneurs and businesses, emphasizing commercial real estate and energy asset financing. BSVN operates under a branch-lite model and maintains a disciplined approach to risk management and operational efficiency.
- Commercial Banking Services - Offers tailored financial solutions to entrepreneurs and businesses, focusing on high-touch personalized service and diverse commercial real estate portfolios.
- Loan Portfolio - Provides loans secured by real estate and energy assets, with a significant portion maturing in one year or less, emphasizing disciplined loan pricing and organic growth.
- Deposit Franchise - Drives organic growth in core deposits and transaction accounts, supported by experienced bankers and stable liquidity.
- Risk Management - Implements a robust risk management framework and disciplined credit culture, ensuring strong historical credit quality and low non-performing loan ratios.
- Capital Management - Maintains high levels of capital and a low dividend payout ratio, ensuring financial flexibility and alignment with shareholder interests.
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| Name | Position | External Roles | Short Bio | |
|---|---|---|---|---|
Douglas A. Haines ExecutiveBoard | Regional President for Western Oklahoma and Kansas | Douglas A. Haines has served as the Regional President for Western Oklahoma and Kansas for BSVN since 2016 and also holds a board position; he previously served as CFO and Assistant City Manager for the City of Woodward, Oklahoma. | ||
Jason E. Estes ExecutiveBoard | President and Chief Credit Officer of the Bank | Jason E. Estes has served as President and Chief Credit Officer of the Bank since 2022 and has held executive roles at BSVN since 2018, including serving as Executive Vice President and Chief Credit Officer of the Company, and began his career at BSVN in 2016. | ||
John T. Phillips ExecutiveBoard | Senior Executive Vice President and Chief Operating Officer | Chief Financial Officer of Haines Capital Group | John T. Phillips has been with BSVN since 2004, currently serving as Senior Executive Vice President and Chief Operating Officer (since 2018) and as a board member. He previously served as President (2004-2018) and as the Bank's CFO (2004-2015). | |
Thomas L. Travis ExecutiveBoard | President and Chief Executive Officer of Bank7 Corp. | Thomas L. Travis has been serving as the President and Chief Executive Officer of Bank7 Corp. since at least 2018, while also serving as Vice Chairman and CEO of Bank7 (the Bank) and holding board positions since 2018 and 2014 respectively. | View Report → | |
Kelly J. Harris Executive | Executive Vice President and Chief Financial Officer | Vice President of Health Alliance for the Uninsured | Kelly J. Harris has served as the Executive Vice President and Chief Financial Officer of Bank7 Corp since 2021, after previously holding roles as Senior Vice President and Chief Financial Officer from 2018 and Vice President and Chief Financial Officer from 2015. He is a licensed Certified Public Accountant with extensive experience in financial management. | |
Edward P. Gray Board | Director | Managing Director of Roaring Fork Capital, LLC | Edward P. Gray is a director at Bank7 Corp. (BSVN) since February 2022. He has over 30 years of experience in healthcare finance, previously serving as President and CEO at Healthcare Partners Investments LLC and currently as Managing Director at Roaring Fork Capital, LLC. | |
Gary D. Whitcomb Board | Director of the Bank | Owner of Whitcomb Real Estate Sales & Consulting; Mayor and City Commissioner of Woodward, Oklahoma | Gary D. Whitcomb has served as Director of the Bank at BSVN since 2010 and was later appointed to the board of directors in 2018. He brings over 30 years of experience in real estate as the owner of Whitcomb Real Estate Sales & Consulting since 1986 and has served as Mayor and City Commissioner of Woodward, Oklahoma. | |
J. Michael Sanner Board | Director | Member of the Board of Directors at OGE Energy Corp.; Member of the Board of Directors at Oklahoma Gas & Electric Company (Chair of the Audit Committee, Nomination and Corporate Governance Committee member) | J. Michael Sanner has been serving as a director at BSVN since 2018. He brings over 38 years of experience in accounting and auditing, having previously been an Assurance Partner at Ernst & Young until his retirement in June 2013. | |
Teresa L. Dick Board | Director | Executive Vice President, Chief Accounting Officer, and Assistant Secretary at Diamondback Energy, Inc. | Teresa L. Dick serves as a director at BSVN since March 2021 and is an independent director under NASDAQ rules, bringing over two decades of expertise in accounting and finance from her leadership roles as CFO and CAO at Diamondback Energy, Inc. | |
William B. Haines Board | Chairman of the board of directors | Trustee of the William B. Haines Financial Services Trust; CEO of Haines Capital Group, L.L.C. | William B. Haines founded Bank7 Corp. (BSVN) in 2004 and has served as the Chairman of the board of directors since its inception. He previously served as the Chief Executive Officer from 2004 until 2014 and is the trustee of the William B. Haines Financial Services Trust. | |
William M. Buergler Board | Board Member and Chairman of the Audit Committee | Partner at MAP Energy | William M. Buergler is a seasoned accounting professional serving as a Board Member and Chairman of the Audit Committee at BSVN since September 2019. He has over two decades of experience, having held leadership roles such as Partner at MAP Energy, Senior Vice President and Chief Accounting Officer at Chesapeake Energy Corporation, and positions at Ernst & Young LLP and Arthur Andersen LLP. |
- Given your comments on the lumpy paydowns affecting loan growth despite a strong pipeline in Texas and Oklahoma, what specific strategies are you implementing to reduce volatility and ensure sustainable origination growth?
- With deposit costs remaining relatively stable while you expect growth and slight NIM degradation, how do you plan to balance increased funding costs with margin preservation amid competitive pricing pressures?
- You mentioned having signed LOIs that ultimately did not materialize—what key learnings from those experiences will influence your approach to future M&A or lift-out opportunities?
- In light of anticipated Fed funds cuts and your comments on rate sensitivity, how resilient do you expect your NIM to remain, and what contingency plans are in place if margin compression accelerates?
- Although your credit quality remains strong, considering the shifts in your energy lending and other portfolios, how will you ensure that rapid portfolio growth does not compromise asset quality in the current uncertain economic environment?
Research analysts who have asked questions during Bank7 earnings calls.
Matt Olney
Stephens Inc.
4 questions for BSVN
Nathan Race
Piper Sandler & Co.
4 questions for BSVN
Wood Lay
Keefe, Bruyette & Woods
3 questions for BSVN
Woody Lay
Keefe, Bruyette & Woods (KBW)
1 question for BSVN
Notable M&A activity and strategic investments in the past 3 years.
| Company | Year | Details |
|---|---|---|
First American Mortgage, Inc. | 2025 | The acquisition enhanced Bank7’s mortgage division by adding a 30‑year‑old lending firm that has facilitated over $3 billion in funding and assisted 18,000 families; Bank7 paid $2.75 million in cash and expects improved service offerings and streamlined processes. |
Cornerstone Bank | 2021 | Bank7 acquired Cornerstone Bank via a share acquisition agreement, completed on December 9, 2021, with a final cash consideration of approximately $29.3 million (initially estimated at $32 million); the deal significantly increased assets, deposits, and loans while expanding its branch network in Oklahoma City. |
Watonga Bancshares, Inc. | 2021 | The acquisition of Watonga Bancshares, Inc. (the holding company for Cornerstone Bank) was completed on December 9, 2021, for a final cash consideration of $29.3 million (subject to adjustments from an original $32 million); the deal bolstered Bank7’s core deposit base and operational efficiency with strong EPS accretion and led to the dissolution of WBI following the merger. |
No recent press releases or 8-K filings found for BSVN.