Earnings summaries and quarterly performance for Hippo Holdings.
Executive leadership at Hippo Holdings.
Board of directors at Hippo Holdings.
Research analysts who have asked questions during Hippo Holdings earnings calls.
Andrew Andersen
Jefferies
3 questions for HIPO
Also covers: ACGL, AFG, AHL +21 more
Thomas Mcjoynt-Griffith
Keefe, Bruyette & Woods
2 questions for HIPO
Also covers: AGO, AII, AIZ +9 more
TM
Tommy McJoynt
Keefe, Bruyette & Woods (KBW)
2 questions for HIPO
Also covers: AGO, AII, AIZ +11 more
Randy Binner
B. Riley Securities
1 question for HIPO
Also covers: ARR, BRSP, BUR +14 more
S(
Sid (on behalf of Bob Gianquitti)
Morgan Stanley
1 question for HIPO
Also covers: BRO
YK
Yaron Kinar
Oppenheimer & Co. Inc.
1 question for HIPO
Also covers: ACGL, ALL, AXS +13 more
Recent press releases and 8-K filings for HIPO.
Hippo Holdings Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Guidance
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Hippo Holdings reported a Net Income of $6.0 million and Adjusted Net Income of $17.6 million for Q4 2025. For the full year 2025, Net Income was $58 million (including a $91 million net gain from the sale of the Home Builders Network) and Adjusted Net Income was $17.8 million.
- The company achieved 40% Gross Written Premium (GWP) growth and 23% Net Written Premium (NWP) growth in Q4 2025 compared to Q4 2024. For the full year 2025, GWP reached $1.1 billion and NWP was $422 million.
- Hippo's Net Combined Ratio improved to 99% in Q4 2025 and improved by 25 points to 113.0% for the full year 2025 compared to 2024. Book Value Per Share (BVPS) grew 17% from year-end 2024 to $16.97 in Q4 2025.
- For 2026, the company provided guidance including GWP of $1.4 - $1.5 billion, NWP of $500 - $540 million, a Combined Ratio of 103% - 105%, and Adjusted Net Income of $45 - $55 million.
6 days ago
Hippo Holdings Reports Strong Q4 and Full Year 2025 Results with Positive 2026 Outlook
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Hippo Holdings reported full year 2025 Gross Written Premium (GWP) over $1.1 billion, an increase of 24%, with Net Written Premium (NWP) up 13% to $422 million. The company achieved Net Income of $58 million and an Adjusted Net Income of $18 million or $0.68 per diluted share. The Combined Ratio improved by 25 percentage points to 113% for the full year.
- For Q4 2025, GWP grew 40% year-over-year to $288 million, and the Net Combined Ratio improved 8 percentage points to 99.4%. Adjusted Net Income for Q4 grew 20% year-over-year to $18 million or $0.67 per diluted share.
- The company continued its strategic diversification, with Homeowners accounting for 34% of 2025 GWP (down from 47% in 2024) , while Commercial multi-peril GWP grew 75% to $265 million and Casualty GWP grew 92% to $264 million. Homeowners is expected to return to growth in 2026 after prioritizing profitability.
- For 2026, Hippo expects GWP to grow between 27% and 36% to a range of $1.4 billion-$1.5 billion, and NWP to grow between 19% and 28% to $500 million-$540 million. The Net Combined Ratio is projected to improve by 8 to 10 percentage points to 103%-105%, with Adjusted Net Income expected to be between $45 million and $55 million.
6 days ago
Hippo Holdings Reports Strong Q4 and Full Year 2025 Results, Provides 2026 Guidance
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Hippo Holdings achieved over $1.1 billion in Gross Written Premium for the full year 2025, marking a 24% increase year-over-year, and reported a full year Net Income of $58 million, representing a $98 million improvement from the prior year.
- In Q4 2025, Gross Written Premium grew 40% year-over-year to $288 million, and the Net Combined Ratio improved 8 percentage points to 99.4%. Adjusted Net Income for Q4 increased 20% year-over-year to $18 million.
- Growth in 2025 was primarily driven by strong performance in casualty (up 92% to $264 million GWP) and commercial multi-peril (up 75% to $265 million GWP), while the homeowners business is expected to return to growth in 2026 after a 10% decline in 2025 due to a focus on profitability.
- For 2026, the company expects Gross Written Premium to be between $1.4 billion and $1.5 billion, representing 27% to 36% growth, and anticipates Adjusted Net Income in the range of $45 million to $55 million.
6 days ago
Hippo Holdings Reports Strong Q4 and Full Year 2025 Results, Provides Optimistic 2026 Guidance
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Hippo Holdings reported a strong 2025 performance, with Gross Written Premium (GWP) exceeding $1.1 billion for the first time, a 24% increase year-over-year, and Net Income of $58 million. The Combined Ratio improved by 25 percentage points to 113% for the full year.
- Growth was primarily driven by commercial lines, with Commercial Multi-Peril GWP increasing 75% to $265 million and Casualty GWP increasing 92% to $264 million in 2025, contributing to portfolio diversification.
- The homeowners business GWP declined 10% in 2025 due to a focus on profitability but is expected to return to growth in 2026 following product retooling and a relaunch of traditional policies.
- For 2026, the company projects GWP to grow between 27% and 36% to a range of $1.4 billion-$1.5 billion, and Adjusted Net Income between $45 million and $55 million, significantly up from $18 million in 2025. The Net Combined Ratio is expected to improve to 103%-105%.
6 days ago
Hippo Holdings Reports Strong Q4 and Full Year 2025 Financial Results with Positive 2026 Guidance
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Hippo Holdings Inc. reported strong financial performance for Q4 2025, with Gross Written Premium (GWP) increasing 40% to $288 million and achieving a Combined Ratio of 99%, an 8 percentage point improvement over Q4 2024.
- For the full year 2025, the company achieved $1.1 billion in GWP, a 24% increase over 2024, and reported Net Income attributable to Hippo of $58 million and Adjusted Net Income of $18 million, marking a significant turnaround from losses in 2024.
- Diluted earnings per share for Q4 2025 was $0.23, and for the full year 2025, it was $2.22.
- The company's profitability improved significantly, with the Net Loss Ratio improving 12 percentage points to 46% in Q4 2025 and 17 percentage points to 60% for the full year 2025.
- Hippo provided 2026 full-year guidance, projecting Gross Written Premium between $1.4 billion and $1.5 billion, a Combined Ratio between 103% and 105%, and Adjusted Net Income between $45 million and $55 million.
6 days ago
Hippo Holdings Inc. Reports Q4 and Full-Year 2025 Financial Results and Provides 2026 Guidance
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- For Q4 2025, Hippo Holdings Inc. reported a Net Income of $6 million and Adjusted Net Income of $18 million, with Gross Written Premium increasing 40% to $288 million and a Combined Ratio improving to 99%.
- For the full year 2025, the company achieved a Net Income of $58 million and Adjusted Net Income of $18 million, with Gross Written Premium reaching $1.1 billion.
- The Book Value per share increased 17% to $16.97 at year-end 2025.
- Hippo provided 2026 guidance, projecting Gross Written Premium between $1.4 billion and $1.5 billion, Net Written Premium between $500 million and $540 million, and Adjusted Net Income between $45 million and $55 million, targeting a Combined Ratio of 103% to 105%.
6 days ago
Hippo Reports Strong Q3 2025 Results and Raises Full-Year Guidance
HIPO
Earnings
Guidance Update
Share Buyback
- Hippo reported strong Third Quarter 2025 results, achieving adjusted net income of $18 million and growing gross written premium by 33% year over year to $311 million. The net loss ratio improved by 25 percentage points year over year to 48%, and the net combined ratio improved by 28 percentage points year over year to 100%.
- The company is undergoing significant portfolio diversification, with casualty increasing to 25% of gross written premium and commercial multi-peril to 21%, while homeowners decreased to 32%.
- Full-year 2025 guidance was raised for several key metrics, including gross written premium to $1.09-$1.11 billion, revenue to $465-$468 million, and adjusted net income to a profit of $10-$14 million. The net loss ratio guidance was also improved to 63%-64%.
- Hippo repurchased 514,000 shares for approximately $15 million during the quarter.
Nov 5, 2025, 1:00 PM
Hippo (HIPO) Reports Q3 2025 Financial Results and Strategic Developments
HIPO
Earnings
Guidance Update
M&A
- Hippo (HIPO) reported Net Income of $98.1 million and Adjusted Net Income of $18.3 million for Q3 2025. The company also achieved a 33% increase in Gross Written Premium and 14% growth in Book Value Per Share compared to year-end 2024.
- Strategic developments in Q3 2025 included the sale of its homebuilder distribution network, which resulted in a net gain of $91 million. The company's underwriting performance for the quarter showed a Net Loss Ratio of 48% and a Net Combined Ratio of 100%.
- Hippo provided a positive outlook, projecting 2025 Gross Written Premium (GWP) of $1.1 billion and setting 2028 targets including over $2 billion in GWP, over $125 million in Adjusted Net Income, and over 18% Adjusted Return on Equity. Additionally, new executive and board members were appointed, including a Chief Data Officer and two Directors.
Nov 5, 2025, 1:00 PM
Hippo Holdings Inc. Reports Strong Third Quarter 2025 Financial Results and Updates Full-Year Guidance
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Hippo Holdings Inc. reported diluted net earnings per share of $3.77 and adjusted earnings per share of $0.70 for the quarter ended September 30, 2025.
- The company saw its Gross Written Premium increase 33% to $311 million and revenue grow 26% to $121 million in Q3 2025 compared to Q3 2024.
- Net Income reached $98 million in Q3 2025, a significant improvement from a net loss of $9 million in Q3 2024, partly due to a $91 million gain on the sale of its homebuilder distribution network.
- Underwriting results improved substantially, with the Net Loss Ratio improving 25 percentage points to 48% and the Combined Ratio improving 28 percentage points to 100% compared to Q3 2024.
- Hippo updated its FY 2025 guidance, projecting Gross Written Premium of $1,090-1,110 million, Revenue of $465-468 million, Net Income of $53-57 million, and Adjusted Net Income of $10-14 million.
Nov 5, 2025, 11:00 AM
Hippo Holdings Inc. Announces Strong Q3 2025 Financial Results and Updated Full-Year Guidance
HIPO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Hippo Holdings Inc. reported diluted net earnings per share of $3.77 and adjusted earnings per share of $0.70 for the quarter ended September 30, 2025. The company achieved a net income of $98 million and adjusted net income of $18 million for Q3 2025.
- Gross Written Premium increased 33% to $311 million and revenue grew 26% to $121 million compared to Q3 2024. The Net Loss Ratio improved 25 percentage points to 48% and the Combined Ratio improved 28 percentage points to 100% compared to Q3 2024.
- The Q3 2025 results included a $91 million gain on the sale of its homebuilder distribution network, net of technology write-off. Book Value per share increased 14% to $16.64 from year-end 2024.
- The company provided updated full-year 2025 guidance, expecting Gross Written Premium between $1,090 million and $1,110 million, revenue between $465 million and $468 million, and adjusted net income between $10 million and $14 million.
Nov 4, 2025, 10:40 PM
Quarterly earnings call transcripts for Hippo Holdings.
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