Research analysts who have asked questions during Yuanbao earnings calls.
AC
Amy Chen
Jefferies
2 questions for YB
Also covers: HUIZ
JL
Jia Liang Yuan
Huafu Securities
2 questions for YB
TW
Thomas Wang
Goldman Sachs
2 questions for YB
Also covers: PUK
XC
Xingtao Chen
CICC Research
2 questions for YB
Also covers: HUIZ
Yuan Liao
CITIC Securities
2 questions for YB
Also covers: BABA, YMM
YX
Yue Xu
CSC
2 questions for YB
YX
Yingying Xu
Southwest Securities
1 question for YB
YX
Yiting Xu
Southwest Securities
1 question for YB
Recent press releases and 8-K filings for YB.
Yuanbao Inc. Announces Third Quarter 2025 Unaudited Financial Results
YB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Yuanbao Inc. reported total revenues of RMB1,157.9 million (US$162.6 million) for the third quarter of 2025, representing a 33.6% year-over-year increase.
- Net income for the third quarter of 2025 was RMB370.4 million (US$52.0 million), marking a 51.3% year-over-year increase, with the net income margin expanding to 32.0%.
- The number of new policies issued in the third quarter of 2025 grew by 41.8% year-over-year to 8.0 million.
- As of September 30, 2025, the company held RMB3.75 billion (US$526.8 million) in cash and cash equivalents, time deposits, restricted cash, short-term investments, and long-term bank deposits, an 82.3% year-over-year increase.
- The company highlighted the seamless integration of Large Language Models (LLMs) into its core operational workflows, enhancing R&D efficiency and customer service.
Dec 3, 2025, 12:00 PM
Yuanbao Inc. Reports Strong Q3 2025 Results with Significant Revenue and Net Income Growth
YB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Yuanbao Inc. reported strong Q3 2025 financial results, with total revenues growing 33.6% year-over-year to RMB 1.16 billion and net income surging 51.3% year-over-year to RMB 370.4 million, marking the 13th consecutive quarter of profitability.
- The company's cash reserves stood at RMB 3.75 billion at the end of September, an 82.3% year-over-year increase, providing a solid financial foundation.
- Operational highlights include issuing 8 million new policies, a 41.8% year-over-year increase, driven by enhanced AI and data capabilities.
- AI technology is deeply integrated across core operations, including risk identification, customer acquisition, product design, and claims processing, with AI-generated code accounting for nearly 50% of new code developed in the quarter.
- Yuanbao launched an innovative short-term critical illness insurance product, offering high coverage at an affordable price point, and expects at least 30% revenue growth for FY 2025.
Dec 3, 2025, 12:00 PM
Yuanbao Inc. Reports Strong Q3 2025 Financial Results Driven by AI and Data Capabilities
YB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Yuanbao Inc. reported Q3 2025 total revenues of RMB 1.16 billion, a 33.6% year-over-year increase, with net income surging 51.3% to RMB 370.4 million. This marks the 13th consecutive quarter of profitability, with the net income margin expanding to 32%.
- The company issued 8 million new policies, representing a 41.8% year-over-year increase, primarily driven by enhanced AI and data capabilities.
- As of the end of September, Yuanbao's cash reserves stood at RMB 3.75 billion, an 82.3% year-over-year increase, providing robust financial flexibility.
- Yuanbao continues to deeply integrate AI technology across its core operations, including risk identification, customer acquisition, product design, and claims processing, with AI-generated code accounting for nearly 50% of new code in Q3 2025.
- For full-year 2025, the company anticipates revenue growth of at least 30% and is considering dividends as a strategy for shareholder return.
Dec 3, 2025, 12:00 PM
Yuanbao Inc. Announces Strong Q3 2025 Results with Significant Revenue and Net Income Growth
YB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Yuanbao Inc. reported total revenues of RMB 1.16 billion for Q3 2025, marking a 33.6% year-over-year increase.
- Net income surged 51.3% year-over-year to RMB 370.4 million, achieving a net income margin of 32%.
- The company issued 8 million new policies, a 41.8% year-over-year increase, and maintained a strong liquidity position with RMB 3.75 billion in cash reserves as of the end of September.
- AI technology is deeply integrated across operations, with AI-generated code accounting for nearly 50% of new code developed in Q3 2025, enhancing efficiency in key functions like risk identification and product design.
- Looking ahead, Yuanbao anticipates at least 30% revenue growth for the full year 2025, while maintaining a healthy profit level.
Dec 3, 2025, 12:00 PM
Yuanbao Inc. Announces Second Quarter 2025 Unaudited Financial Results
YB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Yuanbao Inc. reported total revenues of RMB1,069.9 million (US$149.4 million) in the second quarter of 2025, representing a 25.2% year-over-year increase.
- Net income for Q2 2025 was RMB304.7 million (US$42.5 million), a 55.6% year-over-year increase, with the net income margin expanding to 28.5%.
- The number of new policies in Q2 2025 grew by 49.9% year-over-year to 7.9 million.
- As of June 30, 2025, the company's cash and cash equivalents, time deposits, restricted cash, and short-term investments totaled RMB3.42 billion (US$477.2 million), marking a 99.1% year-over-year increase.
Aug 28, 2025, 10:00 AM
Quarterly earnings call transcripts for Yuanbao.
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