Earnings summaries and quarterly performance for KB Financial Group.
Research analysts who have asked questions during KB Financial Group earnings calls.
Do Ha Kim
Hanwha Investment & Securities
3 questions for KB
Baek Do san
Korea Investment & Securities
2 questions for KB
Doosan Baek
Korea Investment & Securities Co., Ltd.
2 questions for KB
Hye-jin Park
Daishin Securities Co., Ltd.
2 questions for KB
Jaeong Won
HSBC
2 questions for KB
Jihyun Cho
JPMorgan Chase & Co.
2 questions for KB
Jung Joon seok
Mirae Asset Securities
2 questions for KB
Jun-Sup Jung
NH Investment & Securities Co., Ltd.
2 questions for KB
Kim Do
Hanoi Investment & Securities
2 questions for KB
Kim Joo
Samsung Securities
2 questions for KB
Miseon Lee
Citigroup Inc.
2 questions for KB
Jae Woo Kim
Not Disclosed in Transcript
1 question for KB
Jaewoong Won
HSBC Securities
1 question for KB
Shim Jongmin
CLSA Securities
1 question for KB
Yong Jin Seol
SK Securities Co., Ltd.
1 question for KB
Recent press releases and 8-K filings for KB.
- On February 5, 2026, KB Financial Group Inc. resolved to cancel 4,222,378 common shares.
- The company plans to acquire these shares as treasury shares via purchases on the stock exchange between February 6, 2026, and April 20, 2026.
- The estimated amount of shares to be cancelled is KRW 600,000,000,000.
- This cancellation will decrease the total number of issued shares but will not reduce the paid-in capital of KB Financial Group.
- KB Financial Group Inc. resolved to acquire 4,222,378 common shares with an estimated value of KRW 600,000,000,000.
- The share acquisition is scheduled from February 6, 2026, to April 20, 2026, with the purpose of enhancing shareholder return and increasing corporate value.
- The acquisition will be conducted through purchases on the stock exchange (KRX), with a daily buying order limit of 422,237 common shares.
- As of February 5, 2026, the company held 14,262,733 treasury shares (3.83%), and the overall limitation on the acquisition amount of treasury shares is KRW 3,152,769 million.
- KB Financial Group Inc.'s board of directors declared a cash dividend of KRW 1,605 per common share on February 5, 2026.
- The total dividend amount is KRW 575,533,293,810, assuming 358,587,722 outstanding shares.
- This declared dividend per common share does not include the KRW 2,762 per share that has already been paid as quarterly dividends.
- The record date for the dividend is February 27, 2026, with payment expected within one month following shareholder approval at the annual general meeting (AGM).
- The final dividend amount is subject to adjustment based on tax incentive requirements for high-dividend companies and the actual number of outstanding shares after treasury share acquisition, and requires audit and AGM approval.
- KB Financial Group reported preliminary operating results for fiscal year 2025, with profit attributable to shareholders of the parent company increasing by 15.06% to 5,842,974 million Won.
- For the full fiscal year 2025, net operating profit for KB Financial Group increased by 6.04% to 8,531,244,376 Won, while operating revenue decreased by 4.50% to 81,378,163,985 Won.
- In Q4 2025, profit attributable to shareholders of the parent company was 721,241 million Won, marking a 5.43% increase compared to Q4 2024.
- The company's total assets reached 797,923,033,049 Won at the end of fiscal year 2025. The increase in profit was primarily due to higher interest income from an increased average balance of loan and financial assets, and growth in fee income.
- KB Financial Group reported a 2025 full-year net profit of KRW 5.8 trillion, a 15.1% increase year-on-year, with ROE reaching 10.86%.
- The company announced a 2025 dividend per share of KRW 4,367, marking a 37.6% increase year-on-year, and a total shareholder return ratio of 52.4%.
- For 2026, the Board of Directors resolved to conduct a KRW 600 billion share buyback and cancellation immediately, with an additional KRW 600 billion scheduled for Q2, as part of a KRW 2,820 billion first-half shareholder return plan.
- The group maintained strong capital adequacy with an anticipated 2025 CET1 ratio of 13.79%.
- Management provided 2026 guidance, expecting overall bank loan growth of around 5%, a gradual decline in NIM to the low- to mid-single-digit level, and SG&A growth of ±4%.
- KB Financial Group reported a 2025 full-year net profit of KRW 5.8 trillion, marking a 15.1% increase year-on-year, with ROE at 10.86% and basic EPS at KRW 15,437.
- The company announced a 2025 total cash dividend of KRW 1,580 billion, representing a 32% increase year-on-year, and a dividend per share of KRW 4,367, up 37.6% year-on-year. The total shareholder return ratio for 2025 was 52.4%.
- For 2026, KB Financial Group plans KRW 2,820 billion in first-half shareholder returns, including KRW 1,620 billion in cash dividends and KRW 1,200 billion in share buybacks and cancellations.
- The company set a mid- to long-term ROE target of more than 11% and anticipates bank loan growth of around 5% for 2026, with SG&A growth of approximately +/- 4%.
- Q4 2025 net profit declined significantly quarter-over-quarter due to sizable one-off items, including KRW 263.3 billion for ELS penalty provisioning and group ERP costs.
- KB Financial Group reported a 15.1% increase in 2025 net profit to KRW 5.8 trillion and a 20% increase in basic EPS to KRW 15,437, with ROE reaching 10.86%.
- The company announced a significant increase in shareholder returns, with the 2025 total cash dividend amount rising 32% year-on-year to KRW 1,580 billion, and a total shareholder return ratio of 52.4%. For 2026, KRW 1,200 billion is allocated for share buyback and cancellation in two rounds.
- Cost efficiency improved, with the 2025 CIR reaching an all-time low of 39.3%.
- For 2026, the company anticipates a gradual decline in NIM to the low- to mid-single-digit level, bank loan growth of approximately 5%, and SG&A growth of around ±4%. The CET1 ratio is expected to remain stable with a slight decline, moving on an upward trajectory from Q3.
- The company set aside KRW 69.7 billion for LTV provisioning and KRW 263.3 billion for ELS penalties in Q4 2025.
- KB Financial Group Inc. terminated its trust agreement for the acquisition of treasury shares on January 9, 2026, due to the expiration of its term.
- The agreement, which commenced on July 24, 2025, involved a total contract amount of 660,000,000,000 KRW.
- As a result of the termination, 5,564,253 common shares will be returned and are scheduled for cancellation by January 15, 2026.
- KB Financial Group Inc. has updated its resolution to cancel 5,564,253 common treasury shares.
- The estimated amount of shares to be cancelled is KRW 659,999,903,600.
- The scheduled date of cancellation is January 15, 2026, though this date is subject to change based on consultations with relevant authorities.
- This action will decrease the total number of issued common shares but will not result in a reduction of KB Financial Group's paid-in capital.
- Orum Therapeutics secured 145 billion KRW (approximately US$100 million) in convertible preferred stock investments.
- The funding round was led by returning investor KB Investment and included new investors such as Weiss Asset Management and Korea Investment Partners.
- This investment will support advancing therapeutic programs, including ORM-1153, toward clinical development, expanding discovery across novel payload classes, and broadening global capabilities.
Quarterly earnings call transcripts for KB Financial Group.
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