- **Community Bank & Trust (CB&T)**, a subsidiary of Community Bankshares Inc, successfully closed the **SOUP 7(a) Trust 2025-FBC1**, a **$118.9 million securitization** backed by the unguaranteed portions of U.S. Small Business Administration (SBA) 7(a) loans.  **[859070_a98ae1a7c3ed405d9e8d6a77e15c5d12_0]** 
- This transaction represents the **second-ever securitization of its kind**, establishing a pathway for SBA lenders to access permanent liquidity, and received a **BBB (high) (sf) rating from Morningstar DBRS**.  **[859070_a98ae1a7c3ed405d9e8d6a77e15c5d12_0]** 
- **Falcon Bridge Capital** acted as Deal Manager, Structuring Agent, and Asset Manager, partnering with CB&T and other SBA-approved lenders to pool unguaranteed loan interests into a scalable securitization platform.  **[859070_a98ae1a7c3ed405d9e8d6a77e15c5d12_0]**

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC)