Jackson Financial (JXN) Company Report

Jackson Financial reported strong Q3 2025 results with adjusted operating earnings of $433 million, an increase of over 20% from the prior year, and adjusted operating earnings per share of $6.15, up 27%.
Retail annuity sales reached a record high of over $5 billion, with RILA sales contributing $2 billion and traditional variable annuities making up over half of sales.
The company returned $210 million to shareholders in Q3 2025, totaling $657 million year-to-date, and anticipates exceeding its $700-$800 million annual capital return target. This includes a $1 billion increase to the share repurchase authorization and a $0.80 per common share Q4 cash dividend.
Jackson maintained a robust capital position with an estimated risk-based capital (RBC) ratio of 579%, well above its 425% target, and holding company cash and liquid securities of $751 million.

Nov 5, 2025, 4:00 PM

Transcript

Jackson Financial Reports Strong Q3 2025 Adjusted Operating Earnings and Capital Returns

JXN

Earnings

Dividends

Share Buyback

Jackson Financial reported Adjusted Operating Earnings per Diluted Common Share of $6.16 for Q3 2025, contributing to $16.10 for the September YTD 2025 period.
The company generated $1,124 million in Free Capital Generation through Q3 2025 and expects to exceed its full-year target of $1 billion for 2025.
Jackson returned $657 million of capital to common shareholders in the first nine months of 2025, anticipating that the full-year capital return will exceed the targeted range of $700-$800 million. The 2025 dividend increased 14% over 2024 to $0.80 per common share.
As of Q3 2025, Jackson National Life Insurance Company's (JNL) estimated Risk-Based Capital (RBC) ratio was 579%, exceeding the 425% minimum target, and holding company liquidity was over $750 million. RILA Account Value reached $17.8 billion by Q3 2025.

Nov 5, 2025, 4:00 PM

Presentation

Jackson Financial Reports Strong Q3 2025 Results with Increased Capital Return and Robust Capital Position

JXN

Earnings

Dividends

Share Buyback

Jackson Financial Inc. reported $65 million in GAAP earnings and $433 million in Non-GAAP Adjusted Operating Earnings for Q3 2025.
The company returned $210 million to common shareholders in Q3 2025, bringing the year-to-date total to $657 million, and expects to exceed its full-year capital return target of $700-$800 million.
Jackson National Life Insurance Company (JNL) maintained a strong estimated risk-based capital (RBC) ratio of 579% at the end of Q3 2025.
Free cash flow for Q3 2025 was $216 million, contributing to a year-to-date total of $719 million.
Retail annuity sales increased by 22% over the second quarter of 2025.

Nov 5, 2025, 4:00 PM

Presentation

Jackson Financial Inc. Announces Strong Q3 2025 Financial Results

JXN

Earnings

Share Buyback

Dividends

Jackson Financial Inc. reported Q3 2025 GAAP earnings of $65 million and non-GAAP earnings of $433 million, translating to diluted GAAP EPS of $0.92 and diluted non-GAAP EPS of $6.16.
The company returned $210 million to common shareholders in Q3 2025, contributing to a year-to-date total of $657 million, and expects to exceed its full-year capital return target of $700-$800 million.
Jackson National Life Insurance Company (JNL) maintained a robust capital position with an estimated Risk-Based Capital (RBC) ratio of 579% and Statutory Total Adjusted Capital (TAC) exceeding $5.6 billion at the end of Q3 2025.
Holding company cash and highly liquid securities were over $750 million as of Q3 2025, surpassing the $250 million minimum liquidity buffer.
Retail annuity sales increased by 22% compared to Q2 2025.

Nov 4, 2025, 9:21 PM

8-K

Jackson Financial Inc. Announces Third Quarter 2025 Results

JXN

Earnings

Share Buyback

Dividends

Jackson Financial Inc. reported net income attributable to common shareholders of $65 million, or $0.92 per diluted share, for the third quarter ended September 30, 2025, a significant improvement from a net loss of $(480) million, or $(6.37) per diluted share, in the third quarter of 2024.
Adjusted operating earnings increased to $433 million, or $6.16 per diluted share, in the third quarter of 2025, compared to $350 million, or $4.60 per diluted share, in the third quarter of 2024.
The company achieved retail annuity sales of $5.4 billion, up 2% from the third quarter of 2024, and institutional sales of $1 billion, up 34% from the third quarter of 2024.
Jackson maintained a robust capital position with total adjusted capital of over $5.6 billion and an estimated risk-based capital (RBC) ratio of 579% at Jackson National Life Insurance Company as of September 30, 2025.
The company returned $210 million to common shareholders in the third quarter of 2025, comprising $154 million of common share repurchases and $56 million in common dividends.

Nov 4, 2025, 9:19 PM

8-K

Jackson Financial Inc Q1 2025 Strong Earnings & Capital Highlights

JXN

Earnings

Dividends

Share Buyback

Jackson Financial Inc delivered adjusted operating earnings of $376M in Q1 2025, up 13% year-over-year, supported by $213M in free cash flow and an estimated RBC ratio of 585%.
The firm demonstrated robust capital discipline with $441M in statutory capital generation, a $231M net capital return, and ended the quarter with $5.2B in adjusted capital plus over $600M in liquid assets.
Capital return efforts were reinforced by a 14% dividend increase to $0.80 and share repurchases totaling $172M.
Operational highlights included retail annuity sales surpassing $4B (up >9% year-over-year) and significant growth in RILA and advisory segments.
The company remains on track to meet its 2025 capital return target of $700–$800M.

May 8, 2025, 1:01 PM

Transcript Presentation

Jackson Financial Inc. Reports Q1 2025 Results

JXN

Earnings

Revenue Acceleration/Inflection

Share Buyback

Dividends

Strong Q1 performance: Reported GAAP earnings of $376M () and earnings per share of $5.10, alongside adjusted operating earnings of $376M despite a net loss of $(35)M ( ).
Retail annuity sales: Achieved $4.0 billion in Q1 2025, including variable annuities at $2.7 billion ().
Capital strength and liquidity: Maintained total adjusted capital over $5.2 billion and cash & highly liquid assets exceeding $600M ( ).
Shareholder returns: Returned $231 million to common shareholders through repurchases and dividends ( ).

May 7, 2025, 12:00 AM

8-K 8-K

Jackson Financial Inc. Announces Executive Officer Changes

JXN

Management Change

Executive Compensation

Christopher A. Raub has been appointed President of Jackson National Life Insurance Company, effective April 14, 2025, bringing over 25 years of experience with the company.
Steve Binioris has been named as the new Executive Vice President and Chief Risk Officer, succeeding Mr. Raub with effect from April 14, 2025.
The appointment of Mr. Raub includes a compensation package with a $600,000 base salary, a target bonus of 175% of his base salary, and a target annual long-term equity incentive award of $2,000,000.

Apr 10, 2025, 12:00 AM

8-K

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