Ramirez Asset Management, Inc.

Investment Strategy

RAM focuses on providing tailored fixed income investment strategies for institutional and high-net-worth clients. Their approach emphasizes separate account management across strategies such as Cash Management, Short Duration, Strategic Intermediate, Core, Long Duration, and custom mandates. Portfolios are constructed primarily from U.S. Treasury and government securities, mortgage- and asset-backed securities, investment-grade and high-yield corporates, as well as municipal and taxable bonds. RAM does not engage in short-term market timing but instead adheres to a long-term, client-oriented approach, incorporating unique investment restrictions and objectives as needed. The firm also manages the Ramirez Government Money Market Fund and the Ramirez Core Bond Fund, both registered mutual funds emphasizing safety, liquidity, and income generation within clients’ prescribed risk parameters.