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GREENE COUNTY BANCORP (GCBC)

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Earnings summaries and quarterly performance for GREENE COUNTY BANCORP.

Research analysts covering GREENE COUNTY BANCORP.

Recent press releases and 8-K filings for GCBC.

Greene County Bancorp, Inc. Reports Record Q2 2026 Earnings and Asset Growth
GCBC
Earnings
Revenue Acceleration/Inflection
  • Greene County Bancorp, Inc. reported record net income of $10.3 million ($0.60 per basic and diluted share) for the three months ended December 31, 2025, and $19.2 million ($1.13 per basic and diluted share) for the six months ended December 31, 2025, marking the highest quarterly earnings in the bank's 137-year history.
  • The company achieved record highs in Total Assets at $3.1 billion and Net Loans at $1.7 billion as of December 31, 2025.
  • For the six months ended December 31, 2025, net interest income increased by $9.4 million to $36.6 million, and the net interest margin rose by 47 basis points to 2.51% compared to the prior year.
  • Pre-provision net income grew by 38.7% to $20.6 million, and profitability ratios improved with Return on Average Assets at 1.27% and Return on Average Equity at 15.45% for the six months ended December 31, 2025.
Jan 21, 2026, 8:44 PM
Greene County Bancorp, Inc. Reports Record Q2 and Half-Year Earnings for Fiscal 2026
GCBC
Earnings
New Projects/Investments
Revenue Acceleration/Inflection
  • Greene County Bancorp, Inc. (GCBC) reported net income of $10.3 million ($0.60 per basic and diluted share) for the three months ended December 31, 2025, and $19.2 million ($1.13 per basic and diluted share) for the six months ended December 31, 2025, representing the highest earnings in the company's 137-year history.
  • The company achieved record highs in total assets of $3.1 billion and net loans of $1.7 billion at December 31, 2025.
  • For the six months ended December 31, 2025, net interest income increased by $9.4 million to $36.6 million, and the net interest margin increased by 47 basis points to 2.51% compared to the same period in 2024.
  • Return on average assets was 1.27% and return on average equity was 15.45% for the six months ended December 31, 2025.
  • GCBC successfully launched its first Saratoga County office and was recognized as a top-performing bank in Piper Sandler’s Class of 2025 Bank & Thrift Small-Cap All Stars.
Jan 21, 2026, 2:18 PM
Greene County Bancorp, Inc. Reports Strong Q1 2026 Results and Saratoga County Expansion
GCBC
Earnings
New Projects/Investments
Revenue Acceleration/Inflection
  • Greene County Bancorp, Inc. reported net income of $8.9 million for the three months ended September 30, 2025, a 41.7% increase from the prior year, with basic and diluted EPS of $0.52.
  • The company achieved record highs in total assets of $3.1 billion, net loans of $1.6 billion, and total deposits of $2.7 billion at September 30, 2025.
  • Net interest income increased $4.4 million to $17.5 million for the three months ended September 30, 2025, and the net interest margin rose 45 basis points to 2.48%.
  • Greene County Bancorp, Inc. finalized its expansion plans into Saratoga County, with a new Clifton Park office scheduled to open on October 25, 2025.
Oct 21, 2025, 3:49 PM
Greene County Bancorp Reports Strong Q1 FY2026 Results and Saratoga County Expansion
GCBC
Earnings
New Projects/Investments
Revenue Acceleration/Inflection
  • Greene County Bancorp, Inc. reported net income of $8.9 million, or $0.52 per basic and diluted share, for the three months ended September 30, 2025, representing a 41.7% increase from $6.3 million, or $0.37 per basic and diluted share, in the prior year period.
  • As of September 30, 2025, the company achieved record highs in total assets of $3.1 billion, net loans of $1.6 billion, and total deposits of $2.7 billion.
  • Net interest income increased by $4.4 million to $17.5 million for the three months ended September 30, 2025, up from $13.1 million in the same period of 2024, with the net interest margin rising 45 basis points to 2.48%.
  • The company has finalized its expansion plans into Saratoga County, with a grand opening for its new Clifton Park office scheduled for October 25, 2025.
Oct 21, 2025, 1:26 PM