Rick Balmaseda

Rick Balmaseda is Senior Vice President–Investments at Benjamin F. Edwards & Co. in Danbury, CT, where he leverages over 41 years of industry experience to deliver customized wealth management and retirement income planning for his clients. His key responsibilities include building comprehensive financial plans, overseeing investment portfolios, and advising self-made, conservative families on achieving consistent, low-volatility returns through a disciplined, value-oriented approach.

Balmaseda specializes in asset allocation and portfolio construction with a strong focus on retirement income strategies, blending cash, bonds, stocks, and non-correlated assets to help clients avoid large losses and benefit from "reversion to the mean" principles. He places emphasis on high-quality companies, experienced money managers, and mutual funds (both open and closed-end), targeting out-of-favor and undervalued investments and aiming for real after-tax returns.

Previously, he served as Senior Vice President–Investment Officer at Wells Fargo Advisors and Wachovia Securities, demonstrating a consistent dedication to client service and investment management across multiple leading firms. Balmaseda holds a degree in Social Relations from Colgate University, along with the CERTIFIED FINANCIAL PLANNER™ and Retirement Income Certified Professional (RICP®) designations, underlining his expertise in financial planning and retirement solutions.