Amy Chen

Amy Chan

Kenny Lim Yong Hui

Michelle Ma

Qingqing Mao

Ray Guo

- **Huize Holding Limited** reported a **40.2% year-over-year increase** in total revenue to **RMB396.7 million** and achieved a **GAAP net profit attributable to common shareholders of RMB10.9 million** for the second quarter of 2025, compared to a net loss in the prior year period.  **[1778982_0001193125-25-201841_d30233dex991.htm:0]** **[1778982_0001193125-25-201841_d30233dex991.htm:1]** **[1778982_0001193125-25-201841_d30233dex991.htm:2]** 
- **Gross written premiums (GWP)** surged **34.4% year-over-year to RMB1,796.5 million**, with **first year premiums (FYP)** growing **73.1% year-over-year to RMB1,127.9 million** in Q2 2025.  **[1778982_0001193125-25-201841_d30233dex991.htm:0]** **[1778982_0001193125-25-201841_d30233dex991.htm:1]** 
- The company's **expense-to-income ratio significantly improved** from 40.5% in Q2 2024 to **23.9%** in Q2 2025, attributed to cost-optimization initiatives and the deployment of proprietary AI.  **[1778982_0001193125-25-201841_d30233dex991.htm:0]** **[1778982_0001193125-25-201841_d30233dex991.htm:1]** 
- As of June 30, 2025, Huize served **11.4 million cumulative insurance clients** and partnered with **146 insurer partners**.  **[1778982_0001193125-25-201841_d30233dex991.htm:0]**

Huize Holding Limited Reports Strong Second Quarter 2025 Financial Results

- Huize Holding achieved a **total revenue** of approximately **RMB400 million** in Q2 2025, a three-year quarterly high, and reported a **GAAP net profit** of approximately **RMB11 million**.  **[1778982_2141058_1]** **[1778982_2141058_3]** 
- The company facilitated **gross written premiums (GWP)** of **RMB1.8 billion**, an increase of **34%** year-over-year, and **first year premiums (FYP)** grew **73%** year-over-year to **RMB1.13 billion**.  **[1778982_2141058_1]** **[1778982_2141058_3]** 
- Operational efficiency significantly improved, with the **expense to revenue ratio** decreasing by **16.6 percentage points** year-over-year to **23.9%** in Q2 2025, supported by a **17%** year-over-year reduction in total operating expenses to **RMB95 million**.  **[1778982_2141058_1]** **[1778982_2141058_4]** 
- Huize expanded its international footprint by securing a financial adviser and exempt insurance broker license in **Singapore** and reported a **32%** year-over-year increase in both GWP and revenue for its **Vietnam** subsidiary, Global Care.  **[1778982_2141058_2]** **[1778982_2141058_4]** 
- For the full year 2025, the company anticipates achieving a **second half profit**, with expectations for **meaningful sequential growth in earnings profile** in Q3.  **[1778982_2141058_8]**

Huize Holding Reports Strong Q2 2025 Financial Results and International Expansion

- Huize reported strong financial results for Q2 2025, with **total revenue reaching a three-year quarterly high of RMB400 million** and achieving **GAAP net profit of RMB10.9 million** and **non-GAAP net profit of RMB8 million**.  **[1778982_2140663_1]** **[1778982_2140663_4]** 
- The company saw significant premium growth, with gross written premiums facilitated increasing **34% year-over-year to RMB1.8 billion** and first year premiums growing **73% year-over-year to RMB1.13 billion**.  **[1778982_2140663_1]** **[1778982_2140663_4]** 
- Operational efficiency improved significantly, with the **expense to revenue ratio decreasing by 16.6 percentage points year-over-year to 23.9%**, driven by company-wide AI adoption.  **[1778982_2140663_2]** **[1778982_2140663_5]** 
- International expansion is progressing, highlighted by securing a financial adviser and exempt insurance broker license in **Singapore** and its Vietnam subsidiary, Global Care, achieving a **32% year-over-year increase in both GWP and revenue**.  **[1778982_2140663_2]** **[1778982_2140663_5]** 
- Looking ahead, Huize expects to deliver a **second half profit for the year** and anticipates continued sequential growth in par product distribution, with gross margin remaining stable.  **[1778982_2140663_7]** **[1778982_2140663_9]** **[1778982_2140663_10]**

Huize Holding (HUIZ)