Itau Unibanco Holding (ITUB) Company Report

Itaú Unibanco Holding S.A. announced that its Board of Directors approved the payment of dividends in the amount of BRL1.868223 per share, payable on December 19, 2025.
The Board also approved Interest on Capital (IoC) in the amount of BRL0.369750 per share (gross), resulting in net interest of BRL0.3142875 per share, to be paid until April 30, 2026.
These payments, totaling BRL 23.4 billion, will consider the final stockholding position recorded on December 9, 2025.
Additionally, the company approved the cancellation of 78,850,638 preferred shares, valued at R$ 3 billion, which were acquired through its current Buyback Program.

7 days ago

6-K

Itaú Unibanco Declares Dividends and Interest on Capital, Announces Share Cancellation

ITUB

Dividends

Share Buyback

Itaú Unibanco's Board of Directors approved the payment of dividends in the amount of BRL1.868223 per share on December 19, 2025, and Interest on Capital (IoC) of BRL0.369750 per share (gross) or BRL0.3142875 per share (net) to be paid until April 30, 2026.
These payments, totaling BRL 23.4 billion, will be based on the final stockholding position recorded on December 9, 2025, with shares trading "ex-rights" as of December 10, 2025.
The company also approved the cancellation of 78,850,638 preferred shares, valued at R$ 3 billion, which were acquired through its current Buyback Program and held in treasury.
As a result of this cancellation, the share capital now comprises 10,705,698,245 book-entry shares, consisting of 5,454,119,395 common shares and 5,251,578,850 preferred shares.

8 days ago

Press Release

Itaú Unibanco announces repurchase of Tier 2 Subordinated Financial Bills

ITUB

Debt Issuance

Itaú Unibanco Holding S.A. will repurchase all of its Tier 2 Subordinated Financial Bills on November 13th, 16th, 18th, 19th, 24th, and December 2nd, 2025.
These Financial Bills were originally issued between November 12th and December 2nd, 2020, with maturities in November and December 2030.
The total amount of the repurchase is R$3.6 billion.
The estimated impact of this repurchase on the Company’s Tier 2 capital ratio is approximately 20 basis points, calculated on the capital base as of September 30, 2025.

Nov 12, 2025, 3:19 PM

6-K

Itaú Unibanco Holding S.A. Reports Q3 2025 Financial Results and Capital Adequacy

ITUB

Earnings

Debt Issuance

Itaú Unibanco Holding S.A. reported operating revenues of R$43,402 million for Q3 2025 and R$127,780 million for the nine months ended September 30, 2025.
Net income attributable to owners of the parent company was R$11,306 million for Q3 2025, with basic earnings per common and preferred share of R$1.05. For the nine months ended September 30, 2025, net income attributable to owners was R$32,950 million, and basic EPS was R$3.12.
As of September 30, 2025, the company's total assets were R$2,969,351 million, and total stockholders' equity was R$224,707 million.
The Total Capital Ratio (Basel Ratio) stood at 16.4% as of September 30, 2025, with a Common Equity Tier 1 ratio of 13.5% and a Tier 1 ratio of 14.8%. The company also reported a R$122,091 million surplus over the required minimum Total capital.
Subsequent to the quarter, on October 8, 2025, Itaú Unibanco Holding S.A. issued R$3 billion in Subordinated Perpetual Financial Bills, which are eligible to make up Supplementary Capital with an estimated impact of 0.2 percentage points on its Tier I capitalization index.

Nov 6, 2025, 7:14 PM

6-K

Itau Unibanco Holding S.A. Updates 2025 Guidance and Announces Board and Executive Officer Changes

ITUB

Guidance Update

Management Change

Board Change

Itau Unibanco Holding S.A. provided revised guidance for fiscal year 2025 results, noting deviations such as lower-than-expected loan portfolio growth, higher financial margin with clients, increased cost of credit due to a one-off event, higher non-interest expenses, and a more positive performance from the trading desk.
The company announced multiple changes to its Board of Directors and executive officers throughout 2025, with election dates in April, August, and October and investiture dates in June and October.
At the Board of Directors Meeting on October 30, 2025, Albano Manoel Almeida and Flavio Ribeiro Iglesias were elected as officers, and officer Thales Ferreira Silva was removed with immediate effect.
The inauguration of newly elected directors is pending approval from the Central Bank of Brazil.
PricewaterhouseCoopers Auditores Independentes Ltda. served as the independent auditors for the years ended 12/31/2024, 12/31/2023, and 12/31/2022.

Nov 5, 2025, 6:26 PM

6-K

Itau Unibanco Holding S.A. Reports Q3 2025 Results

ITUB

Earnings

Revenue Acceleration/Inflection

Dividends

Itau Unibanco Holding S.A. reported a Recurring Managerial Result of R$11,876 million for Q3 2025, representing a 3.2% increase from the previous quarter. For the first nine months of 2025, the result reached R$34.5 billion, up 13.1% year-over-year.
The company achieved a Recurring Managerial Return on Average Equity of 23.3% on a consolidated basis for Q3 2025.
The total credit portfolio grew by 0.9% in Q3 2025 to R$1,402,039 million, with an annual growth of 6.4%.
The Efficiency Ratio for Q3 2025 was 39.5% on a consolidated basis.
Stockholders' Equity increased by R$6.3 billion during the quarter to R$207,164 million, and the Tier I Capital Ratio stood at 14.8% as of September 30, 2025.

Nov 5, 2025, 4:47 PM

6-K

Itaú Unibanco Holding S.A. Announces Q3 2025 Results

ITUB

Earnings

Guidance Update

Itaú Unibanco Holding S.A. reported a Recurring Managerial Result of R$11.9 billion for Q3 2025, an increase of 3.2% from Q2 2025 and 11.3% from Q3 2024.
The company's Recurring Managerial ROE for Q3 2025 was 24.2%.
The total credit portfolio, excluding foreign exchange variation, reached R$1,402.0 billion as of September 2025, growing 7.5% compared to September 2024.
Asset quality remained stable with the 90 days NPL at 2.0% as of September 2025.
The 2025 guidance for Financial margin with the market was reviewed to a range of R$3.0 billion to R$3.5 billion.

Nov 5, 2025, 2:29 PM

6-K

Itau Unibanco Reports Q3 2025 Results and Updates Financial Margin Projection

ITUB

Earnings

Guidance Update

Itau Unibanco reported a recurring managerial result of R$11.9 billion in the third quarter of 2025, marking an 11.3% increase compared to the same period of the previous year.
The annualized recurring managerial return on average equity (ROE) reached 23.3% in Q3 2025, remaining stable compared to the prior quarter.
The total credit portfolio grew to R$1.4 trillion, an increase of 6.4% compared to Q3 2024, with the nonperforming loans ratio (90 days overdue) remaining stable at 1.9%.
The company revised its projection for the financial margin with the market for 2025, now expecting growth between R$3.0 billion and R$3.5 billion.

Nov 5, 2025, 1:54 PM

6-K

Itau Unibanco Holding S.A. Releases Revised 2025 Projections

ITUB

Guidance Update

Itaú Unibanco Holding S.A. released its revised projections for the year 2025 on November 4, 2025.
As of February 2025, the company considers a cost of capital of approximately 15.0% per year in the management of its businesses.
These projections are forecasts based on management's current outlook and are highly dependent on market and economic conditions.

Nov 5, 2025, 1:41 PM

6-K

Itau Unibanco Holding S.A. Reports Q3 2025 Capital and Risk Management Metrics

ITUB

As of September 30, 2025, Itaú Unibanco Holding S.A. reported a Common Equity Tier I Ratio of 13.5%, a Tier I Ratio of 14.8%, and a Total Capital Ratio of 16.4%.
The bank's Risk-Weighted Assets (RWA) increased to R$ 1,454,242 million as of September 30, 2025, up from R$ 1,436,344 million on June 30, 2025.
The Net Stable Funding Ratio (NSFR) was 123.3% as of September 30, 2025, which is above the regulatory limit of 100%.
Total credit exposures (post CCF and post-CRM) amounted to R$ 1,999,119 million as of September 30, 2025, with overdue amounts totaling R$ 56,299 million.

Nov 5, 2025, 1:12 PM

6-K

Earnings Transcripts

Quarterly earnings call transcripts for Itau Unibanco Holding.

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