- Greene County Bancorp, Inc. reported **net income of $8.9 million** for the three months ended September 30, 2025, a **41.7% increase** from the prior year, with **basic and diluted EPS of $0.52**.  **[1070524_0001140361-25-038759_ef20057489_ex99-1.htm:1]** **[1070524_0001140361-25-038759_ef20057489_ex99-1.htm:7]** 
- The company achieved **record highs** in total assets of **$3.1 billion**, net loans of **$1.6 billion**, and total deposits of **$2.7 billion** at September 30, 2025.  **[1070524_0001140361-25-038759_ef20057489_ex99-1.htm:1]** 
- **Net interest income increased $4.4 million to $17.5 million** for the three months ended September 30, 2025, and the **net interest margin rose 45 basis points to 2.48%**.  **[1070524_0001140361-25-038759_ef20057489_ex99-1.htm:2]** **[1070524_0001140361-25-038759_ef20057489_ex99-1.htm:7]** 
- Greene County Bancorp, Inc. finalized its **expansion plans into Saratoga County**, with a new Clifton Park office scheduled to open on October 25, 2025.  **[1070524_0001140361-25-038759_ef20057489_ex99-1.htm:1]**

Greene County Bancorp, Inc. Reports Strong Q1 2026 Results and Saratoga County Expansion

- Greene County Bancorp, Inc. reported **net income** of **$8.9 million**, or **$0.52 per basic and diluted share**, for the three months ended September 30, 2025, representing a **41.7% increase** from **$6.3 million**, or **$0.37 per basic and diluted share**, in the prior year period.  **[1070524_fda4e53467d445a0a8da6e239bf46dfe_0]** 
- As of September 30, 2025, the company achieved **record highs** in **total assets of $3.1 billion**, **net loans of $1.6 billion**, and **total deposits of $2.7 billion**.  **[1070524_fda4e53467d445a0a8da6e239bf46dfe_0]** **[1070524_fda4e53467d445a0a8da6e239bf46dfe_1]** 
- **Net interest income** increased by **$4.4 million** to **$17.5 million** for the three months ended September 30, 2025, up from **$13.1 million** in the same period of 2024, with the **net interest margin** rising **45 basis points** to **2.48%**.  **[1070524_fda4e53467d445a0a8da6e239bf46dfe_2]** **[1070524_fda4e53467d445a0a8da6e239bf46dfe_3]** **[1070524_fda4e53467d445a0a8da6e239bf46dfe_9]** 
- The company has finalized its **expansion plans into Saratoga County**, with a grand opening for its new Clifton Park office scheduled for **October 25, 2025**.  **[1070524_fda4e53467d445a0a8da6e239bf46dfe_1]**

GREENE COUNTY BANCORP (GCBC)